Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to use

• US 10,716,060 B2
• Filed: 04/03/2017
• Issued: 07/14/2020
• Est. Priority Date: 04/03/2017
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Twombly, Steven M., Murphy, Matthew, Nelson, Mark A., Holland, Bradley, Williams, Mark
• Primary Examiner(s): Harper, Kevin C.
• Assistant Examiner(s): Baron, Henry
• Application Number:
  US15/477,805
• Publication Number:
  US 20180288690A1
• Time in Patent Office: 1,198 Days
• CPC Class Codes: H04W 48/18 Selecting a network or a communication service

Abstract

A method, apparatus, computer-readable medium, and/or system may comprise a computing device comprising a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from a user device, data indicative of an item. The computing device may be located at a first location, and the user device may be located at a second location, where the first location is different from the second location. The computing device may identify the item based on item recognition using the data indicative of the item. The computing device may determine, based on the identified item, one or more routing networks for the user device to use for the identified item. The computing device may generate, for display via the user device, a notification indicating the one or more routing networks for the user device to use for the identified item. The computing device may transmit, to the user device, and via a secure session connection, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may be configured to receive, from the computing device, the notification indicating the one or more routing networks for the user device to use for the identified item. The user device may display the notification indicating the one or more routing networks.

Claims

1. A system comprising:

a computing device comprising;

a processor; and

memory storing computer-executable instructions that, when executed by the processor, cause the computing device to;

receive, from a user device, data indicative of an item, wherein the computing device is located at a first location, wherein the user device is located at a second location, and wherein the first location is different from the second location;

identify the item based on item recognition using the data indicative of the item;

determine, based on the identified item, a plurality of routing networks for the user device to use for the identified item;

generate, for display via the user device, a first notification indicating the plurality of routing networks for the user device to use for the identified item;

transmit, to the user device and via a secure session connection, the first notification indicating the plurality of routing networks for the user device to use for the identified item;

receive, from a first routing network, a first datum about the identified item, wherein the plurality of routing networks includes the first routing network and a second routing network;

send, to the second routing network, a message to the second routing network, wherein the message is indicative of the first datum;

receive, from the second routing network and in response to the message, a second datum about the identified item;

select a recommended routing network from one of the first routing network and the second routing network based on the first datum and the second datum; and

transmit a second notification, to the user device, the second notification indicating the recommended routing network for the identified item; and

the user device configured to;

receive, from the computing device, the notification indicating the plurality of routing networks for the user device to use for the identified item;

display the first notification indicating the plurality of routing networks; and

display the second notification indicating the recommended routing network for the identified item.

2. The system of claim 1, wherein the user device comprises a camera, wherein the data indicative of the item comprises an image captured by the camera of the user device, and wherein the item recognition using the data indicative of the item comprises image recognition of the image captured by the camera of the user device.

3. The system of claim 1, wherein the user device comprises a camera, wherein the data indicative of the item comprises code information associated with the item and captured by the camera of the user device, and wherein the item recognition using the data indicative of the item comprises item recognition using the code information associated with the item and captured by the camera of the user device.

4. The system of claim 3, wherein the code information comprises one or more of barcode information or quick response (QR) code information.

5. The system of claim 1, further comprising:

a wireless sensing device configured to;

detect whether the user device is within range of the first location;

when the user device is within range of the first location, retrieve a list of the plurality of routing networks; and

when the user device is subsequently not within range of the second location, disassociate the plurality of routing networks from the user device.

6. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

receive, from the user device, a request to use the first routing network of the plurality of routing networks; and

in response to receiving the request to use the first routing network, transmit, to a server associated with the first routing network, data indicating the request to use the first routing network.

7. The system of claim 1, wherein the memory stores computer-executable instructions that, when executed by the processor, cause the computing device to:

receive, from the user device, a request to use at least one of the plurality of routing networks;

in response to receiving the request to use the at least one of the plurality of routing networks, determine whether the request indicates a selection of a routing network of the plurality of routing networks;

in response to determining that the request does not indicate a selection of a routing network, determine, based on the identified item, the first routing network of the plurality of routing networks; and

in response to determining the first routing network, transmit, to a server associated with the first routing network, data indicating the request to use the at least one of the plurality of routing networks.

