Interactive bill payment center
First Claim
1. In a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network, a bill-payment module comprising:
- an interactive main interface accessible from the module for listing the bills due and payment accounts;
an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history;
an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments;
an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts;
an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data;
a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill; and
an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface, characterized in that a user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options, the treatment ordered by the operating user and performed by proxy by a service entity hosting the interface.
2 Assignments
0 Petitions
Accused Products
Abstract
A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible from the module for listing the bills due and payment accounts, an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history, an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments, an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts, an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data, a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill and an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface. A user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options. The treatment is ordered by the operating user and performed by proxy by a service entity hosting the interface.
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Citations
34 Claims
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1. In a software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network, a bill-payment module comprising:
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an interactive main interface accessible from the module for listing the bills due and payment accounts;
an interactive history link embedded in the main interface for providing access to a secondary interface for viewing bill history;
an interactive set-up link embedded in the main interface for providing access to a secondary interface for configuring recurring payments;
an interactive transfer-funds link embedded in the main interface for providing access to a secondary interface for enabling automated transfer of funds between registered accounts;
an interactive calendar link embedded in the main interface for providing access to a secondary interface for viewing calendar data;
a plurality of interactive drop-down menus, each menu associated with a listed bill, the menus providing upon invocation a plurality of selectable, interactive options for treating the listed bill; and
an interactive refresh-all link embedded in the main interface for enabling selective or complete data refreshing of data displayed in the interface, characterized in that a user operating the main interface from a remote node having access to the data-packet-network may view all aggregated bills and initiate treatment of such bills according to selected interactive options, the treatment ordered by the operating user and performed by proxy by a service entity hosting the interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. An interactive bill-payment system for enabling online management and treatment of itemized bills by proxy over a data-packet-network comprising:
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a first server node connected to the network, the server node providing a service-access-point for accessing users;
a second server node connected to the network and accessible to the first server node, the second server node providing automated navigation, data procurement, and data aggregation on behalf of the accessing users;
a plurality of server nodes connected to the network and accessible to the second server node, the server node functioning as data sources for the data procurement and aggregation; and
a bill-payment software interface installed on the first server node, the interface accessible to the accessing users connected to the network by respective remote computer nodes, characterized in that users accessing the first server node from the remote computer nodes interact with the bill payment interface for the purpose of paying bills and performing other treatments associated with listed bills, the payment and treatments of the listed bills performed by proxy using the functions of the first and second server nodes. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A method for treating personal bills presented in an interactive bill-payment interface by proxy over a data-packet-network comprising the steps of:
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(a) accessing the interactive bill-payment interface from a remote node connected to the network;
(b) selecting a listed bill for a desired treatment;
(c) selecting a treatment option from a list of treatment options associated with the listed bill;
(d) populating a secondary interface presented as a result of selecting a treatment option, the secondary interface comprising an electronic order form for directing the execution of the treatment; and
(e) submitting the completed order form for proxy execution. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32, 33, 34)
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Specification