AGENT-CENTRIC INSURANCE QUOTING SERVICE
First Claim
1. A method for providing insurance quotes over a global computer network, the method comprising:
- collecting information from a user;
generating an insurance quote based on the information collected from the user;
presenting an agent list to the user;
the user selecting an agent from the agent list; and
in response to the user selecting the agent from the agent list, presenting the insurance quote to the user together with information regarding the selected agent.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and apparatus are provided that allow insurance agents to virtually present insurance quotes to potential clients over the Internet and the web. This is accomplished by first collecting information from a user and generating an insurance quote based on the information collected from the user. An agent list is then presented to the user, who, in turn, selects an agent from the agent list. Finally, the insurance quote is presented to the user together with information regarding the selected agent. As a result, the insurance quote is presented to the user as if the selected agent were actually providing the quote directly to the user. This presentation mode allows captive agents to maintain their exclusive quote presentation role with users of the system, while, at the same time, eliminating the time delay introduced by the off-line quoting process.
111 Citations
24 Claims
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1. A method for providing insurance quotes over a global computer network, the method comprising:
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collecting information from a user;
generating an insurance quote based on the information collected from the user;
presenting an agent list to the user;
the user selecting an agent from the agent list; and
in response to the user selecting the agent from the agent list, presenting the insurance quote to the user together with information regarding the selected agent. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer system for providing insurance quotes over a global computer network, the system comprising a server computer and one or more client computers connected to the global computer network, wherein the server computer further comprises computer instructions for:
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collecting information from a user;
generating an insurance quote based on the information collected from the user;
presenting an agent list to the user;
detecting that the user has selected an agent from the agent list; and
in response to the user selecting the agent from the agent list, presenting the insurance quote to the user together with information regarding the selected agent. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A computer data signal embodied in a carrier wave transmitted between a server computer and one or more client computers connected to a global computer network, wherein the computer data signal comprises:
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an insurance quote based on information collected from a user of the client computer; and
information regarding an insurance agent selected by the user. - View Dependent Claims (22, 23, 24)
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Specification