Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing network
First Claim
1. A system comprising:
- a computing device comprising;
a processor; and
memory storing computer-executable instructions that, when executed by the processor, cause the computing device to;
generate a first secure session connection between the computing device and a first server associated with a first routing network;
receive, from the first server and via the first secure session connection, data associated with the first routing network;
generate a second secure session connection between the computing device and a second server associated with a second routing network;
receive, from the second server and via the second secure session connection, data associated with the second routing network;
analyze the data associated with the first routing network and the data associated with the second routing network;
determine, based on analyzing the data associated with the first routing network and the data associated with the second routing network, a difference between an initial user spending amount during a promotional time duration and a subsequent user spending amount during a subsequent time duration;
determine, based on the difference, a likelihood measure of a user device of a user using a new routing network that is different from the first and second routing networks;
in response to determining that the likelihood measure of the user device using the new routing network exceeds a threshold, generate, for display via the user device, a notification indicating a recommendation for the new routing network;
further in response to determining that the likelihood measure of the user device using the new routing network exceeds the threshold and when the user previously indicated an interest in registering for the new routing network, automatically register the user device for the new routing network; and
transmit, to the user device, the notification indicating the recommendation for the new routing network, wherein the user device is configured to display the notification indicating the recommendation for the new routing network;
the first server associated with the first routing network configured to;
transmit, to the computing device and via the first secure session connection, the data associated with the first routing network; and
the second server associated with the second routing network configured to;
transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.
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Accused Products
Abstract
A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to generate a first secure session connection between the computing device and a first server associated with a first routing network. The computing device may receive, from the first server and via the first secure session connection, data associated with the first routing network. The computing device may generate a second secure session connection between the computing device and a second server associated with a second routing network. The computing device may receive, from the second server and via the second secure session connection, data associated with the second routing network. The computing device may analyze the data associated with the first routing network and the data associated with the second routing network. The computing device may determine, based on the analyzing the data associated with the first routing network and the data associated with the second routing network, a likelihood of a user device using a new routing network different from the first routing network and the second routing network. In response to determining that the likelihood of the user device using the new routing network exceeds a threshold, the computing device may generate, for display via the user device, a notification indicating a recommendation for the new routing network. The computing device may transmit, to the user device, the notification indicating the recommendation for the new routing network. The user device may be configured to display the notification indicating the recommendation for the new routing network. The first server associated with the first routing network may be configured to transmit, to the computing device and via the first secure session connection, the data associated with the first routing network. The second server associated with the second routing network may be configured to transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.
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Citations
21 Claims
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1. A system comprising:
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a computing device comprising; a processor; and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to; generate a first secure session connection between the computing device and a first server associated with a first routing network; receive, from the first server and via the first secure session connection, data associated with the first routing network; generate a second secure session connection between the computing device and a second server associated with a second routing network; receive, from the second server and via the second secure session connection, data associated with the second routing network; analyze the data associated with the first routing network and the data associated with the second routing network; determine, based on analyzing the data associated with the first routing network and the data associated with the second routing network, a difference between an initial user spending amount during a promotional time duration and a subsequent user spending amount during a subsequent time duration; determine, based on the difference, a likelihood measure of a user device of a user using a new routing network that is different from the first and second routing networks; in response to determining that the likelihood measure of the user device using the new routing network exceeds a threshold, generate, for display via the user device, a notification indicating a recommendation for the new routing network; further in response to determining that the likelihood measure of the user device using the new routing network exceeds the threshold and when the user previously indicated an interest in registering for the new routing network, automatically register the user device for the new routing network; and transmit, to the user device, the notification indicating the recommendation for the new routing network, wherein the user device is configured to display the notification indicating the recommendation for the new routing network; the first server associated with the first routing network configured to; transmit, to the computing device and via the first secure session connection, the data associated with the first routing network; and the second server associated with the second routing network configured to; transmit, to the computing device and via the second secure session connection, the data associated with the second routing network. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method comprising:
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generating a first secure session connection between a computing device and a first server associated with a first routing network; receiving, by the computing device, from the first server, and via the first secure session connection, data associated with the first routing network; generating a second secure session connection between the computing device and a second server associated with a second routing network; receiving, by the computing device, from the second server, and via the second secure session connection, data associated with the second routing network; analyzing, by the computing device, the data associated with the first routing network and the data associated with the second routing network; determining, based on analyzing the data associated with the first routing network and the data associated with the second routing network, first and second time durations since a user opened accounts on the first and second routing networks, respectively; extracting a metric from the first and second time durations; obtaining, based on the metric, a likelihood measure of a user device of the user using a new routing network that is different from the first and second routing networks; in response to determining that the likelihood measure of the user device using the new routing network exceeds a threshold, generating, by the computing device and for display via the user device, a notification indicating a recommendation for the new routing network; further in response to determining that the likelihood measure of the user device using the new routing network exceeds the threshold and when the user previously indicated an interest in registering for the new routing network, automatically registering the user device for the new routing network; and transmitting, by the computing device and to the user device, the notification indicating the recommendation for the new routing network, wherein the user device is configured to display the notification indicating the recommendation for the new routing network. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. A non-transitory computer readable medium storing instructions thereon that, when read by a computing device, causes the computing device to:
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generate a first secure session connection between the computing device and a first server associated with a first routing network; receive, from the first server and via the first secure session connection, data associated with the first routing network; generate a second secure session connection between the computing device and a second server associated with a second routing network; receive from the second server, and via the second secure session connection, data associated with the second routing network; analyze the data associated with the first routing network and the data associated with the second routing network; determine, based on analyzing the data associated with the first routing network and the data associated with the second routing network, a difference between an initial user spending amount during a promotional time duration and a subsequent user spending amount during a subsequent time duration; determine, based on the difference, a likelihood measure of a user device of a user using a new routing network that is different from the first and second routing networks; in response to determining that the likelihood measure of the user device of a user using the new routing network exceeds a threshold, generate, for display via the user device, a notification indicating a recommendation for the new routing network; further in response to determining that the likelihood measure of the user device using the new routing network exceeds the threshold and when the user previously indicated an interest in registering for the new routing network, automatically register the user device for the new routing network; and transmit, to the user device, the notification indicating the recommendation for the new routing network, wherein the user device is configured to display the notification indicating the recommendation for the new routing network. - View Dependent Claims (17, 18, 19, 20, 21)
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Specification