Client device access to data based on address configurations

• US 10,659,932 B2
• Filed: 03/11/2019
• Issued: 05/19/2020
• Est. Priority Date: 09/30/2015
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Todasco, Michael Charles
• Primary Examiner(s): Tran, Congvan
• Application Number:
  US16/298,736
• Publication Number:
  US 20190208374A1
• Time in Patent Office: 435 Days
• Field of Search: 455438, 4554143, 4554144, 455412, 455418-420
• CPC Class Codes: H04L 2463/121 Timestamp cryptographic mechanisms or cryptographic arrangements involving time stamps H04L9/3297
• CPC Class Codes: H04L 43/106 using time related information in packets, e.g. by adding timestamps
• CPC Class Codes: H04L 61/5053 Lease time; Renewal aspects
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 4/025 using location based information parameters
• CPC Class Codes: H04W 4/18 Information format or content conversion, e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals

Abstract

Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the request received, where the address provides access to data on a website. The smart phone system may also determine the address based on a receipt of the address generated by a server system. The smart phone system may also determine a timestamp associated with a transfer of the address at a geolocation. The smart phone system may also determine one or more time periods from the timestamp associated with the transfer of the address at the geolocation. The address may provide access to the data on the website during the one or more time periods.

Claims

1. A system, comprising:

a non-transitory memory storing instructions; and

one or more hardware processors coupled to the non-transitory memory and configured to read the instructions from the non-transitory memory to cause the system to perform operations comprising;

receiving, from a first electronic device, a first request to provide a first electronic link for transferring funds;

generating, in response to the receiving of the first request, the first electronic link;

receiving, from a second electronic device, a second request to access the first electronic link;

alerting the first electronic device that the second electronic device made the second request to access the first electronic link;

determining, in response to the receiving of the second request, whether the first electronic device and the second electronic device were within a threshold distance from each other during a predefined period of time; and

processing, based on the determining, the second request.

2. The system of claim 1, wherein the first electronic device and the second electronic device are determined to not have been within the threshold distance from each other during the predefined period of time, and wherein the processing comprises denying the second request.

3. The system of claim 1, wherein the operations further comprise:

generating a second electronic link in response to determining that the first electronic device and the second electronic device were not within the threshold distance from each other during the predefined period of time.

4. The system of claim 1, wherein the operations further comprise:

receiving, from a third electronic device, a third request to access the first electronic link;

determining, in response to the receiving of the third request, that the first electronic device and the third electronic device were within the threshold distance from each other during the predefined period of time; and

granting, in response to the determining that the first electronic device and the third electronic device were within the threshold distance from each other during the predefined period of time, the third request.

5. The system of claim 4, wherein the operations further comprise:

in response to an accessing of the first electronic link by the third electronic device, transferring funds electronically from an account of a first user associated with the first electronic device to an account of a third user associated with the third electronic device.

6. The system of claim 1, wherein the operations further comprise:

receiving a definition of the predefined period of time from the first electronic device.

7. The system of claim 1, wherein:

the receiving of the first request comprises receiving a description of an event; and

the generating the first electronic link comprises generating the first electronic link such that a body of the first electronic link contains a partial description of the event.

8. The system of claim 1, wherein the generating the first electronic link comprises generating a one-time use electronic link.

9. The system of claim 1, wherein the receiving the first request comprises receiving a specified amount of funds that is available for transfer, and wherein the operations further comprise:

configuring the threshold distance based on the specified amount of funds.

10. The system of claim 9, wherein the configuring the threshold distance comprises:

increasing a default threshold distance in response to the specified amount of funds being less than a first amount; and

decreasing the default threshold distance in response to the specified amount of funds exceeding the first amount.

11. A method, comprising:

receiving, from a first electronic device, a first request to provide a first electronic link for transferring funds;

generating, in response to the receiving of the first request, the first electronic link;

receiving, from a second electronic device, a second request to transfer funds from an account associated with the first electronic device to an account associated with the second electronic device, wherein the second request includes a request to access the first electronic link;

determining, based at least in part on Global Positioning Systems (GPS) data extracted from the first electronic device and the second electronic device, whether the first electronic device and the second electronic device were within a threshold distance from each other during the predefined period of time; and

performing one of the following;

granting the second request in response to determining that the first electronic device and the second electronic device were within the threshold distance from each other during the predefined period of time and in response to the granting, electronically transferring a first amount of funds from the account of a user associated with the first electronic device to the account of a user associated with the second electronic device;

or

denying the second request in response to determining that the first electronic device and the second electronic device were not within the threshold distance from each other during the predefined period of time.

12. The method of claim 11, further comprising:

deactivating the first electronic link after the granting.

13. The method of claim 11, further comprising:

in response to the denying;

sending a notification to the first electronic device that the second electronic device attempted to access the first electronic link;

deactivating the first electronic link; and

generating a second electronic link different from the first electronic link.

14. The method of claim 11, wherein the first request contains a definition of the predefined period of time.

15. The method of claim 11, wherein:

the first request includes a description of an event, the description containing one or more keywords;

the first electronic link includes a Uniform Resource Locator (URL); and

the one or more keywords are embedded in a body of the URL.

16. The method of claim 11, wherein the first request specifies an amount of funds that is available for transfer, and wherein the method further comprises:

adjusting the threshold distance as a function of the specified amount of funds.

17. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

receiving, from a first electronic device of a first user, a first request to provide a first electronic link for transferring funds;

generating, in response to the receiving of the first request, the first electronic link;

receiving, from a second electronic device of a second user, a second request to access the first electronic link;

extracting Global Positioning Systems (GPS) data from the first electronic device and the second electronic device;

determining, based on the extracted GPS data, whether the first electronic device and the second electronic device were at a common location during a predetermined time window; and

performing one of the following;

in response to determining that the first electronic device and the second electronic device were together at the common location during the predetermined time window, granting the second request and electronically transferring a first amount of funds from an account of the first user to an account of the second user;

or

in response to determining that the first electronic device and the second electronic device were not together at the common location during the predetermined time window, denying the second request, replacing the first electronic link with a second electronic link, and notifying the first electronic device of the second request.

18. The non-transitory machine-readable medium of claim 17, wherein the operations further comprise:

receiving a definition of the predetermined time window from the first electronic device.

19. The non-transitory machine-readable medium of claim 17, wherein the generating the first electronic link comprises generating a one-time use electronic link.

20. The non-transitory machine-readable medium of claim 17, wherein the determining whether the first electronic device and the second electronic device were at the common location comprises determining whether the first electronic device and the second electronic device were within a first distance from each other, wherein the receiving the first request comprises receiving a specified amount of funds that is available for transfer, and wherein the operations further comprise:

configuring a value of the first distance based on the specified amount of funds.