Provisioning news items

• US 10,595,159 B1
• Filed: 06/27/2018
• Issued: 03/17/2020
• Est. Priority Date: 11/10/2016
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: Nelson, Corey Michael, Touchberry, Spencer Holland, Champion, November Michelle, Salley, Gwendoria M.
• Primary Examiner(s): Sabouri, Mazda
• Application Number:
  US16/020,607
• Time in Patent Office: 629 Days
• CPC Class Codes: A61B 5/02055 Simultaneously evaluating both cardiovascular condition and temperature
• CPC Class Codes: A61B 5/021 Measuring pressure in heart or blood vessels A61B5/0205 takes precedence
• CPC Class Codes: A61B 5/02438 with portable devices, e.g. worn by the patient
• CPC Class Codes: A61B 5/165 Evaluating the state of mind, e.g. depression, anxiety
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis
• CPC Class Codes: H04B 1/385 Transceivers carried on the body, e.g. in helmets
• CPC Class Codes: H04B 2001/3861 carried in a hand or on fingers
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/535 Tracking the activity of the user network monitoring arrangements H04L43/00; recording of computer activity G06F11/34
• CPC Class Codes: H04W 4/023 using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds

Abstract

Various examples are directed to systems and methods for provisioning news items. A news provisioning application may apply user interest data to select a first news item from news data and determine that the first news item is negative for the first user based at least in part on the financial data. The news provisioning application may receive, from a first network-enabled device, physiological data describing a physiological condition of the first user at a first time and determine to provide the first news item to the first user based at least in part on the physiological data. The news provisioning application may send to a second network-enabled device, alert data instructing the second network-enabled device to modify the operation of the second network-enabled device to generate an alert indicating the first news item.

Claims

1. A system comprising:

at least one processor; and

a memory in communication with the at least one processor, wherein the at least one processor is programmed to perform operations comprising;

receiving user financial data describing at least one financial holding of a first user;

receiving, from a network-enabled appliance, appliance usage data describing usage of the network-enabled appliance;

selecting a first news item based at least in part on the appliance usage data;

determining that the first news item is negative for the first user based at least in part on the user financial data;

receiving, from a first network-enabled device, physiological data describing a physiological condition of the first user;

determining a user state describing the first user based at least in part on the physiological data;

determining that the user state permits provision of the first news item to the first user; and

sending, to a second network-enabled device, alert data instructing the second network-enabled device to modify the operation of the second network-enabled device to generate an alert indicating the first news item.

2. The system of claim 1, wherein the at least one processor is further programmed to perform operations comprising:

generating first user interest data based at least in part on the user financial data; and

receiving news data describing a plurality of news items, wherein the first news item is selected from the news data and wherein the selecting the first news item is also based at least in part on the first user interest data.

3. The system of claim 1, wherein the at least one processor is further programmed to perform operations comprising:

determining a potential financial holding for the first user based at least in part on the appliance usage data, wherein the determining that the first news item is negative for the first user is also based at least in part on the potential financial holding.

4. The system of claim 2, wherein the at least one processor is further programmed to perform operations comprising:

receiving, from a network-enabled refrigerator, an image depicting a first item in the refrigerator; and

determining a potential financial holding for the first user based at least in part on the first item.

5. The system of claim 2, wherein the at least one processor is further programmed to perform operations comprising:

selecting from the plurality of news items an interest set of news items based at least in part on the first user interest data, wherein the interest set of news items comprises the first news item and a second news item; and

generating a first user news data structure comprising the first news item and the second news item, wherein the first user news data structure comprises a next news item position.

6. The system of claim 5, wherein the at least one processor is further programmed to perform operations comprising:

determining that the second news item is at the next news item position of the first user news data structure, wherein the second news item is negative for the first user;

receiving, from the first network-enabled device, second physiological data describing a second physiological condition of the first user at a second time;

determining not to provide the second news item to the first user based at least in part on the second physiological data; and

moving the second news item from the next news item position of the first user news data structure.

7. The system of claim 1, wherein the second network-enabled device is a lighting system, and wherein the alert data instructs the lighting system to modify the operation of the lighting system at least by blinking a first light in communication with the lighting system.

8. The system of claim 1, wherein the first network-enabled device is a wearable device, and wherein the physiological data comprises a heart rate of the first user.

9. The system of claim 1, wherein the at least one processor is further programmed to perform operations comprising accessing location data describing a location of the first user, wherein determining to provide the first news item to the first user is also based at least in part on the location data.

10. A method comprising:

receiving user financial data describing at least one financial holding of a first user;

receiving, from a network-enabled appliance, appliance usage data describing usage of the network-enabled appliance;

selecting a first news item based at least in part on the appliance usage data;

determining that the first news item is negative for the first user based at least in part on the user financial data;

receiving, from a first network-enabled device, physiological data describing a physiological condition of the first user;

determining a user state describing the first user based at least in part on the physiological data;

determining that the user state permits provision of the first news item to the first user; and

sending, to a second network-enabled device, alert data instructing the second network-enabled device to modify operation of the second network-enabled device to generate an alert indicating the first news item.

11. The method of claim 10, further comprising:

generating first user interest data based at least in part on the user financial data; and

receiving news data describing a plurality of news items, wherein the first news item is selected from the news data and wherein the selecting the first news item is also based at least in part on the first user interest data.

12. The method of claim 10, further comprising:

determining a potential financial holding for the first user based at least in part on the appliance usage data, wherein the determining that the first news item is negative for the first user is also based at least in part on the potential financial holding.

13. The method of claim 11, further comprising:

receiving from a network-enabled refrigerator an image depicting a first item in the refrigerator; and

determining a potential financial holding for the first user based at least in part on the first item.

14. The method of claim 11, further comprising:

selecting from the plurality of news item an interest set of news items based at least in part on the first user interest data, wherein the set of news items comprises the first news item and a second news item; and

generating a first user news data structure comprising the first news item and the second news item, wherein the first user news data structure comprises a next news item position.

15. The method of claim 14, further comprising:

determining that the second news item is at the next news item position of the first user news data structure, wherein the second news item is negative for the first user;

receiving, from the first network-enabled device, second physiological data describing a second physiological condition of the first user at a second time;

determining not to provide the second news item to the first user based at least in part on the second physiological data; and

moving the second news item from the next news item position of the first user news data structure.

16. The method of claim 10, wherein the second network-enabled device is a lighting system, and wherein the alert data instructs the lighting system to modify operation of the lighting system at least by blinking a first light in communication with the lighting system.

17. The method of claim 10, wherein the first network-enabled device is a wearable device, and wherein the physiological data comprises a heart rate of the first user.

18. The method of claim 10, further comprising accessing location data describing a location of the first user, wherein determining to provide the first news item to the first user is also based at least in part on the location data.

19. A non-transitory machine-readable medium comprising instructions thereon that, when executed by at least one processor, cause the at least one processor to perform operations comprising:

receiving user financial data describing at least one financial holding of a first user,

receiving, from a network-enabled appliance, appliance usage data describing usage of the network-enabled appliance;

selecting a first news item based at least in part on the appliance usage data;

determining that the first news item is negative for the first user based at least in part on the user financial data;

receiving, from a first network-enabled device, physiological data describing a physiological condition of the first user;

determining a user state describing the first user based at least in part on the physiological data;

determining that the user state permits provision of the first news item to the first user; and

sending, to a second network-enabled device, alert data instructing the second network-enabled device to modify the operation of the second network-enabled device to generate an alert indicating the first news item.