Methods of theft prevention or mitigation
First Claim
1. A computer-implemented method of vehicle theft prevention or mitigation, the method comprising:
- collecting, by one or more processors, authorized driver-related data associated with one or more authorized drivers of a vehicle, wherein the authorized driver-related data includes telematics data regarding movements of the vehicle by the one or more authorized drivers over a period of time including multiple vehicle trips;
collecting, by the one or more processors, current driver-related data associated with an individual currently driving the vehicle, wherein the current driver-related data includes telematics data regarding current movements of the vehicle by the individual currently driving the vehicle;
determining, by the one or more processors, that the individual currently driving the vehicle is not one of the one or more authorized drivers of the vehicle based upon (i) the authorized driver-related data and (ii) the current driver-related data; and
causing, by the one or more processors, operation of the vehicle to be disabled in response to determining that the individual currently driving the vehicle is not one of the one or more authorized drivers of the vehicle.
1 Assignment
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Accused Products
Abstract
In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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Citations
20 Claims
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1. A computer-implemented method of vehicle theft prevention or mitigation, the method comprising:
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collecting, by one or more processors, authorized driver-related data associated with one or more authorized drivers of a vehicle, wherein the authorized driver-related data includes telematics data regarding movements of the vehicle by the one or more authorized drivers over a period of time including multiple vehicle trips; collecting, by the one or more processors, current driver-related data associated with an individual currently driving the vehicle, wherein the current driver-related data includes telematics data regarding current movements of the vehicle by the individual currently driving the vehicle; determining, by the one or more processors, that the individual currently driving the vehicle is not one of the one or more authorized drivers of the vehicle based upon (i) the authorized driver-related data and (ii) the current driver-related data; and causing, by the one or more processors, operation of the vehicle to be disabled in response to determining that the individual currently driving the vehicle is not one of the one or more authorized drivers of the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for vehicle theft prevention or mitigation, the system comprising:
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one or more processors; and one or more memories storing executable instructions that, when executed by the one or more processors, cause the one or more processors to; collect authorized driver-related data associated with an authorized driver of a vehicle, wherein the authorized driver-related data includes telematics data regarding movements of the vehicle by the authorized driver over a period of time including multiple vehicle trips; collect current driver-related data associated with an individual currently driving the vehicle, wherein the current driver-related data includes telematics data regarding current movements of the vehicle by the individual currently driving the vehicle; determine that the individual currently driving the vehicle is not one of the authorized driver of the vehicle based upon (i) the authorized driver-related data, and (ii) the current driver-related data; and cause operation of the vehicle to be disabled in response to a determination that the individual currently driving the vehicle is not one of the one or more authorized drivers of the vehicle. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A tangible, non-transitory computer-readable medium storing executable instructions for vehicle theft prevention or mitigation that, when executed by one or more processors of a computer system, cause the computer system to:
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collect authorized driver-related data associated with an authorized driver of a vehicle, wherein the authorized driver-related data includes telematics data regarding movements of the vehicle by the authorized driver over a period of time including multiple vehicle trips; collect current driver-related data associated with an individual currently driving the vehicle, wherein the current driver-related data includes telematics data regarding current movements of the vehicle by the individual currently driving the vehicle; determine that the individual currently driving the vehicle is not the authorized driver of the vehicle based upon (i) the authorized driver-related data and (ii) the current driver-related data; and cause operation of the vehicle to be disabled in response to a determination that the individual currently driving the vehicle is not the authorized driver of the vehicle. - View Dependent Claims (17, 18, 19, 20)
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Specification