Method and system for exchange points
First Claim
1. A method for at least one consumer to exchange points issued by various sources comprising the steps of:
- accessing a first server, displaying an exchange rate of points between said consumer'"'"'s points and at least one other form of points, allowing said consumer to select which points they wish to convert said consumer'"'"'s points into of any points available by use of said first server, allowing said consumer to inform said first server of said consumer'"'"'s decision to convert said consumer'"'"'s points to said points available, allowing said consumer to input any identifying information that consumer uses said consumer'"'"'s points, allowing said consumer to provide information that said consumer wishes to use as identifying information in relation to said points available, converting said points of said consumer to points that said available points based on said exchange rate, and providing said consumer with said available points.
2 Assignments
0 Petitions
Accused Products
Abstract
A system and method making use of a network to exchange points issued by various companies. This invention makes use of a network to allow consumers to exchange their points issued by one source for use at a minimum of one website for points issued by and for use at a minimum of at least one other website, following reviewing the exchange rates set between the two kinds of issued points. The site at which this exchange transaction takes place has a database of its own as would both issuing sites make use of databases to monitor the proper holder of or verify the value of various issued points. Points are then transferred at rates set by the exchange transaction site according to agreements reached with the issuing companies. Customers are then enabled to use the points that they acquire by exchange.
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Citations
27 Claims
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1. A method for at least one consumer to exchange points issued by various sources comprising the steps of:
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accessing a first server, displaying an exchange rate of points between said consumer'"'"'s points and at least one other form of points, allowing said consumer to select which points they wish to convert said consumer'"'"'s points into of any points available by use of said first server, allowing said consumer to inform said first server of said consumer'"'"'s decision to convert said consumer'"'"'s points to said points available, allowing said consumer to input any identifying information that consumer uses said consumer'"'"'s points, allowing said consumer to provide information that said consumer wishes to use as identifying information in relation to said points available, converting said points of said consumer to points that said available points based on said exchange rate, and providing said consumer with said available points. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A system for exchanging points comprising:
- at least one server from which a point transaction can occur which is connected to a communication network said one server having access to a memory,
at least one second server capable of use in issuing, recording and communicating information on consumer'"'"'s points said second server having access to a second memory, at least one third server capable of use in issuing, recording and communicating information on said consumer'"'"'s points said third server having access to a third memory, at least one terminal computer connected to a communication network and capable of sending and receiving information, wherein a communication link is formed between said terminal computer and said first server, said terminal computer can be used to input information on said consumer points, said first server in response indicates the kinds and amounts of points available to consumer, consumer can then indicate which points they wish to convert their points to and provide information for use in identifying said consumer points as being those of said consumer, said first server then forming a communication link with and communicating with said second server and said third server to exchange said consumer points to issued points of said third server. - View Dependent Claims (10, 11, 12, 13, 14, 16, 17, 18, 20, 21, 22, 27)
- at least one server from which a point transaction can occur which is connected to a communication network said one server having access to a memory,
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15. A point card dispatched with points recorded on an information recording medium or on a prepaid card including an information recording medium, said points being exchanged in a point exchange system wherein at least one consumer exchanges points issued by a variety of sources, said point card comprising:
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first information recorded on said information recording medium; and
URL information unique to said first information, previously recorded together with said first information, wherein service points are added to a number of points previously allocated to said card itself when said consumer browses said first information when said information recording medium is read and accesses a server corresponding to said URL information.
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19. A point card which has points issued by a source recorded on an information recording medium or on a prepaid card including an information recording medium, said point card comprising:
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first information recorded on said information recording medium; and
URL information unique to said first information, previously recorded together with said first information, wherein service points are added to a number of points previously allocated to said card itself when said consumer browses said first information when said information recording medium is read and accesses a server corresponding to said URL information.
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23. A point card dispatched with points recorded on an information recording medium or on a prepaid card including an information recording medium, said points being exchanged in a point exchange system wherein at least one consumer exchanges points issued by a variety of sources, said point card comprising:
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advertisement information recorded on said information recording medium;
URL information unique to said advertisement information, previously recorded together with said advertisement information; and
program information for prompting said consumer to browse said advertisement information when said information recording medium is read, and for adding service points to a number of points previously allocated to said card itself when said consumer accesses a server corresponding to said URL information.
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24. A point card dispatched with points recorded on an information recording medium or on a prepaid card including an information recording medium, said points being exchanged in a point exchange system wherein at least one consumer exchanges points issued by a variety of sources, said point card comprising:
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questionnaire information recorded on said information recording medium;
URL information unique to said questionnaire information, previously recorded together with said questionnaire information; and
program information for prompting said consumer to browse said questionnaire information when said information recording medium is read, and for transmitting replay information for said questionnaire information to said server and adding service points to a number of points previously allocated to said card itself when said consumer accesses a server corresponding to said URL information.
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25. A point card dispatched with points recorded on an information recording medium or on a prepaid card including an information recording medium, said points being exchanged in a point exchange system wherein at least one consumer exchanges points issued by a variety of sources, said point card comprising:
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advertisement information recorded on said information recording medium;
first independent URL information unique to said advertisement information, previously recorded together with said advertisement information;
questionnaire information recorded on said information recording medium;
second independent URL information unique to said questionnaire information, previously recorded together with said questionnaire information; and
program information for prompting said consumer to browse either one or both of said advertisement information and said questionnaire information when said information recording medium is read, for adding first service points to a number of points previously allocated to said card itself when said consumer accesses a server corresponding to said first URL information, and for adding second service points to the number of points previously allocated to said card itself when said consumer accesses a server corresponding to said second URL information.
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26. An information recording medium having recorded thereon a program for providing a point exchange service for allowing at least one consumer to exchange points issued by a variety of sources, said information recording medium comprising:
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program information for prompting said consumer to access a first server which provides said point exchange service using a terminal;
program information for displaying an exchange rate between said consumer'"'"'s points and at least one type of points in another form;
program information for prompting said consumer to select points which said consumer wants to exchange from available points using said first server;
program information for prompting said consumer to notify a decision that said consumer exchanges said consumer'"'"'s points to said available points for said first server;
program information for prompting said consumer to enter authentication information indicating that said consumer utilizes said consumer'"'"'s points;
program information for converting said consumer'"'"'s points to said available points based on said exchange rate; and
program information for providing said consumer with said available points.
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Specification