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Vehicle telematics based driving assessment

  • US 10,633,001 B2
  • Filed: 06/05/2017
  • Issued: 04/28/2020
  • Est. Priority Date: 06/05/2017
  • Status: Active Grant
First Claim
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1. A driving assessment system, comprising:

  • a first computing device associated with a user in a vehicle, the first computing device including;

    a first processor;

    a first long-range communication interface communicatively coupled to the first processor;

    a first accelerometer communicatively coupled to the first processor;

    a first global positioning system (GPS) communicatively coupled to the first processor; and

    first memory storing computer-readable instructions that, when executed by the first processor, cause the first computing device to;

    collect, by one or more of the first accelerometer and the first GPS, vehicle operational data and vehicle locational information associated with the vehicle and corresponding to a trip of the vehicle;

    identify, from the collected vehicle operational data, one or more periods in which the vehicle had a velocity greater than a first predetermined velocity threshold;

    determine a number of unlocking events of the first computing device during the one or more periods; and

    transmit, by the first long-range communication interface to a second computing device, the number of unlocking events, the vehicle operational data and vehicle locational information associated with the vehicle; and

    the second computing device located remotely from the first computing device, the second computing device including;

    a second processor;

    a second communication interface communicatively coupled to the second processor; and

    second memory storing computer-readable instructions that, when executed by the second processor, cause the second computing device to;

    receive, by the second communication interface and from the first computing device, the vehicle operational data and vehicle locational information;

    identify, based on the vehicle operational data and vehicle locational information, one or more of destination information corresponding to the trip, a time range of the trip, velocity events that occurred during the trip, and braking events that occurred during the trip;

    determine, based on the destination information corresponding to the trip, a type of location associated with the destination information; and

    calculate, based on one or more of the type of location, the time range, velocity events, and braking events, a behavior score for the trip.

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