System and method for providing a gaming establishment account automatic access to funds

• US 10,643,426 B2
• Filed: 12/18/2017
• Issued: 05/05/2020
• Est. Priority Date: 12/18/2017
• Status: Active Grant

• Current Assignee: IGT (International Game Technology)
• Original Assignee: IGT (International Game Technology)
• Inventors: Higgins, Kevin, Shepherd, Jeffery
• Primary Examiner(s): Cuff, Michael A
• Application Number:
  US15/845,438
• Publication Number:
  US 20190188956A1
• Time in Patent Office: 869 Days
• Field of Search: 463 16- 20, 463 25
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G07F 17/3223 Architectural aspects of a gaming system, e.g. internal configuration, master/slave, wireless communication
• CPC Class Codes: G07F 17/3241 Security aspects of a gaming system, e.g. detecting cheating, device integrity, surveillance computer security G06F21/00
• CPC Class Codes: G07F 17/3251 involving media of variable value, e.g. programmable cards, programmable tokens

Abstract

The present disclosure relates generally to a system that enables funds automatically transferred into the system from one or more funding sources in anticipation of such funds being used in association with various system components.

Claims

1. A system comprising:

a gaming establishment component processor; and

a gaming establishment component memory device which stores a plurality of instructions, which when executed by the gaming establishment component processor, cause the gaming establishment component processor to;

responsive to an occurrence of an anticipated fund transfer event, communicate data associated with a requested amount of funds to be electronically transferred from an external account to a gaming establishment account, wherein the anticipated fund transfer event occurs based on an anticipated use time of the requested amount of funds and a designated period of time associated with the external account to complete an electronic transfer of the requested amount of funds, and

after the occurrence of the anticipated fund transfer event and responsive to an occurrence of an external account transaction completion event associated with the electronic transfer of the requested amount of funds, modify a balance of the gaming establishment account based on the requested amount of funds being electronically transferred from the external account, wherein the modification of the balance of the gaming establishment account occurs prior to the anticipated use time of the requested amount of funds.

2. The system of claim 1, wherein the anticipated fund transfer event comprises receiving a confirmation input associated with the requested amount of funds.

3. The system of claim 1, wherein when executed by the gaming establishment component processor, the plurality of instructions cause the gaming establishment component processor to automatically communicate data associated with the requested amount of funds to be electronically transferred from the external account to the gaming establishment account responsive to the occurrence of the anticipated fund transfer event.

4. The system of claim 1, wherein the anticipated use time of the requested amount of funds is selected from the group consisting of:

an anticipated arrival at a gaming establishment, and an anticipated departure from the gaming establishment.

5. The system of claim 1, wherein the gaming establishment component processor is selected from the group consisting of:

part of a controller of a cashless wagering system, part of a controller of a gaming establishment retail system, part of a controller of a gaming establishment credit system, and part of a controller of a gaming establishment fund management system.

6. The system of claim 1, wherein the gaming establishment account is selected from the group consisting of:

a cashless wagering account, a gaming establishment retail account, and a gaming establishment fund management account.

7. The system of claim 1, wherein the data associated with the requested amount of funds electronically transferred from the external account to the gaming establishment account is received in association with a mobile device application of a mobile device.

8. The system of claim 1, wherein the data associated with the requested amount of funds transferred from the external account to the gaming establishment account is wirelessly communicated via a wireless protocol selected from the group consisting of:

a near field communication protocol, a WiFi protocol, a Bluetooth protocol, a Bluetooth Low Energy protocol, and a mobile device network protocol.

9. A method of operating a system, said method comprising:

responsive to an occurrence of an anticipated fund transfer event, communicating data associated with a requested amount of funds to be electronically transferred from an external account to a gaming establishment account, wherein the anticipated fund transfer event occurs based on an anticipated use time of the requested amount of funds and a designated period of time associated with the external account to complete an electronic transfer of the requested amount of funds, and

after the occurrence of the anticipated fund transfer event and responsive to an occurrence of an external account transaction completion event associated with the electronic transfer of the requested amount of funds, modifying, by a gaming establishment component processor, a balance of the gaming establishment account based on the requested amount of funds being electronically transferred from the external account, wherein the modification of the balance of the gaming establishment account occurs prior to the anticipated use time of the requested amount of funds.

10. The method of claim 9, wherein the anticipated fund transfer event comprises receiving a confirmation input associated with the requested amount of funds.

11. The method of claim 9, further comprising automatically communicating data associated with the requested amount of funds to be electronically transferred from the external account to the gaming establishment account responsive to the occurrence of the anticipated fund transfer event.

12. The method of claim 9, wherein the anticipated use time of the requested amount of funds is selected from the group consisting of:

an anticipated arrival at a gaming establishment, and an anticipated departure from the gaming establishment.

13. The method of claim 9, wherein the gaming establishment component processor is selected from the group consisting of:

part of a controller of a cashless wagering system, part of a controller of a gaming establishment retail system, part of a controller of a gaming establishment credit system, and part of a controller of a gaming establishment fund management system.

14. The method of claim 9, wherein the gaming establishment account is selected from the group consisting of:

a cashless wagering account, a gaming establishment retail account, and a gaming establishment fund management account.

15. The method of claim 9, wherein the data associated with the requested amount of funds electronically transferred from the external account to the gaming establishment account is received in association with a mobile device application of a mobile device.

16. The method of claim 9, wherein the data associated with the requested amount of funds transferred from the external account to the gaming establishment account is wirelessly communicated via a wireless protocol selected from the group consisting of:

a near field communication protocol, a WiFi protocol, a Bluetooth protocol, a Bluetooth Low Energy protocol, and a mobile device network protocol.