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Method and system for payment over the internet

  • US 20020032653A1
  • Filed: 08/22/2001
  • Published: 03/14/2002
  • Est. Priority Date: 08/22/2000
  • Status: Abandoned Application
First Claim
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1. A method for conducting an electronic transaction between a first party and a second party, comprising:

  • receiving payment instructions electronically from the first party by a third party;

    determining whether the first party has an existing checking account and credit card account with the third party;

    carrying out the instructions, the instructions directed at satisfying an obligation to the second party by the first party by debiting directly from the first party'"'"'s existing checking account or credit card account, or a newly established account; and

    integrating financial services in satisfying the obligation of the first party to the second party.

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