Payment for network-based commercial transactions using a mobile phone
First Claim
1. Method for enabling a customer, who has access to a customer system (40;
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70) and a mobile phone (43;
73) with associated phone number, to order a deliverable (41;
71) offered by a merchant system (45;
75) at a certain price, comprising accessing the merchant system (45;
75) rough the customer system (40;
70) and a network (44;
74);
performing an action on the customer system (40;
70) to order the deliverable (41;
71);
obtaining the phone number of the mobile phone (43;
73);
sending an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number of the mobile phone (43;
73);
confirming the ordering of the deliverable (41;
71) by using the mobile phone (43;
73) to transit a response to the merchant system (45;
75) or to a carrier system (48;
78);
charging a phone bill (51;
81) issued by the carrier system (48;
78) for the mobile phone (43;
73) with the certain price; and
making the deliverable (41;
71) available to the customer.
1 Assignment
0 Petitions
Accused Products
Abstract
Method for enabling a customer, who has access to a customer system (40) and a mobile phone (43) with associated phone number, to order a deliverable (41) offered by a merchant system (45) at a certain price. The merchant system (45) is accessed through the customer system (40) and a network (44). The deliverable (41) can be ordered using the customer system (40). An order confirmation for the deliverable (41) is sent to the mobile phone (43) using the phone number of this phone and the ordering of the deliverable (41) is confirmed by using the mobile phone (43) to transmit a response to the merchant system (45) or to a carrier system (48). The phone bill (51) issued by the carrier system (48) for the mobile phone (43) is charged with the deliverable'"'"'s price and the deliverable (41) is made available to the customer.
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Citations
43 Claims
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1. Method for enabling a customer, who has access to a customer system (40;
-
70) and a mobile phone (43;
73) with associated phone number, to order a deliverable (41;
71) offered by a merchant system (45;
75) at a certain price, comprisingaccessing the merchant system (45;
75) rough the customer system (40;
70) and a network (44;
74);
performing an action on the customer system (40;
70) to order the deliverable (41;
71);
obtaining the phone number of the mobile phone (43;
73);
sending an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number of the mobile phone (43;
73);
confirming the ordering of the deliverable (41;
71) by using the mobile phone (43;
73) to transit a response to the merchant system (45;
75) or to a carrier system (48;
78);
charging a phone bill (51;
81) issued by the carrier system (48;
78) for the mobile phone (43;
73) with the certain price; and
making the deliverable (41;
71) available to the customer. - View Dependent Claims (5, 6, 7, 9, 13, 14, 15, 16, 17, 18, 19)
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70) and a mobile phone (43;
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2. Method for ordering a deliverable (41;
-
71) that is offered by a merchant system (45;
75) at a certain price, comprisingaccessing the merchant system (45;
75) through a customer system (40;
70) and a network (44;
74);
displaying the deliverable (41;
71) to a customer on the customer system (40;
70);
performing an action on the customer system (40;
70) to order the deliverable (41;
71) at the merchant system (45;
75);
sending the phone number of a mobile phone (43;
73) of the customer to the merchant system (45;
75);
receiving an order confirmation for the deliverable (41;
71) on the mobile phone (43;
73);
confirming the ordering of the deliverable (41;
71) using the mobile phone (43;
73) to transmit a response to the merchant system (45;
75) or a carrier system (48;
78);
obtaining the deliverable (41;
71). - View Dependent Claims (10, 11, 12)
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71) that is offered by a merchant system (45;
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3. Method for processing by a merchant system (45;
-
75) the order of a customer for a deliverable (41;
71) that is offered by the merchant system (45;
75) at a certain price, the customer having access to a customer system (40;
70) and a mobile phone (43;
73) with associated phone number, comprisingenabling the customer system (40;
70) to display the deliverable (41;
71) to the customer;
enabling the customer to order the deliverable (41;
71) at the merchant system (45;
75) via the customer system (40;
70) and a network (44;
74);
enabling the sending of an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receiving an order confirmation or payment confirmation from a carrier system (48;
78); and
making the deliverable (41;
71) available to the customer. - View Dependent Claims (8)
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75) the order of a customer for a deliverable (41;
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4. Method for handling by a carrier system (48;
-
78) the payment process for a customer who ordered a deliverable (41;
71) through a merchant system (45;
75) at a certain price, the customer having access to a customer system (40;
70) and a mobile phone (43;
73) with associated phone number, comprisingobtaining transaction information for the ordering of the deliverable from the merchant system (45;
75);
obtaining the phone number of the mobile phone (43;
73);
sending an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receiving through the mobile phone (43;
73) an order confirmation for the deliverable (41;
71);
charging a phone bill (51;
81) maintained by the carrier system (48;
78) for the mobile phone (43;
73) with the certain price; and
sending an order confirmation or payment confirmation to the merchant system (45;
75).
