Data transfer, over session or connection, and between computing device and server associated with a routing network for modifying one or more parameters of the routing network

• US 10,601,718 B2
• Filed: 04/03/2017
• Issued: 03/24/2020
• Est. Priority Date: 04/03/2017
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Twombly, Steven M., Murphy, Matthew, Williams, Mark, Holland, Bradley, Nelson, Mark A.
• Primary Examiner(s): Rivas, Salvador E
• Application Number:
  US15/477,830
• Publication Number:
  US 20180287948A1
• Time in Patent Office: 1,086 Days
• CPC Class Codes: G06Q 30/0233 Method of redeeming a frequent usage reward
• CPC Class Codes: H04L 41/28 Restricting access to network management systems or functions, e.g. using authorisation function to access network configuration
• CPC Class Codes: H04L 43/08 Monitoring or testing based on specific metrics, e.g. QoS, energy consumption or environmental parameters
• CPC Class Codes: H04L 45/02 Topology update or discovery
• CPC Class Codes: H04L 45/60 Router architectures
• CPC Class Codes: H04L 45/70 Routing based on monitoring results
• CPC Class Codes: H04L 47/24 Traffic characterised by specific attributes, e.g. priority or QoS
• CPC Class Codes: H04L 65/1066 Session management
• CPC Class Codes: H04L 65/1101 Session protocols
• CPC Class Codes: H04L 67/141 Setup of application sessions admission control or resource allocation in data switching networks H04L47/70
• CPC Class Codes: H04N 21/4367 Establishing a secure communication between the client and a peripheral device or smart card
• CPC Class Codes: H04Q 11/0005 Switch and router aspects
• CPC Class Codes: H04W 12/50 Secure pairing of devices
• CPC Class Codes: H04W 48/08 Access restriction or access information delivery, e.g. discovery data delivery signalling during connection H04W76/00
• CPC Class Codes: H04W 76/00 Connection management
• CPC Class Codes: H04W 80/00 Wireless network protocols or protocol adaptations to wireless operation

Abstract

A user device is configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device determines, based on the received, a plurality of parameters for the first and second routing networks. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network and receive, from the server and via the secure session connection, a modification to one or more parameters of the plurality of parameters for the second routing network. The computing device may determine priorities for the first routing network and the second routing network based at least in part on the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.

Claims

1. A system comprising:

a user device of a user configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network;

the computing device comprising;

a processor; and

memory storing computer-executable instructions that, when executed by the processor, cause the computing device to;

receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network;

determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network;

determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network;

generate a secure session connection between the computing device and a server associated with the second routing network;

receive, from the server and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network;

determine priorities for the first routing network and the second routing network based on first and second baseline rewards, respectively, and prevent first and second servers associated with the first and second routing networks from increasing the first and second baseline rewards, respectively;

store, at a database, the priorities for the first routing network and the second routing network;

receive a user parameter, wherein the user parameter is indicative of a desired benefit for the user;

when an activity is detected, retrieve the priorities from the database; and

identify, based on the user parameter, one of the first routing network and the second routing network that optimizes the activity for the desired benefit to the user based on the user parameter.

2. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

prior to receiving the data indicative of the plurality of routing networks, generate a secure session connection between the computing device and the user device, wherein the receiving the data indicative of the plurality of routing networks comprises receiving the data indicative of the plurality of routing networks via the secure session connection.

3. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

generate a secure session connection between the computing device and a server associated with the first routing network;

receive, from the server associated with the first routing network, and via the secure session connection between the computing device and the server associated with the first routing network, a modification to one or more parameters of the plurality of parameters for the first routing network,

wherein the determining the priorities for the first routing network and the second routing network comprises determining the priorities for the first routing network and the second routing network based at least in part on the modification to the one or more parameters of the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.

4. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

determine a data translation for one or more of;

the plurality of parameters for the first routing network, or

the plurality of parameters for the second routing network,

wherein the determining the priorities for the first routing network and the second routing network is based on the data translation.

5. The system of claim 1, wherein the data indicative of the first routing network and the data indicative of a second routing network comprises user input data indicative of the first routing network and user input data indicative of the second routing network received at the user device and from the user.

6. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

receive, by the computing device and from the user device, a request to use the first routing network; and

in response to receiving the request to use the first routing network, transmit, by the computing device and to a server associated with the first routing network, data indicating the request to use the first routing network.

7. The system of claim 1, further comprising:

the server associated with the second routing network configured to transmit, to the computing device and via the secure session connection between the computing device and the server associated with the second routing network, the modification to the one or more parameters of the plurality of parameters for the second routing network.

8. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

generate a listing with a plurality of routing networks for the activity, wherein the first routing network and the second routing network are prioritized based on the retrieved priorities.

9. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

select, for the detected activity, one of the plurality of routing networks based on the retrieved priorities.

10. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

split the detected activity across the first routing network and the second routing network based on the retrieved priorities.

