Method and system for furnishing an on-line quote for an insurance product
First Claim
1. A method for furnishing a real-time on-line quote for an insurance product for a user, comprising:
- allowing the user to enter user data and coverage information on a presentation server;
retrieving deployable content profile information for the user from a database by the presentation server;
if a vehicle identification number is entered by the user, retrieving auto information corresponding to the vehicle identification number for the user from a vehicle identification database by the presentation server;
otherwise, constructing a vehicle identification number for the user by the presentation server utilizing user-entered make and model information in conjunction with the vehicle identification number database;
allowing the user to enter a request for the quote on the presentation server;
displaying the requested quote for the user by the presentation server; and
if an indication of continued interest in the requested quote is received from the user by the presentation server, presenting a client number associated with the quote for the user and sending quote data for the user to a computer telephony integration database.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user'"'"'s needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.
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Citations
46 Claims
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1. A method for furnishing a real-time on-line quote for an insurance product for a user, comprising:
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allowing the user to enter user data and coverage information on a presentation server;
retrieving deployable content profile information for the user from a database by the presentation server;
if a vehicle identification number is entered by the user, retrieving auto information corresponding to the vehicle identification number for the user from a vehicle identification database by the presentation server;
otherwise, constructing a vehicle identification number for the user by the presentation server utilizing user-entered make and model information in conjunction with the vehicle identification number database;
allowing the user to enter a request for the quote on the presentation server;
displaying the requested quote for the user by the presentation server; and
if an indication of continued interest in the requested quote is received from the user by the presentation server, presenting a client number associated with the quote for the user and sending quote data for the user to a computer telephony integration database. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46)
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24. A system for furnishing a real-time on-line quote for an insurance product for a user, comprising:
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means for allowing the user to enter user data and coverage information on a presentation server;
means for retrieving deployable content profile information for the user from a database by the presentation server;
means for retrieving auto information corresponding to the vehicle identification number for the user from a vehicle identification database by the presentation server, if a vehicle identification number is entered by the user;
means for constructing a vehicle identification number for the user by the presentation server utilizing user-entered make and model information in conjunction with the vehicle identification number database, if the user fails to enter a vehicle identification number;
means for allowing the user to enter a request for the quote on the presentation server;
means for displaying the requested quote for the user by the presentation server; and
means for presenting a client number associated with the quote for the user and sending the quote data for the user to a computer telephony integration database, if the indication of continued interest in the requested quote is received from the user by the presentation server.
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Specification