Method and system for performing a purchase transaction using a home entertainment device and a signature capturing sensor

• US 20020066784A1
• Filed: 12/05/2000
• Published: 06/06/2002
• Est. Priority Date: 12/05/2000
• Status: Active Grant

• Current Assignee: SMK-Link Electronic Corp. (SMK Corporation)
• Original Assignee: Interlink Electronics Incorporated
• Inventors: Yates, William Allen, Branton, Steven B., Segal, Jack A.
• Granted Patent: US 6,820,804 B2
• Time in Patent Office: Days
• US Class Current: 235/381
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/343 Cards including a counter
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 7/02 by keys or other credit registering devices
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: H04N 21/25875 involving end-user authentication restricting access to computer systems by authenticating users using a predetermined code G06F21/33; arrangements for secret or secure communication including means for verifying the identity or authority of a user of the system H04L9/32; networks authentication protocols H04L63/08; authentication in wireless network security H04W12/06
• CPC Class Codes: H04N 21/422 Input-only peripherals , i.e. input devices connected to specially adapted client devices, e.g. global positioning system [GPS] input devices also receiving signals from specially adapted client devices H04N21/4104
• CPC Class Codes: H04N 21/47815 Electronic shopping payment schemes, payment architectures or payment protocols for electronic shopping systems G06Q20/12

Abstract

A method and system for performing purchase transactions such as credit and charge card transactions includes a home entertainment (HE) device having a display screen. A signature capturing sensor such as a remote control having a touch pad is operable for generating touch pad signals as a function of being touched by a consumer. A controller is operable with the HE device for controlling the HE device to display on the display screen purchase transaction form such as a credit card slip having a signature entry area. The controller is further operable with the HE device and the touch pad for controlling the HE device to display on the display screen a signature of the consumer in the signature entry area of the credit card slip in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad. The controller uses the credit card slip and the entered signature displayed on the display screen to effect a credit card transaction. The controller may transmit information indicative of the credit card slip and the entered signature to the transaction database in order to make a record of the credit card transaction to be effected.

Claims

1. A system for performing purchase transactions, the system comprising:

a device having a display screen;

a signature capturing sensor operable for generating signature signals as a function of being touched by a consumer; and

a controller operable with the device for controlling the device to display on the display screen a purchase transaction form having a signature entry area, the controller further operable with the device and the signature capturing sensor for controlling the device to display on the display screen a signature of the consumer in the signature entry area of the purchase transaction form in response to signature signals being generated by the signature capturing sensor as the consumer touches the signature capturing sensor and enters the signature on the signature capturing sensor, the controller using the purchase transaction form and the entered signature displayed on the display screen to effect a purchase transaction.

2. The system of claim 1 wherein:

the device is a home entertainment (HE) device, the purchase transaction is a credit card transaction, the purchase transaction form is a credit card slip, the signature capturing sensor is a touch pad, and the signature signals are touch pad signals.

3. The system of claim 2 further comprising:

a transaction database, wherein the controller transmits information indicative of the credit card slip and the entered signature to the transaction database in order to make a record of the credit card transaction to be effected.

4. The system of claim 2 wherein:

the touch pad is pressure sensitive and generates the touch pad signals as a function of pressure applied by the consumer while being touched by the consumer, wherein the controller controls the HE device to display on the display screen the signature of the consumer in the signature entry area of the credit card slip as a function of pressure applied by the consumer while touching the touch pad in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad.

5. The system of claim 4 further comprising:

a transaction database, wherein the controller transmits information indicative of the credit card slip and information indicative of the entered signature including pressure information to the transaction database in order to make a record of the credit card transaction to be effected and proof of signature.

6. The system of claim 2 wherein:

the HE device is a television.

7. The system of claim 2 wherein:

the HE device is a computer.

8. The system of claim 2 wherein:

a remote control includes the touch pad and the remote control is operable for generating remote control signals in response to consumer operation, and the controller controls the HE device to display on the display screen the credit card slip and the signature entry area in response to a credit card slip remote control signal being generated by the remote control in response to consumer operation.

9. The system of claim 2 wherein:

the touch pad is mapped to the credit card slip as a function of the ratio of the areas of the touch pad and the credit card slip such that each location of the touch pad corresponds to a respective location of the credit card slip.

10. The system of claim 2 wherein:

the touch pad is mapped to the signature entry area of the credit card slip as a function of the ratio of the areas of the touch pad and the signature entry area such that each location of the touch pad corresponds to a respective location of the signature entry area.

11. The system of claim 2 wherein:

the credit card slip includes information of the credit card transaction to be effected, the information including price information and product information for a product to be purchased by the consumer from a merchant.

12. The system of claim 2 wherein:

a remote control includes the touch pad and the remote control is operable for generating r emote control signals in response to consumer operation, and the controller controls the HE device to display consumer credit card information on the credit card slip in response to consumer credit card information remote control signals being generated by the remote control in response to consumer operation.

13. The system of claim 12 wherein:

the credit card information includes a credit card number.

14. The system of claim 12 wherein:

the credit card information includes a personal identification number.

16. The method of claim 15 wherein:

the device is a home entertainment (HE) device, the purchase transaction is a credit card transaction, the purchase transaction form is a credit card slip, the signature capturing sensor is a touch pad, and the signature signals are touch pad signals.

