Method and system for database query

• US 20020035561A1
• Filed: 12/13/2000
• Published: 03/21/2002
• Est. Priority Date: 12/14/1999
• Status: Abandoned Application

• Current Assignee: Citibank NA (Citigroup Incorporated)
• Original Assignee: Citibank NA (Citigroup Incorporated)
• Inventors: Archer, John, Miklos, Stephen
• Application Number:
  US09/734,693
• Publication Number:
  US 20020035561A1
• Time in Patent Office: Days
• US Class Current: 707/6
• CPC Class Codes: G06F 16/90344 by using string matching techniques
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

A method and system is disclosed for searching a database resident list or set of lists for user-defined text patterns, identifying a match, reporting information related to the search result, and maintaining the lists to be searched in a mutually updating distributed database with automatic failover. One embodiment of the present invention provides a method of using a computer utility program to maintain a database of sanctioned entities in a plurality of sanction lists where such sanction lists arise, for example, from OFAC, foreign governments, or internally. The computer utility program allows an authorized user to search user-selected text patterns against the sanction lists to identify a sanctioned entity. Further, the computer utility program is network based so that sanction lists may be searched using different hardware configurations worldwide. In addition, because the database is distributed and mutually updating, sanction lists may be dynamically updated globally and are completely redundant.

Claims

1. A method of searching financial transactions against a server-resident file of sanctioned entities using a network, the network including a plurality of servers accessible by a plurality of user terminals, comprising:

inputting at one of the plurality of user terminals a search request text pattern for searching a server-resident database of sanctioned entities, the search request text pattern including a text string, the text string further including one or more regular expression operators, including letters, digits or punctuation marks to further define the search request text pattern and to further identify the server being invoked;

storing the search request text pattern as an entry in a search request instruction file, the search request instruction file being accessible by a server processor;

transmitting the search request instruction file to the server processor invoked via the network;

the server processor checking the search request text pattern, the checking including matching text patterns of the search request text pattern against a file of sanctioned entities stored as a matchable text pattern file in the server; and

upon execution of the search, transmitting search results to the user terminal via the network.

2. The method according to claim 1, wherein the server-resident matchable text pattern file includes the OFAC sanction list.

3. The method according to claim 2, wherein servers are located in different countries.

4. The method according to claim 3, wherein the server includes a plurality of matchable text pattern files including user defined sanction lists.

5. The method according to claim 4, wherein the search request instruction file further defines the matchable text pattern files to be searched.

6. The method according to claim 1, further comprising:

defining sanctioned entities as matchable text patterns;

storing matchable text patterns as individual phrases;

arranging individual phrases as a letter tree array;

generating a search node for each character in the search request text pattern to be checked against matchable text patterns;

comparing search nodes against characters and positions in the letter tree array; and

determining whether a match occurs.

7. The method according to claim 6, wherein the search request instruction file includes a spell correct flag to include spelling variations of the search request text pattern to be checked against the matchable text pattern file.

8. The method according to claim 6, wherein the search request instruction file includes a missing letters flag to include missing letters in the text pattern to be checked against the matchable text pattern file.

9. The method according to claim 6, wherein the search request instruction file includes a transposed letters flag to include transposed letters in the text pattern to be checked against the matchable text pattern file.

10. The method according to claim 1, further comprising:

generating a user authorization code at the time the terminal user inputs a text pattern selection for checking against a sanctioned entity database;

storing the authorization code with the text pattern selection in the search request instruction file, wherein the authorization code must be received in order to access the server.

11. The method according to claim 1, further comprising:

generating a privileged user authorization code, wherein the privileged user authorization code must be received in order to create or modify a matchable text pattern file.

12. The method according to claim 1, wherein matchable text pattern files are replicated between each server via the network.

13. The method according to claim 12, wherein matchable text pattern files are mutually updating via the network.

14. The method according to claim 13, wherein server failure automatically routes search request instruction files to an alternate server.

15. The method according to claim 1, wherein the search request instruction file is generated by a computer program.

17. The system according to claim 16, wherein the server resident matchable text pattern file includes the OFAC sanction list.

18. The system according to claim 17, wherein servers are located in different countries.

19. The system according to claim 18, wherein the server includes a plurality of matchable text pattern files including user defined sanction lists.

20. The system according to claim 19, wherein the search request instruction file further defines the matchable text pattern files to be searched.

21. The system according to claim 16, further including:

means for defining sanctioned entities as matchable text patterns;

means for storing matchable text patterns as individual phrases;

means for arranging individual phrases as a letter tree array;

means for generating a search node for each character in the search request text pattern to be checked against matchable text patterns;

means for comparing search nodes against characters and positions in the letter tree array; and

means for determining whether a match occurs.

22. The system according to claim 21, wherein the search request instruction file includes a means for including spelling variations of search request text patterns to be checked against the matchable text pattern file.

23. The system according to claim 21, wherein the search request instruction file includes a means for including missing letters in the search request text pattern to be checked against the matchable text pattern file.

24. The system according to claim 21, wherein the search request instruction file includes a means for including transposed letters in the search request text pattern to be checked against the matchable text pattern file.

25. The system according to claim 16, further comprising:

means for generating a user authorization code at the time the terminal user inputs a text pattern selection for checking against a sanctioned entity database; and

means for storing the authorization code with the text pattern selection in the search request instruction file, wherein the authorization code must be received in order to access the server.

26. The system according to claim 16, further comprising:

means for generating a privileged user authorization code, wherein the privileged user authorization code must be received in order to create or modify a matchable text pattern file.

27. The system according to claim 16, including means for replicating matching text pattern files between each server via the network.

28. The system according to claim 27, including means for mutually updating matchable text pattern files via the network.

29. The system according to claim 28, including means for automatically routing search request instruction files to an alternate server upon server failure.

30. The system according to claim 16, including means for generating search request instruction file by a computer program.

16. A transaction screening system including a text phrase defining the parties to the transaction and a network, the network including a plurality of servers and user terminals, comprising:

means for inputting at one from the plurality of user terminals a selection of text patterns for searching a server-resident database of sanctioned entities, wherein text pattern selections include a text string including one or more regular expression operators, including letters, digits or punctuation marks to further define the text pattern selection and identify the server being invoked;

means for storing the text pattern selection as an entry in a search request instruction file, the search request instruction file being accessible by a server processor;

means for transmitting the search request instruction file to the server processor invoked via the network;

means for the server processor checking the search request text pattern, the means for checking including matching text patterns of the search request instruction file against a list of sanctioned entities stored as a matchable text pattern file in the server; and

means for transmitting search results to the user terminal via the network upon execution of the search.