Electronic bill presentation with terms and conditions link
First Claim
Patent Images
1. A method of electronically presenting billing information, comprising the steps of:
- receiving billing information associated with a plurality of different billers, a first portion of the billing information representing bills for a first payor and a second portion of the billing information representing bills for a second payor;
receiving a first request from the first payor for current billing information representing bills for the first payor and a second request from the second payor for current billing information representing bills for the second payor; and
transmitting first bill presentment information corresponding to the first portion of the billing information to the first payor responsive to the first request and second bill presentment information corresponding to the second portion of the billing information to the second payor responsive to the second request.
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Accused Products
Abstract
A method of electronically presenting billing information, includes receiving billing information associated with a plurality of different billers, different portions of which represent bills for different payors. Requests are received from respective payors for current billing information, responsive to which bill presentment information corresponding to the applicable portion of the billing information is transmitted to the requesting payor.
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Citations
33 Claims
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1. A method of electronically presenting billing information, comprising the steps of:
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receiving billing information associated with a plurality of different billers, a first portion of the billing information representing bills for a first payor and a second portion of the billing information representing bills for a second payor;
receiving a first request from the first payor for current billing information representing bills for the first payor and a second request from the second payor for current billing information representing bills for the second payor; and
transmitting first bill presentment information corresponding to the first portion of the billing information to the first payor responsive to the first request and second bill presentment information corresponding to the second portion of the billing information to the second payor responsive to the second request. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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15. An electronic bill presentment system, comprising:
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a memory configured to store billing information associated with a plurality of different billers, a first portion of the billing information representing bills for a first payor and a second portion of the billing information representing bills for a second payor;
a processor configured to generate first bill presentment information corresponding to the first portion of the billing information, second bill presentment information corresponding to the second portion of the billing information, a first signal directing transmission of the first bill presentment information responsive to a first request for current billing information, and a second signal directing transmission of the second bill presentment information responsive to a second request for current billing information; and
a network interface configured to receive the first request from the first payor and the second request from the second payor, and to transmit the first bill presentment information to the first payor responsive to the first signal and the second bill presentment information to the second payor responsive to the second signal.
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30. An electronic bill presentment network, comprising:
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a communications network;
a plurality of biller stations each configured to transmit billing information associated with a respective one of a plurality of different billers via the network;
a network server configured to (i) receive the transmitted billing information, (ii) store the received billing information such that a first portion of the billing information representing bills for a first payor is associated with the first payor and a second portion of the billing information representing bills for a second payor is associated with the second payor;
a first client station configured to transmit, via the network, a first payor request for current billing information;
a second client station configured to transmit, via the network, a second payor request for current billing information;
wherein the network server is further configured to receive the first payor request and to transmit first bill presentment information corresponding to the first portion of the billing information via the network responsive to the first request, and to receive the second payor request and to transmit second bill presentment information and second bill presentment information corresponding to the second portion of the billing information via the network responsive to the second request. - View Dependent Claims (31, 32, 33)
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Specification