17. The method of claim 16 further comprising:

transmitting information indicative of the credit card slip and the entered signature to a transaction database in order to make a record of the credit card transaction to be effected.

18. The method of claim 16 further comprising:

generating touch pad signals as a function of pressure applied by the consumer while touching the touch pad, wherein controlling the HE device includes controlling the HE device to display on the display screen the signature of the consumer in the signature entry area as a function of pressure applied by the consumer while touching the touch pad in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad.

19. The method of claim 18 further comprising:

transmitting information indicative of the credit card slip and information indicative of the entered signature including pressure information to a transaction database in order to make a record of the credit card transaction to be effected and proof of signature.

20. The method of claim 16 wherein:

the HE device is a television.

21. The method of claim 16 wherein:

the HE device is a computer.

22. The method of claim 16 further comprising:

generating remote control signals in response to user operation; and

controlling the HE device to display on the display screen the credit card slip and the signature entry area in response to a credit card slip remote control signal being generated by the remote control in response to consumer operation.

23. The method of claim 16 wherein:

the touch pad is mapped to the signature entry area as a function of the ratio of the areas of the touch pad and the signature entry area such that each location of the touch pad corresponds to a respective location of the signature entry area.

24. The method of claim 16 wherein:

the credit card slip includes information of the credit card transaction to be effected, and the information including price information and product information for a product to be purchased by the consumer from a merchant.

25. The method of claim 16 further comprising:

generating remote control signals in response to consumer operation; and

controlling the HE device to display consumer credit card information on the credit card slip in response to consumer credit card information remote control signals being generated by the remote control in response to consumer operation.

27. The system of claim 26 wherein:

the touch pad is operable for generating touch pad signals as a function of being touched by a consumer, and the controller is operable with the HE device and the touch pad for controlling the HE device to display on the display screen a signature of the consumer in the credit card slip in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad, the controller using the credit card slip and the entered signature displayed on the display screen to effect the credit card transaction.

29. The system of claim 28 wherein:

the controller uses the credit card slip and the entered signature displayed on the television to effect a credit card transaction.

30. The system of claim 28 wherein:

the touch pad is mapped to the credit card slip as a function of the ratio of the areas of the touch pad and the credit card slip such that each location of the touch pad corresponds to a respective location of the credit card slip.

31. The system of claim 27 wherein:

the touch pad is pressure sensitive and generates the touch pad signals as a function of pressure applied by the consumer while being touched by the consumer, wherein the controller controls the television to display the signature of the consumer in the credit card slip as a function of pressure applied by the consumer while touching the touch pad in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad.

32. The system of claim 27 further comprising:

a transaction database, wherein the controller transmits information indicative of the credit card slip and information indicative of the entered signature including pressure information to the transaction database in order to make a record of a credit card transaction to be effected and proof of signature.

15. A method for performing credit card transactions using a device having a display screen and a signature capturing sensor, the method comprising:

controlling the device to display on the display screen a purchase transaction form having a signature entry area;

generating signature signals as a function of the signature capturing sensor being touched by a consumer;

controlling the device to display on the display screen a signature of the consumer in the signature entry area in response to touch pad signals being generated by the signature capturing sensor as the consumer touches the signature capturing sensor and enters the signature on the signature capturing sensor; and

using the purchase transaction form and the entered signature displayed on the display screen to effect a purchase transaction.

26. A system for performing credit card transactions, the system comprising:

a home entertainment (HE) device having a credit card slip displayed on a display screen;

a remote control having a touch pad mapped to the credit card slip as a function of the ratio of the areas of the touch pad and the credit card slip such that each location of the touch pad corresponds to a respective location of the credit card slip; and

a controller operable with the HE device and the remote control to enable a control function associated with a location of the credit card slip in response to the corresponding location of the touch pad being touched in order to effect a credit card transaction.

28. A system for performing credit card transactions, the system comprising:

a television displaying a credit card slip;

a remote control having a touch pad operable for generating touch pad signals as a function of being touched by a consumer; and

a controller operable with the television and the touch pad for controlling the television to display a signature of the consumer on the credit card slip in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad.

33. A method for performing credit card transactions using a television and a remote control having a touch pad, the method comprising:

displaying a credit card slip on the television;

generating touch pad signals as a function of the touch pad being touched by a consumer;

controlling the television to display a signature of the consumer in the credit card slip in response to touch pad signals being generated by the touch pad as the consumer touches the touch pad and enters the signature on the touch pad; and

using the credit card slip and the entered signature displayed on the television to effect a credit card transaction.

34. A method for performing credit card transaction using a television and a remote control having a touch pad, the method comprising:

displaying a credit card slip having a signature line on the television;

touching the touch pad, wherein the touch pad is mapped to the credit card slip as a function of the ratio of the areas of the touch pad and the credit card slip such that each location of the touch pad corresponds to a respective location of the credit card slip;

generating touch pad signals as a function of the touch pad being touched by a consumer;

controlling the television to display a signature of the consumer in the credit card slip in response to touch pad signals being generated by the touch pad as the consumer touches the location of the touch pad corresponding to the signature line and enters the signature on the touch pad; and

using the credit card slip and the entered signature displayed on the television to effect a credit card transaction.