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78) the payment process for a customer who ordered a deliverable (41;
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20. Merchant system (45;
-
75) for offering a deliverable (41, 71) via a network (44;
74) to a potential customer using a customer system (40;
70) and a mobile phone (43;
73), comprisinga network interface connectable to the network (44;
74),a processing unit (46;
76);
a database (47;
77) for maintaining detailed information about the deliverable (41;
71);
a module for making the deliverable and some or all of the detailed information about the deliverable (41;
71) displayable to the potential customer on the customer system (40;
70);
a module for making the deliverable (41;
71) selectable by the potential customer on the customer system (40;
70);
a module for receiving an order for the deliverable (41;
71) from the customer system (40;
70) via the network and network interface;
a module for causing a confirmation address to be transmitted to the mobile phone (43;
73) through a mobile telephone network (53;
83);
a module for receiving an order confirmation issued by the mobile phone (43;
73), or a payment confirmation issued by a carrier system (48;
78);
a module for making the deliverable (41;
71) available to the customer. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27, 28)
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75) for offering a deliverable (41, 71) via a network (44;
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29. Carrier system (48;
-
78) for handling the payment process part of a commercial transaction between a customer, using a customer system (40;
70) and a mobile phone (43;
73), and a merchant system (45;
75), whereby the customer orders a deliverable (41;
71) at a certain price at the merchant system (45;
75);
the carrier system (48;
78) comprisingan interface connectable to a telephone network (56, 53;
86;
83),a processing unit (49;
79);
a module for receiving via a communication link (57;
87) detailed information about the ordered deliverable (41;
71) from the merchant system (45;
75)a module for causing a confirmation address to be transmitted to mobile phone (43;
73) through a mobile telephone network (53;
83);
a module for receiving an order confirmation turned by the mobile phone (43;
73) using the confirmation address;
a module (49, 50;
79, 80) for charging the customer'"'"'s phone bill (51;
81) with the certain price;
a module (49;
79) for sending a payment confirmation to the merchant system (45;
75) causing the merchant system (45;
75) to make the ordered deliverable (41;
71) available to the customer. - View Dependent Claims (30, 31, 32, 33, 34, 35, 36, 37)
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78) for handling the payment process part of a commercial transaction between a customer, using a customer system (40;
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38. A computer program product comprising a computer readable medium, having thereon:
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computer program code means, when said program is loaded, for enabling a customer to order a deliverable (41;
71) that is offered by a merchant system (45;
75) at a certain price, whereby the customer uses a customer system (45;
75) and a mobile phone (43;
73), execute procedure toaccess the merchant system (45;
75) through the customer system (40;
70) and a network (44;
74);
display the deliverable (41;
71) to the customer on the customer system (40;
70);
perform an action on the customer system (40;
70) to order the deliverable (41;
71) at the merchant system (45;
75);
send the phone number of the mobile phone (43;
73) to the merchant system (45;
75);
receive an order confirmation for the deliverable (41;
71) on the mobile phone (43;
73);
confirm the ordering of the deliverable (41;
71) using the mobile phone (43;
73) to transmit a response to the merchant system (45;
75) or a carrier system (48;
78);
obtain the deliverable (41;
71).