11. A method comprising:

receiving, by a computing device and from a user device of a user, data indicative of a first routing network and data indicative of a second routing network;

determining, by the computing device and based on the data indicative of the first routing network, a plurality of parameters for the first routing network;

determining, by the computing device and based on the data indicative of the second routing network, a plurality of parameters for the second routing network;

generating a secure session connection between the computing device and a server associated with the second routing network;

receiving, by the computing device, from the server, and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network;

determining, by the computing device, priorities for the first routing network and the second routing network based on first and second baseline rewards, respectively, and preventing first and second servers associated with the first and second routing networks from increasing the first and second baseline rewards, respectively;

storing, by the computing device and at a database, the priorities for the first routing network and the second routing network;

receiving a user parameter, wherein the user parameter is indicative of a desired benefit for the user;

when an activity is detected, retrieving the priorities from the database; and

identifying, based on the user parameter, one of the first routing network and the second routing network that optimizes the activity for the desired benefit to the user based on the user parameter.

12. The method of claim 11, further comprising:

prior to receiving the data indicative of the plurality of routing networks, generating a secure session connection between the computing device and the user device, wherein the receiving the data indicative of the plurality of routing networks comprises receiving the data indicative of the plurality of routing networks via the secure session connection.

13. The method of claim 11, further comprising:

generating a secure session connection between the computing device and a server associated with the first routing network;

receiving, by the computing device, from the server associated with the first routing network, and via the secure session connection between the computing device and the server associated with the first routing network, a modification to one or more parameters of the plurality of parameters for the first routing network,

wherein the determining the priorities for the first routing network and the second routing network comprises determining the priorities for the first routing network and the second routing network based at least in part on the modification to the one or more parameters of the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.

14. The method of claim 11, further comprising:

determining, by the computing device, a data translation for one or more of;

the plurality of parameters for the first routing network, or

the plurality of parameters for the second routing network,

wherein the determining the priorities for the first routing network and the second routing network is based on the data translation.

15. The method of claim 11, wherein the data indicative of the first routing network and the data indicative of a second routing network comprises user input data indicative of the first routing network and user input data indicative of the second routing network received at the user device and from the user.

16. The method of claim 11, further comprising:

receiving, by the computing device and from the user device, a request to use the first routing network; and

in response to receiving the request to use the first routing network, transmitting, by the computing device and to a server associated with the first routing network, data indicating the request to use the first routing network.

17. The method of claim 11, further comprising:

receiving, by the computing device and from the user device, a request to use at least one of the first routing network or the second routing network;

in response to receiving the request to use the at least one of the first routing network or the second routing network, determining whether the request indicates a selection of the first routing network or the second routing network;

in response to determining that the request does not indicate a selection of the first routing network or the second routing network, determining, by the computing device and based on the priorities, to use the second routing network; and

in response to determining to use the second routing network, transmitting, by the computing device and to the server associated with the second routing network, data indicating the request to use the at least one of the first routing network or the second routing network.

18. A non-transitory computer readable medium storing instructions thereon that, when read by a computing device, causes the computing device to:

receive, from a user device of a user, data indicative of a first routing network and data indicative of a second routing network;

determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network;

determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network;

generate a secure session connection between the computing device and a server associated with the second routing network;

receive, from the server, and via the secure session connection between the computing device and the server associated with the second routing network, a modification to one or more parameters of the plurality of parameters for the second routing network;

determine priorities for the first routing network and the second routing network based on first and second baseline rewards, respectively, and prevent first and second servers associated with the first and second routing networks from increasing the first and second baseline rewards, respectively; and

store, at a database, the priorities for the first routing network and the second routing network;

receive a user parameter, wherein the user parameter is indicative of a desired benefit for the user;

when an activity is detected, retrieve the priorities from the database; and

identify, based on the user parameter, one of the first routing network and the second routing network that optimizes the activity for the desired benefit to the user based on the user parameter.

19. The non-transitory computer readable medium of claim 18, storing instructions thereon that, when read by the computing device, causes the computing device to:

prior to receiving the data indicative of the plurality of routing networks, generate a secure session connection between the computing device and the user device, wherein the receiving the data indicative of the plurality of routing networks comprises receiving the data indicative of the plurality of routing networks via the secure session connection.

20. The non-transitory computer readable medium of claim 18, storing instructions thereon that, when read by the computing device, causes the computing device to:

generate a secure session connection between the computing device and a server associated with the first routing network;

receive, from the server associated with the first routing network, and via the secure session connection between the computing device and the server associated with the first routing network, a modification to one or more parameters of the plurality of parameters for the first routing network,

wherein the determining the priorities for the first routing network and the second routing network comprises determining the priorities for the first routing network and the second routing network based at least in part on the modification to the one or more parameters of the plurality of parameters for the first routing network and the modification to the one or more parameters of the plurality of parameters for the second routing network.

21. The non-transitory computer readable medium of claim 18, storing instructions thereon that, when read by the computing device, causes the computing device to:

determine a data translation for one or more of;

the plurality of parameters for the first routing network, or

the plurality of parameters for the second routing network,

wherein the determining the priorities for the first routing network and the second routing network is based on the data translation.

22. The non-transitory computer readable medium of claim 18, wherein the data indicative of the first routing network and the data indicative of a second routing network comprises user input data indicative of the first routing network and user input data indicative of the second routing network received at the user device and from the user.

23. The non-transitory computer readable medium of claim 18, storing instructions thereon that, when read by the computing device, causes the computing device to:

receive, from the user device, a request to use the first routing network; and

in response to receiving the request to use the first routing network, transmit, to a server associated with the first routing network, data indicating the request to use the first routing network.