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Online payer authentication service

  • US 20020111919A1
  • Filed: 04/24/2001
  • Published: 08/15/2002
  • Est. Priority Date: 04/24/2000
  • Status: Active Grant
First Claim
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1. A method for authenticating the identity of a cardholder during an online transaction comprising:

  • querying an access control server to determine if said cardholder is enrolled in a payment authentication service;

    requesting a password from said cardholder;

    verifying said password; and

    notifying a merchant of the authenticity of the cardholder if the password entered by said cardholder is verified.

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