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39. A computer program element comprising:
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computer program code means for enabling a customer to order a deliverable (41;
71) that is offered by a merchant system (45;
75) at a certain price, whereby the customer uses a customer system (45;
75) and a mobile phone (43;
71), execute procedure toaccess the merchant system (45;
75) through the customer system (40;
70) and a network (44;
74);
display the deliverable (41;
71) to the customer on the customer system (40;
70);
perform an action on the customer system (40;
70) to order he deliverable (41;
71) at the merchant system (45;
75);
send the phone number of the mobile phone (43;
73) to the merchant system (45;
75);
receive an order confirmation for the deliverable (41;
71) on the mobile phone (43;
73);
confirm the ordering of the deliverable (41;
71) using the mobile phone (43;
73) to transmit a response to the merchant system (45;
75) or a carrier system (48;
78);
obtain the deliverable (41;
71).
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40. A computer program product comprising a computer readable medium, having thereon:
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computer program code means, when said program is loaded, for processing by a merchant system (45;
75) the order of a customer for a deliverable (41;
71) that is offered by the merchant system (45;
75) at a certain price, the customer having access to a customer system, (40;
70) and a mobile phone (43;
73) with associated phone number, execute procedure toenable the customer system (40;
70) to display the deliverable (41;
71) to the customer;
enable the customer to order the deliverable (41;
71) at the merchant system (45;
75) via the customer system (40;
70) and a network (44;
74);
enable the sending of an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receive an order confirmation or payment confirmation from a carrier system (48;
78);
make the deliverable (41;
71) available to the customer.
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41. A computer program element comprising:
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computer program code means for processing by a merchant system (45;
75) the order of a customer for a deliverable (41;
71) that is offered by the merchant system (45;
75) at a certain price the customer having access to a customer system (40;
70) and a mobile phone (43;
73) with associated phone number, execute procedure toenable the customer system (40;
70) to display the deliverable (41;
71) to the customer;
enable the customer to order the deliverable (41;
71) at the merchant system (45;
75) via the customer system (40;
70) and a network (44;
74);
enable the sending of an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receive an order confirmation or payment confirmation from a carrier system (48;
78);
make the deliverable (41;
71) available to the customer.
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42. A computer program product comprising a computer readable medium, having thereon:
- computer program code means, when said program is loaded, for handling by a carrier system (48;
78) the payment process for a customer who ordered a deliverable (41;
71) through a merchant system (45;
75) at a certain price, the customer having access to a customer system (40;
70) and a mobile phone (43;
73) with associated phone number, execute procedure toobtain transaction information for the ordering of the deliverable (41;
71) from the merchant system (45;
75);
obtain the phone number of the mobile phone (43;
73);
send an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receive through the mobile phone (43;
73) an order confirmation for the deliverable (41;
71);
charge a phone bill (51;
81) maintained by the carrier system (48;
78) for the mobile phone (43;
73) with the certain price; and
send an order confirmation or payment confirmation to the merchant system (45;
75).
- computer program code means, when said program is loaded, for handling by a carrier system (48;
-
43. A computer program element comprising:
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computer program code means for handling by a carrier system (48;
78) the payment process for a customer who ordered a deliverable (41;
71) through a merchant system (45;
75) at a certain price, the customer having access to a customer system (40;
70) and a mobile phone (43;
73) with associated phone number, execute procedure toobtain transaction information for the ordering of the deliverable (41;
71) from the merchant system (45;
75);
obtain the phone number of the mobile phone (43;
73);
send an order confirmation for the deliverable (41;
71) to the mobile phone (43;
73) using the phone number;
receive through the mobile phone (43;
73) an order confirmation for the deliverable (41;
71);
charge a phone bill (51;
81) maintained by the carrier system (48;
78) for the mobile phone (43;
73) with the certain price; and
send an order confirmation or payment confirmation to the merchant system (45;
75).
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Specification