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Electronic bill presentment and payment system

  • US 20020002536A1
  • Filed: 05/09/2001
  • Published: 01/03/2002
  • Est. Priority Date: 05/09/2000
  • Status: Active Grant
First Claim
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1. A system for electronic presentment and payment of bills over a network, comprising:

  • a consumer terminal;

    a biller terminal in communication with said consumer terminal; and

    a switching network for routing presentment and payment information between said consumer terminal and biller terminal, said switching network being a multi-standard switch capable of receiving messages using more than one format.

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