8. A method comprising:

receiving, by a computing device and from a user device, data indicative of an item, wherein the computing device is located at a first location, wherein the user device is located at a second location, and wherein the first location is different from the second location;

identifying, by the computing device, the item based on item recognition using the data indicative of the item;

determining, by the computing device and based on the identified item, a plurality of routing networks for the user device to use for the identified item;

generating, by the computing device and for display via the user device, a first notification indicating the plurality of routing networks for the user device to use for the identified item;

transmitting, by the computing device, to the user device and via a secure session connection, the first notification indicating the plurality of routing networks for the user device to use for the identified item, wherein the user device is configured to display the first notification indicating the one or more routing networks;

receiving, from a first routing network, a first datum about the identified item, wherein the plurality of routing networks includes the first routing network and a second routing network;

sending, to the second routing network, a message to the second routing network, wherein the message is indicative of the first datum;

receiving, from the second routing network and in response to the message, a second datum about the identified item;

selecting a recommended routing network from one of the first routing network and the second routing network based on the first datum and the second datum; and

transmitting a second notification, to the user device, the second notification indicating the recommended routing network for the identified item.

9. The method of claim 8, wherein the data indicative of the item comprises an image captured by a camera of the user device, and wherein the item recognition using the data indicative of the item comprises image recognition of the image captured by the camera of the user device.

10. The method of claim 8, wherein the data indicative of the item comprises code information associated with the item and captured by a camera of the user device, and wherein the item recognition using the data indicative of the item comprises item recognition using the code information associated with the item and captured by the camera of the user device.

11. The method of claim 10, wherein the code information comprises one or more of barcode information or quick response (QR) code information.

12. The method of claim 8, further comprising:

detecting, based on a wireless sensing device, whether the user device is within range of the first location;

when the user device is within range of the first location, retrieving a list of the plurality of routing networks; and

when the user device is subsequently not within range of the second location, disassociating the plurality of routing networks from the user device.

13. The method of claim 8, further comprising:

receiving, by the computing device and from the user device, a request to use the first routing network of the plurality of routing networks; and

in response to receiving the request to use the first routing network, transmitting, by the computing device and to a server associated with the first routing network, data indicating the request to use the first routing network.

14. The method of claim 8, further comprising:

receiving, by the computing device and from the user device, a request to use at least one of the plurality of routing networks;

in response to receiving the request to use the at least one of the plurality of routing networks, determining whether the request indicates a selection of a routing network of the plurality of routing networks;

in response to determining that the request does not indicate a selection of a routing network, determining, by the computing device and based on the identified item, the first routing network of the plurality of routing networks; and

in response to determining the first routing network, transmitting, by the computing device and to a server associated with the first routing network, data indicating the request to use the at least one of the plurality of routing networks.

15. A non-transitory computer readable medium storing instructions thereon that, when read by a computing device, causes the computing device to:

receive, from a user device, data indicative of an item, wherein the computing device is located at a first location, wherein the user device is located at a second location, and wherein the first location is different from the second location;

identify the item based on item recognition using the data indicative of the item;

determine, based on the identified item, a plurality of routing networks for the user device to use for the identified item;

generate, for display via the user device, a first notification indicating the plurality of routing networks for the user device to use for the identified item;

transmit, to the user device and via a secure session connection, the first notification indicating the plurality of routing networks for the user device to use for the identified item, wherein the user device is configured to display the first notification indicating the plurality of routing networks

receive, from a first routing network, a first datum about the identified item, wherein the plurality of routing networks includes the first routing network and a second routing network;

send, to the second routing network, a message to the second routing network, wherein the message is indicative of the first datum;

receive, from the second routing network and in response to the message, a second datum about the identified item;

select a recommended routing network from one of the first routing network and the second routing network based on the first datum and the second datum; and

transmit a second notification, to the user device, the second notification indicating the recommended routing network for the identified item.

16. The non-transitory computer readable medium of claim 15, wherein the data indicative of the item comprises an image captured by a camera of the user device, and wherein the item recognition using the data indicative of the item comprises image recognition of the image captured by the camera of the user device.

17. The non-transitory computer readable medium of claim 15, wherein the data indicative of the item comprises code information associated with the item and captured by a camera of the user device, and wherein the item recognition using the data indicative of the item comprises item recognition using the code information associated with the item and captured by the camera of the user device.

18. The non-transitory computer readable medium of claim 17, wherein the code information comprises one or more of barcode information or quick response (QR) code information.

19. The non-transitory computer readable medium of claim 15, storing instructions thereon that, when read by the computing device, causes the computing device to:

detect, based on a wireless sensing device, whether the user device is within range of the first location;

when the user device is within range of the first location, retrieve a list of the plurality of routing networks; and

when the user device is subsequently not within range of the second location, disassociate the plurality of routing networks from the user device.

20. The non-transitory computer readable medium of claim 15, storing instructions thereon that, when read by the computing device, causes the computing device to:

receiving, by the computing device and from the user device, a request to use the first routing network of the one or more routing networks; and

in response to receiving the request to use the first routing network, transmitting, by the computing device and to a server associated with the first routing network, data indicating the request to use the first routing network.