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Authentication in a telecommunications network

  • US 20010005840A1
  • Filed: 12/29/2000
  • Published: 06/28/2001
  • Est. Priority Date: 07/07/1998
  • Status: Active Grant
First Claim
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1. A wireless/cellular terminal, preferably a SIM operated mobile phone for operating as the user'"'"'s Mobile Wallet-Phone (MWP) for allowing a user to perform remote purchase payment and remote bill payment transactions with a remote host computer or other terminals, the terminal comprising:

  • means for receiving, handling and transmitting the user'"'"'s details, account number, contact codes and number, bill, the required amount of telecash to other terminals directly without using the network or via base stations or via any wireless/cellular and/or internet network;

    means for sending, receiving and/or broadcasting the required data to/from other terminals directly under the coverage of said terminals without using the network;

    means for configuring an adjustable radio coverage within which said terminal can send, receive and/or broadcast data to/from other terminals or host computer without using the network;

    means integral to the terminal for operating the terminal, receiving and monitoring payee'"'"'s/service providers'"'"' details, account number and codes, contact number and codes, the required bill and bill format;

    means integral to the terminal and coupled to the terminal'"'"'s control means for receiving and sending the required amount of telecash directly from said MWP to other terminals or MWP;

    means integral to the terminal for operating, when required, as a wireless/cellular terminal and when required as a cordless terminal;

    means integral to the terminal for making mobile/cordless telephone calls;

    a smart card reader integral to the terminal, if user uses smart card;

    means for reloading the user'"'"'s smart card with the required amount of telecash;

    a display integral to the terminal;

    a digital camera means integral to the terminal, if the user wants the purchasing product'"'"'s or the bills details to be read by a camera;

    when used for service providers, the terminal further includes interface means for connecting the terminal to the service provider'"'"'s automatic machines (petrol stations, coffee machines and any other kind of automatic seller machine).

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