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System and method for facilitating programmatic verification of transactions

  • US 10,614,463 B1
  • Filed: 03/10/2017
  • Issued: 04/07/2020
  • Est. Priority Date: 05/21/2014
  • Status: Active Grant
First Claim
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1. A computer system comprising:

  • one or more computer-readable storage devices configured to store a plurality of computer executable instructions; and

    one or more hardware computer processors in communication with the one or more computer-readable storage devices and configured to execute the plurality of computer executable instructions in order to cause the computer system to;

    receive, from a first computing device, a request for data associated with a user, the request including authentication credentials associated with the user;

    identify an institution associated with the request;

    instantiate a simulated instance of a software application associated with the institution, wherein the simulated instance of the software application is configured to interface, via an application programming interface (“

    API”

    ), with a second computing device that is associated with the institution;

    request, by the simulated instance of the software application and via the API, an electronic document associated with the user from the second computing device;

    receive the electronic document associated with the user from the second computing device; and

    analyze the electronic document to extract account information associated with the user.

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