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System and method for verifying a financial instrument

  • US 20020004772A1
  • Filed: 07/10/2001
  • Published: 01/10/2002
  • Est. Priority Date: 07/10/2000
  • Status: Active Grant
First Claim
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1. A method of verifying a customer'"'"'s authority to use a financial instrument, comprising:

  • initiating one or more transactions using a financial instrument identified by a customer;

    storing one or more attributes of said one or more transactions;

    receiving a set of proffered attributes;

    comparing said proffered attributes to said stored attributes; and

    accepting use of the financial instrument by the customer if said proffered attributes match said stored attributes.

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