Biometric authentication card, system and method
First Claim
1. In a token-based account access arrangement employing a reader adapted to read from a token information pertaining to the account, the token having disposed thereupon a projectable biometric, a system for identity-based authorization of a user to use the token for access to the account, the system comprising:
- a token receiver;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a clearing device in communication with said image capturing apparatus; and
a biometric sampler in communication with said clearing device.
1 Assignment
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Accused Products
Abstract
The present invention relates to microtags, including microdots, and methods for reading the information contained on such microtags, and coordinating and comparing this information with other data, which may or may not be transmitted for a combined approval. The invention further relates to methods for verifying a person'"'"'s identity using microtags. More specifically, the present invention relates to a novel type of microtag wherein the identifying indicia contained on the microtag includes biometric indicia such as a fingerprint either in whole or in parts, and may also include nonbiometric information, such as account numbers. This invention also provides a method for reading biometric and nonbiometric information contained on such a microtag, and a method for using the biometric information on the microtag to verify a person'"'"'s identity and to validate transactions.
63 Citations
75 Claims
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1. In a token-based account access arrangement employing a reader adapted to read from a token information pertaining to the account, the token having disposed thereupon a projectable biometric, a system for identity-based authorization of a user to use the token for access to the account, the system comprising:
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a token receiver;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a clearing device in communication with said image capturing apparatus; and
a biometric sampler in communication with said clearing device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system for identity-based authorization of a user to access an account, the system comprising:
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a token having disposed thereupon a projectable biometric;
a token receiver adapted to receive said token;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a clearing device in communication with said image capturing apparatus; and
a biometric sampler in communication with said clearing device. - View Dependent Claims (9, 10, 11, 12, 13, 14, 16, 17, 18, 19, 20, 21, 22, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42)
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15. A system enabling token-based access by a user of a token to an account, the system comprising:
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a token receiver;
a light source disposed on a first side of said receiver, an image capturing apparatus positioned to receive light emitted by said light source;
a clearing device in communication with said image capturing apparatus;
a biometric sampler in communication with said clearing device; and
a token reader.
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23. A method for token-based access by a user of the token to at least one account, the method comprising:
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creating at least one first indicator (digital string) describing at least one portion of an analog biometric associated with (formed on) the token;
creating at least one second indicator (digital string) describing at least one portion of a biometric of the user;
comparing said first and second indicators, said comparing of said first and second indicators yielding either a successful or failed first identification of the user; and
upon successful first identification of the user, authorizing access by the user to the at least one account.
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43. A system for identity-based authorization of a user to access an account, the system comprising:
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means for carrying a projectable biometric;
means for receiving said biometric carrying means;
means for projecting an image of said projectable biometric, said means for projecting disposed on a first side of said receiving means;
means for capturing said projected image, said means for capturing positioned to receive light emitted by said projecting means;
a clearing device in communication with said capturing means; and
means for sampling a biometric of the user, said sampling means in communication with said clearing device. - View Dependent Claims (44, 45, 46, 47, 48, 49)
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50. A method for token-based access by a user of the token to at least one account, the method comprising:
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creating at least one first indicator for describing at least one portion of an analog biometric associated with the token;
creating at least one second indicator for describing at least one portion of a biometric of the user;
comparing said first and second indicators for yielding either a successful or failed first identification of the user; and
upon successful first identification of the user, authorizing access by the user to the at least one account. - View Dependent Claims (51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63)
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64. An access card, comprising at least one microtag;
- and at least one account information medium.
- View Dependent Claims (65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75)
Specification