Interactive funds transfer interface
First Claim
1. In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another comprising:
- an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts;
an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts; and
an automated confirmation window enabling confirmation of data parameters of a requested funds transfer;
characterized in that a user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
1 Assignment
0 Petitions
Accused Products
Abstract
In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another is provided. The software interface comprises, an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts, an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts and an automated confirmation window enabling confirmation of data parameters of a requested funds transfer. A user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user.
-
Citations
25 Claims
-
1. In a software suite for enabling viewing and manipulation of data through a single portal accessible from a data-packet-network, a software interface for enabling proxy transfer of funds from one financial account to another comprising:
-
an interactive main window for configuring transfer funds orders, viewing pending transfers, viewing transaction history, and viewing active account balances related to registered financial accounts;
an interactive selection window accessible through the main interface, the selection window for enabling selection of individual accounts for grouping into a list of activated accounts; and
an automated confirmation window enabling confirmation of data parameters of a requested funds transfer;
characterized in that a user operating the main interface may initiate funds transfer orders to be performed between accounts at requested times by proxy in a fashion transparent at the time of execution to the requesting user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
-
-
10. An interactive method for transferring funds from one financial account into another financial account through a single interface comprising steps of:
-
(a) inputting in a data field within the single interface a transfer amount;
(b) selecting from a data menu within the single interface a date for the funds transfer to execute;
(c) selecting from a data menu within the single interface a financial institution and associated account number of an account the transfer amount will be taken from;
(d) selecting from a data menu within a single interface a financial institution and associated account number of and account the transfer amount will be deposited to; and
(e) submitting the transfer funds order to be executed on the selected date. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 19, 20, 21, 22, 23, 24, 25)
-
-
18. An interactive system for transferring funds from one online account into another online account, the funds transfer capably performed across disparate on-line accounts and services over a data-packet-network comprising:
-
a first server node connected to the network, the server node providing a service-access-point for accessing users;
a second server node connected to the network and accessible to the first server node, the second server node providing automated navigation, data procurement, and data aggregation on behalf of the accessing users;
a plurality of server nodes connected to the network and accessible to the second server node, the server nodes functioning as data sources for the data procurement and aggregation; and
a funds transfer software interface installed on the first server node, the interface accessible to the accessing users connected to the network by respective remote nodes;
characterized in that users accessing the first server node from the remote nodes interact with the funds transfer interface for the purpose of ordering funds transfers from one account into another account, the funds transfers performed by proxy using cooperative functions of the first and second server nodes.
-
Specification