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Electronic value system

  • US 20020116344A1
  • Filed: 01/25/2002
  • Published: 08/22/2002
  • Est. Priority Date: 05/31/2000
  • Status: Active Grant
First Claim
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1. An electronic value system having a plurality of communication terminals, each of which comprises:

  • a memory for storing an electronic value, a communication means which performs transmission and reception of said electronic value to outside nodes, thereby acting as an electronic purse of a user;

    an electronic bank account holding means provided in a server on a network for accumulating electronic values in each electronic bank account assigned to each user;

    a transfer means for transferring said electronic value to a memory of said electronic communication terminals from said electronic bank account holding means via said network;

    a transaction log notification means for transmitting a transaction log showing details of a transaction performed by said communication terminal using said electronic value; and

    a purse balance information management means for memorizing balance information of said electronic value stored in a memory of said communication terminal provided in said network, receiving a transaction log transmitted from said transaction log notification means, and updating balance information of said electronic value related to said transaction log.

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