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Method and system for facilitating the anonymous purchase of goods and services from an e-commerce website

  • US 20020019781A1
  • Filed: 07/16/2001
  • Published: 02/14/2002
  • Est. Priority Date: 07/24/2000
  • Status: Active Grant
First Claim
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1. A method for facilitating the anonymous purchase of goods and services from a remote computer terminal, said method comprising:

  • providing a plurality of transaction account numbers;

    storing said plurality of transaction account numbers in a database, said database having a plurality of records, each of said plurality of records corresponding to one of said plurality of transaction account numbers, wherein none of said plurality of records is configured to store identifying information of a purchaser of one of said plurality of transaction account numbers;

    associating one of said plurality of transaction account numbers with a monetary load value. receiving from a remote computer terminal a request for an authorization of a purchase transaction having a purchase value, wherein said request is associated with said one of said plurality of transaction account numbers comparing said purchase value to said monetary load value associated with said one of said plurality of transaction account numbers to determine if said purchase value exceeds said monetary load value;

    authorizing said request for an authorization of a purchase transaction;

    subtracting said purchase value from said monetary load value associated with said one of said plurality of transaction account numbers to obtain a first updated monetary load value; and

    associating said first updated monetary load value with said one of said plurality of transaction account numbers.

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