Settlement processing method and settlement processing system

• US 20020087484A1
• Filed: 12/21/2001
• Published: 07/04/2002
• Est. Priority Date: 12/28/2000
• Status: Abandoned Application

• Current Assignee: NTT Docomo Incorporated (Nippon Telegraph and Telephone Corporation)
• Original Assignee: NTT Docomo Incorporated (Nippon Telegraph and Telephone Corporation)
• Inventors: Sasaki, Shuji, Yoshida, Yuuji, Kuroda, Yukikazu
• Application Number:
  US10/037,293
• Publication Number:
  US 20020087484A1
• Time in Patent Office: Days
• US Class Current: 705/77
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/085 involving remote charge determination or related payment systems
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/4037 Remote solvency checks
• CPC Class Codes: G06Q 50/188 Electronic negotiation
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02

Abstract

A settlement processing method and settlement processing system which provide an electronic settlement service by transfer of information through a communications network in an area outside a ground network where ground waves do not reach and where installation of a telephone line would be difficult. In an area which ground waves do not reach such as a mountain lodge, a satellite packet communications mobile unit able to transfer information with the outside at a communications speed of 9600 bps is connected with a credit card reader terminal by an RS-232C specification connection terminal through a PC card. The card reader terminal communicates with the mobile packet communications network through the satellite packet communications mobile unit and packet communications satellite and establishes connection with the card settlement center through a dedicated line. Due to this, the card reader terminal is able to transfer information with the card settlement center through the satellite and mobile communications network and settlement information required for settlement of a sales transaction transmitted after credit verification is sent to the credit card company through the card settlement center.

Claims

1. A settlement processing method comprising:

transmitting information relating to a sales transaction by a transmitter;

receiving the information from the transmitter by a satellite;

transmitting the received information by the satellite;

receiving the information from the satellite by a communications network;

receiving the information from the satellite through the communications network by a settlement unit; and

processing a settlement of sales transaction based on the received information by the settlement unit.

2. A settlement processing system comprising:

a transmitter for transmitting information relating to a sales transaction;

a satellite for receiving and transmitting the information from the transmitter;

a communications network for receiving information transmitted from said satellite; and

a settlement unit connected to said communications network, receiving the information transmitted from said transmitter through said satellite and said communications network, and processing the settlement of the sales transaction based on the received information.

3. A settlement processing system as set forth in claim 2, wherein said transmitter is provided with:

an input device for inputting information relating to settlement processing of the sales transaction; and

a satellite communications device having an interface able to transfer information with said input device and communicating with said satellite.

4. A settlement processing system as set forth in claim 3, wherein said satellite communications device transfers information with said input device through said interface at a communications speed commensurate with said input device.

5. A settlement processing system as set forth in claim 3, wherein said satellite communications device is a portable mobile unit for satellite communications.

6. A settlement processing system as set forth in claim 3, wherein

said transmitter starts a connection operation with said settlement unit through said satellite and said communications network upon the input of a predetermined instruction by an operator of the input device and transmits information relating to the settlement processing of said sales transaction by a transmitting operation by an operator performed after the input of said instruction.

7. A settlement processing system as set forth in claim 3, wherein said settlement unit verifies said input device.