System for account linking and future event integration into retirement score calculation
First Claim
1. A system for determining a projected retirement score, the system comprising:
- a memory;
a communication device connected to a distributed network;
a processing device;
a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to;
compile into a structured database connected to the distributed network projected retirement information of a first user;
generate a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user;
establish a connection with a fitness tracker of the first user;
cause the fitness tracker to determine a location of the first user;
receive the location of the first user from the fitness tracker;
determine a fitness activity based on the location of the first user;
prompt the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate;
determine that the first user has completed the fitness activity;
update the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity;
combine the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information;
further update the projected retirement score based on the combined projected retirement information; and
communicate to a personal computing device, via the communication device, the projected retirement score.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to compile projected retirement information of a first user, wherein the retirement information comprises a user profile of the first user. Based on the user profile of the first user, the system generates a projected retirement score. After generating the projected retirement score, the system receives a request to link a user profile for a second user to the user profile of the first user. The system projected retirement information of the second user and combines the projected retirement information of the first user with the projected retirement information of the second user, thus resulting in combined projected retirement information. Using both the projected retirement information, the system updates the projected retirement score.
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Citations
20 Claims
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1. A system for determining a projected retirement score, the system comprising:
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a memory; a communication device connected to a distributed network; a processing device; a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to; compile into a structured database connected to the distributed network projected retirement information of a first user; generate a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user; establish a connection with a fitness tracker of the first user; cause the fitness tracker to determine a location of the first user; receive the location of the first user from the fitness tracker; determine a fitness activity based on the location of the first user; prompt the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate; determine that the first user has completed the fitness activity; update the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity; combine the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information; further update the projected retirement score based on the combined projected retirement information; and communicate to a personal computing device, via the communication device, the projected retirement score. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer program product for determining a projected retirement score comprising a non-transitory computer-readable storage medium having computer-executable instructions to:
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compile into a structured database connected to a distributed network projected retirement information of a first user; generate a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user; establish a connection with a fitness tracker of the first user; cause the fitness tracker to determine a location of the first user; receive the location of the first user from the fitness tracker; determine a fitness activity based on the location of the first user; prompt the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate; determine that the first user has completed the fitness activity; update the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity; combine the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information; further update the projected retirement score based on the combined projected retirement information; and communicate to a personal computing device, via a communication device, the projected retirement score. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method for determining a projected retirement score, comprising:
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compiling into a structured database connected to a distributed network projected retirement information of a first user; generating a projected retirement score based on the projected retirement information of the first user, wherein the projected retirement information comprises a life expectancy of the first user; establishing a connection with a fitness tracker of the first user; causing the fitness tracker to determine a location of the first user; receiving the location of the first user from the fitness tracker; determining a fitness activity based on the location of the first user; prompting the first user to perform the fitness activity by causing the fitness tracker to display a message and causing the fitness tracker to vibrate; determining that the first user has completed the fitness activity; updating the life expectancy of the first user and the projected retirement score based on determining that the first user has completed the fitness activity; combining the projected retirement information of the first user with projected retirement information of a second user, thus resulting in combined projected retirement information; further updating the projected retirement score based on the combined projected retirement information; and communicating to a personal computing device, via a communication device, the projected retirement score. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification