Mobile payment system
First Claim
1. A mobile payment method, comprising the steps of:
- (a) receiving a payment request in an operation center from a registered merchant through a communication network;
(b) requesting said registered merchant, through said communication network, to inform a customer ID of a customer, who is a registered member of said operation center, and a transaction amount to be paid by said customer to said registered merchant;
(c) verifying a merchant ID of said registered merchant by said operation center;
(d) confirming said payment request by said operation center by notifying said customer and requesting for verification;
(e) requesting said customer to verify said payment transaction by confirming said transaction amount and inputting a security password of said customer registered in said operation center; and
(f) confirming with said registered merchant whether said payment request is issued.
2 Assignments
0 Petitions
Accused Products
Abstract
A mobile payment method designed to facilitate payment and transaction in addition to credit card and debit card, which includes the steps of (a) receiving a payment request in an operation center from a registered merchant through a communication network; (b) requesting the registered merchant, through the communication network, to inform a customer ID of a customer, who is a registered member of the operation center, and a transaction amount to be paid by the customer to the registered merchant; (c) verifying a merchant ID of the registered merchant by the operation center; (d) confirming the payment request by the operation center by notifying the customer and requesting for verification; (e) requesting the customer to verify the payment transaction by confirming the transaction amount and inputting a security password of the customer registered in the operation center; and (f) confirming with the registered merchant whether the payment request is issued.
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Citations
29 Claims
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1. A mobile payment method, comprising the steps of:
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(a) receiving a payment request in an operation center from a registered merchant through a communication network;
(b) requesting said registered merchant, through said communication network, to inform a customer ID of a customer, who is a registered member of said operation center, and a transaction amount to be paid by said customer to said registered merchant;
(c) verifying a merchant ID of said registered merchant by said operation center;
(d) confirming said payment request by said operation center by notifying said customer and requesting for verification;
(e) requesting said customer to verify said payment transaction by confirming said transaction amount and inputting a security password of said customer registered in said operation center; and
(f) confirming with said registered merchant whether said payment request is issued. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21)
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22. A mobile payment system, comprising:
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at least a communication terminal installed by a merchant registered in an operation center as registered merchant;
a communication network for connecting said communication terminal of said registered merchant with an operation center, wherein said registered merchant is capable of submitting a payment request to said operation center by said registered merchant at said communication terminal via said communication network, wherein after said operation center receives said payment request, said operation center is capable of requesting said registered merchant, through said communication network, to inform a customer ID of a customer, who is a registered member of said operation center, and a transaction amount to be paid by said customer to said registered merchant; and
a communication device, which is carried by said customer, connecting with said operation center for receiving confirmation message from said operation center to verify a payment amount requested by said registered merchant for at least a product purchased by said customer from said registered merchant, by entering a security password of said customer in said communication device for transmitting to said operation center. - View Dependent Claims (23, 24, 25, 26, 27, 28, 29)
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Specification