System and method for providing data to a merchant device from a user device over a wireless link

• US 10,650,443 B2
• Filed: 11/06/2019
• Issued: 05/12/2020
• Est. Priority Date: 03/31/2014
• Status: Active Grant

• Current Assignee: Monticello Enterprises, LLC
• Original Assignee: Monticello Enterprises, LLC
• Inventors: Isaacson, Thomas M., Durham, Ryan Connell
• Primary Examiner(s): Seibert, Christopher B
• Application Number:
  US16/675,341
• Publication Number:
  US 20200076782A1
• Time in Patent Office: 188 Days
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/203 Inventory monitoring
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 30/0625 Directed, with specific intent or strategy
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 30/0635 Processing of requisition or of purchase orders
• CPC Class Codes: G06Q 30/0641 Shopping interfaces
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: G07F 9/006 Details of the software used for the vending machines
• CPC Class Codes: G07G 1/0036 Checkout procedures
• CPC Class Codes: G07G 1/01 Details for indicating displaying information in general G09F, G09G
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00
• CPC Class Codes: H04L 2463/062 applying encryption of the keys cryptographic mechanisms or cryptographic arrangements for key distribution using key encryption key H04L9/0822
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 12/084 using delegated authorisation, e.g. open authorisation [OAuth] protocol
• CPC Class Codes: H04W 12/37 Managing security policies for mobile devices or for controlling mobile applications

Abstract

A device can include a memory storing user payment data and another memory device storing instructions that cause the device to establish a communication between a separate device and the system based on a gesture associated with the system and via a wireless link between the system and the separate device, the communication being associated with a potential purchase, receive purchase data from the separate device via the wireless link, the purchase data being associated with the potential purchase, present, on the display, an instruction associated with the potential purchase, receive a single-interaction from the user of the system to confirm a payment for the potential purchase, the single-interaction comprising a security measure to prevent unauthorized purchases, retrieve, based on the single-interaction from the user, the user payment data from the memory and transmit the user payment data via the wireless link to the separate device to make a purchase.

Claims

1. A system comprising:

a processor;

a display;

a memory storing user payment data; and

a computer-readable memory device storing instructions which, when executed by the processor, cause the processor to perform operations comprising;

establishing a communication between a separate device and the system via a wireless link between the system and the separate device, the communication being associated with a potential purchase;

presenting, on the display, an instruction associated with the potential purchase;

receiving, in response to the instruction, a single-interaction with the system from a user of the system to confirm a payment for the potential purchase, the single-interaction comprising a security measure to prevent unauthorized purchases;

retrieving, based on the single-interaction from the user, the user payment data from the memory; and

transmitting the user payment data via the wireless link to the separate device to make a purchase, wherein transmitting the user payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the user payment data to the separate device.

2. The system of claim 1, wherein the single-interaction comprises a finger press on a touch-sensitive component of the system.

3. The system of claim 1, wherein the user payment data can be used by a merchant associated with the separate device to process the purchase.

4. The system of claim 1, further comprising:

a program module stored in the computer-readable memory device, wherein the program module comprises instructions which, when executed by the processor, cause the processor to retrieve the user payment data from the memory and transmit the user payment data via the wireless link to the separate device to make the purchase.

5. The system of claim 1, wherein the user payment data identifies a payment account for the user that is used to make the purchase.

6. The system of claim 1, wherein the system comprises a user device, the separate device comprises a merchant device and wherein establishing the communication between the separate device and the system is based on a gesture associated with the system in connection with the merchant device.

7. A method comprising:

establishing, from a user device, a communication between the user device and a merchant device via a wireless link between the user device and the merchant device, the communication being associated with a potential purchase;

presenting, on a display of the user device, an instruction associated with the potential purchase;

receiving, in response to the instruction, a single-interaction from a user of the user device to confirm a payment for the potential purchase, the single-interaction comprising a security measure to prevent unauthorized purchases;

retrieving, based on the single-interaction from the user, user payment data from a memory of the user device; and

transmitting, from the user device to the merchant device and via the wireless link, the user payment data to make a purchase, wherein transmitting the user payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the user payment data to the separate device.

8. The method of claim 7, wherein the single-interaction comprises a finger press on a touch-sensitive component of the user device.

9. The method of claim 7, wherein the user payment data can be used by a merchant associated with the merchant device to process the purchase.

10. The method of claim 7, wherein the user device comprises a program module, wherein the program module comprises instructions which, when executed by a processor of the user device, cause the processor to retrieve the user payment data from the memory and transmit the user payment data via the wireless link to the merchant device to make the purchase.

11. The method of claim 7, wherein the user payment data identifies a payment account for the user that is used to make the purchase.

12. A merchant device comprising:

a processor; and

a computer-readable memory device storing instructions which, when executed by the processor, cause the processor to perform operations comprising;

establishing a communication between the merchant device and a user device via a wireless link between the user device and the merchant device, the communication being associated with a potential purchase and being initiated in connection with the potential purchase,

wherein, based on the communication, the user device can present, on a display of the user device, information associated with the potential purchase; and

receiving, at the merchant device and via the wireless link, user payment data to make a purchase, wherein the user payment data is obtained based on (1) the user device receiving a single-interaction from a user in response to the information to confirm a payment for the potential purchase, the single-interaction comprising a security measure to prevent unauthorized purchases and (2) the user device retrieving, based on the single-interaction from the user, the user payment data from a memory of the user device, wherein receiving the user payment data via the wireless link at the merchant device to make a purchase is performed according to a protocol for communicating the user payment data to the merchant device.

13. The merchant device of claim 12, wherein the single-interaction with the user device comprises a finger press on a touch-sensitive component of the user device.

14. The merchant device of claim 12, wherein the user payment data can be used by a merchant associated with the merchant device to process the purchase.

15. The merchant device of claim 12, wherein the computer-readable memory device stores further instructions which, when executed by the processor, cause the processor to perform operations further comprising:

initiating the establishing of the communication with the user device based on payment data associated with the potential purchase.

16. The merchant device of claim 12, wherein the user payment data identifies a payment account for the user that is used to make the purchase.

17. The merchant device of claim 12, wherein the single-interaction from the user occurs after the user device presents instructions on the display.