Self-service terminal

• US 20020099658A1
• Filed: 01/18/2002
• Published: 07/25/2002
• Est. Priority Date: 01/24/2001
• Status: Active Grant

• Current Assignee: NCR Atleos Corp.
• Original Assignee: NCR Corporation (NCR Voyix Corporation)
• Inventors: Nielsen, Paul, Walter, Mel
• Granted Patent: US 7,711,643 B2
• Time in Patent Office: Days
• US Class Current: 705/43
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G07F 17/16 for devices exhibiting advertisements, announcements, pictures or the like
• CPC Class Codes: G07F 17/40 for devices for accepting orders, advertisements, or the like
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]

Abstract

A self-service terminal, such as an automated teller machine (12), is described. The terminal (12) has a display (52), and includes means (44,84) for accessing a mobile portal (30), whereby the terminal (12) is operable to retrieve information adapted for viewing on a portable device, and to present at least some of the retrieved information to a user on the display (52). The terminal (12) may also include a printer (56) for providing a user with a printed version of some of the information presented on the display (52). A network of self-service terminals is also described.

Claims

1. A self-service terminal comprising:

a display;

means for accessing a mobile portal;

means for retrieving information for viewing on a portable device; and

means for presenting at least some of the retrieved information to a user on the display.

2. A terminal according to claim 1, wherein the means for accessing a mobile portal includes a wireless transceiver and a software component which interfaces with the wireless transceiver and a terminal application to retrieve information from a mobile portal and configure the information to a format suitable for presentation on the display by the terminal application.

3. A terminal according to claim 1, further comprising a printer for providing a user with a hard copy of information retrieved from a mobile portal.

4. A terminal according to claim 1, further comprising (i) means for identifying a user to determine whether that user has provided a mobile portal with personalized information, and (ii) means for retrieving any such personalized information from the mobile portal.

5. A terminal according to claim 4, further comprising means for accessing a transaction authorization system, which means is separate from the means for accessing a mobile portal.

6. An automated teller machine (ATM) comprising:

a display;

means for accessing a mobile portal;

means for retrieving from a mobile portal information for viewing on a portable device; and

means for presenting at least some of the retrieved information to a user on the display.

7. An ATM according to claim 6, wherein the means for accessing a mobile portal includes a wireless transceiver and a software component which interfaces with the wireless transceiver and an ATM application to retrieve information from a mobile portal and configure the information to a format suitable for presentation on the display by the ATM application.

8. An ATM according to claim 6, further comprising a printer for providing a user with a hard copy of information retrieved from a mobile portal.

9. An ATM according to claim 6, further comprising (i) means for identifying a user to determine whether that user has provided a mobile portal with personalized information, and (ii) means for retrieving any such personalized information from the mobile portal.

10. An ATM according to claim 9, further comprising means for accessing a transaction authorization system, which means is separate from the means for accessing a mobile portal.

11. A method of retrofitting an automated teller machine, the method comprising the steps of:

installing a wireless transceiver into the ATM; and

upgrading a terminal application resident on the ATM to include a software component which is able to access a mobile portal for retrieving information for viewing on a portable device, and to configure the retrieved information for presenting to a user of the ATM.

12. A self-service terminal comprising:

a display;

a portable device emulation means; and

means for retrieving and displaying information intended for a portable device.

13. A mobile portal software component for installing on an ATM, the software component comprising:

means for accessing a mobile portal for retrieving information for viewing on a portable device; and

means for configuring the retrieved information for presenting to a user of the ATM.

14. An ATM network comprising:

a host;

a switch; and

a plurality of ATMs including (i) means connected to the host via the switch for transaction authorization, and (ii) means connectable to a mobile portal for retrieving information for viewing on a portable device.

15. An automated teller machine (ATM) system comprising:

a host;

a switch;

a mobile portal in communication with the switch; and

a plurality of ATMs, each ATM including means for accessing the mobile portal to retrieve information for viewing on a portable device from the mobile portal and to transmit transaction authorization requests to the switch via the mobile portal.

16. A method of operating an automated teller machine (ATM), the method comprising the steps of:

accessing a mobile portal to retrieve information viewable on a portable device; and

displaying at least some of the retrieved information to allow an ATM user to view that information.