Optimizing display of disclosure based on prior interactions

• US 10,664,528 B1
• Filed: 06/28/2017
• Issued: 05/26/2020
• Est. Priority Date: 06/28/2017
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: Fraser, Tyua, Montenegro, Dennis E., Munir, Muhammad Farukh, Newman, David, Shetti, Abhijit
• Primary Examiner(s): Truong, Cam Y T
• Application Number:
  US15/635,721
• Time in Patent Office: 1,063 Days
• CPC Class Codes: G06F 16/90324 using system suggestions
• CPC Class Codes: G06F 16/93 Document management systems

Abstract

Systems and methods for facilitating optimization of documents based on prior interactions according to one or more example embodiments are shown. Such systems and methods make use of analyzing information obtained from financial institution computing system as well as other third party networks. Such systems and methods also make use of analyzing information stored from previous interactions with documents (e.g., financial disclosures). In some embodiments, this analysis of data allows for documents, such as disclosure documents, to emphasize features or sections that are of particular interest to the individual receiving the document. Information associated with one or more sections of a disclosure document may be pushed to account holders based on a disclosure associated event.

Claims

1. A computer-implemented method of emphasizing a section of a document object, performed by a computer system, the method comprising:

receiving by a disclosure display circuit of the computer system, a request for first data comprising the document object, wherein the document object is a disclosure document of an account of an account holder;

analyzing document interaction history, by the disclosure display circuit of the computer system, the document interaction history comprising interaction data of the account holder associated with the request, wherein the interaction data comprises time spent on sections of the textual display of the document object;

determining, by the disclosure display circuit, that a change to the document object is needed based on the interaction data of the account holder associated with the request by determining an association of the interaction data of the account holder with a section of a textual display of the document object exceeds a predetermined threshold;

determining, by the disclosure display circuit of the computer system, the section of the textual display of the document object to visually prioritize upon display based on the analysis of the document interaction history, and further based on the association of the account holder with the section of the textual display of the document object exceeding the predetermined threshold;

updating, by the disclosure display circuit of the computer system, the document object to visually prioritize upon display the determined section of the textual display of the document object, wherein the updating the document object to visually prioritize upon display the determined section comprises adding a tag to the determined section, wherein the tag indicates for the determined section at least one of an annotation that is activated or a type of emphasis that is activated; and

transmitting, by the disclosure display circuit of the computer system, the first data comprising the document object to a computing device to display at least the updated document object and the determined section of the textual display of the document object.

2. The computer-implemented method of claim 1, further comprising:

receiving document interaction data of interaction with the document object; and

updating an interaction database based on the document interaction data.

3. The computer-implemented method of claim 1, wherein

updating the document object to visually prioritize upon display the determined section, comprises updating a characteristic of the determined section that is selected from a group including highlighting, font size, font style, text color, animation, scrolling speed, and annotation.

4. A non-transitory computer readable storage medium comprising instructions that, when executed by computer system, cause the computer system to perform operations comprising:

receiving, by a disclosure display circuit of the computer system, a request for first data comprising a document object, wherein the document object is a disclosure document of an account of an account holder;

analyzing document interaction history, by the disclosure display circuit of the computer system, the document interaction history comprising interaction data of the account holder associated with the request, wherein the interaction data comprises time spent on sections of the textual display of the document object;

determining, by the disclosure display circuit, that a change to the document object is needed based on the interaction data of the account holder associated with the request by determining an association of the interaction data of the account holder with a section of a textual display of the document object exceeds a predetermined threshold;

determining, by the disclosure display circuit of the computer system, the section of the textual display of the document object to visually prioritize upon display based on the analysis of the document interaction history, and further based on the association of the account holder with the section of the textual display of the document object exceeding the predetermined threshold;

updating, by the disclosure display circuit of the computer system, the document object to visually prioritize upon display the determined section of the textual display of the document object, wherein the updating the document object to visually prioritize upon display the determined section comprises adding a tag to the determined section, wherein the tag indicates for the determined section at least one of an annotation that is activated or a type of emphasis that is activated; and

transmitting, by the disclosure display circuit of the computer system, the first data comprising the document object to a computing device to display at least the updated document object and the determined section of the textual display of the document object.

5. The non-transitory computer readable storage medium of claim 4, further comprising:

receiving document interaction data of interaction with the document object; and

updating an interaction database based on the document interaction data.

6. The non-transitory computer readable storage medium of claim 4, wherein updating the document object to visually prioritize upon display the determined section comprises updating a characteristic of the determined section that is selected from a group including highlighting, font size, font style, text color, animation, scrolling speed, and annotation.