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Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing network

  • US 10,608,918 B2
  • Filed: 04/03/2017
  • Issued: 03/31/2020
  • Est. Priority Date: 04/03/2017
  • Status: Active Grant
First Claim
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1. A system comprising:

  • a computing device comprising;

    a processor; and

    memory storing computer-executable instructions that, when executed by the processor, cause the computing device to;

    generate a first secure session connection between the computing device and a first server associated with a first routing network;

    receive, from the first server and via the first secure session connection, data associated with the first routing network;

    generate a second secure session connection between the computing device and a second server associated with a second routing network;

    receive, from the second server and via the second secure session connection, data associated with the second routing network;

    analyze the data associated with the first routing network and the data associated with the second routing network;

    determine, based on analyzing the data associated with the first routing network and the data associated with the second routing network, a difference between an initial user spending amount during a promotional time duration and a subsequent user spending amount during a subsequent time duration;

    determine, based on the difference, a likelihood measure of a user device of a user using a new routing network that is different from the first and second routing networks;

    in response to determining that the likelihood measure of the user device using the new routing network exceeds a threshold, generate, for display via the user device, a notification indicating a recommendation for the new routing network;

    further in response to determining that the likelihood measure of the user device using the new routing network exceeds the threshold and when the user previously indicated an interest in registering for the new routing network, automatically register the user device for the new routing network; and

    transmit, to the user device, the notification indicating the recommendation for the new routing network, wherein the user device is configured to display the notification indicating the recommendation for the new routing network;

    the first server associated with the first routing network configured to;

    transmit, to the computing device and via the first secure session connection, the data associated with the first routing network; and

    the second server associated with the second routing network configured to;

    transmit, to the computing device and via the second secure session connection, the data associated with the second routing network.

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