Electronic postal money order method and system
First Claim
1. A method for the electronic purchase and fulfillment of a money order, comprising the steps of:
- inputting, through a computer, money order identifying data, comprising at least the amount of the money order and addressee data;
inputting payment authorization data through a payment authorization terminal;
transmitting the money order identifying data and payment authorization data to a central server;
authenticating the payment authorization data and, upon such authentication, printing a money order corresponding to the inputted money order identifying data; and
mailing the money order to the addressee.
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Accused Products
Abstract
Provided is an electronic postal money order system and method comprising the purchase and fulfillment of a money order, having the steps of inputting, through a computer, money order identifying data, comprising at least the amount of the money order and addressee data and inputting payment authorization data through a payment authorization terminal. The system also transmits the money order identifying data and payment authorization data to a central server, authenticates the payment authorization data and, upon such authentication, prints a money order corresponding to the inputted money order identifying data and mails the money order to the addressee.
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Citations
19 Claims
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1. A method for the electronic purchase and fulfillment of a money order, comprising the steps of:
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inputting, through a computer, money order identifying data, comprising at least the amount of the money order and addressee data;
inputting payment authorization data through a payment authorization terminal;
transmitting the money order identifying data and payment authorization data to a central server;
authenticating the payment authorization data and, upon such authentication, printing a money order corresponding to the inputted money order identifying data; and
mailing the money order to the addressee.
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2. A method for the electronic purchase of a money order comprising:
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receiving, from a remote location, money order identification data, comprising at least payee information and monetary amount information;
receiving a payment for said money order in a form other than cash;
authenticating said payment; and
authorizing said money order. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10)
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11. A system in which a purchaser of a money order can automatically track the status of the money order comprising:
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an authorized money order comprising at least payee information and amount information;
a database, wherein said database stores transaction information of said authorized money order and wherein said database is capable of being accessed by a money order purchaser, wherein the database is capable of displaying transaction information of said money order performed during a predetermined period of time. - View Dependent Claims (13, 14, 15, 16, 18, 19)
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12. A money order comprising:
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a set of money order identification data comprising at least payee information and monetary amount information shown on a money order wherein the money order identification data is entered from a remote location and wherein the money order is purchased with a form of payment other than cash and wherein the money order is automatically dispensed from a location; and
a transaction tracking number assigned to the authorized money order.
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17. A method for the electronic purchase of a money order comprising:
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establishing a communication with a purchaser via the Internet to remotely purchase a money order, wherein an account is assigned to the purchaser and said account is stored in a database;
prompting the purchaser to choose an icon associated with remotely purchasing said money order;
prompting the purchaser to input a set of payee information and a monetary amount of said money order, wherein said set of payee information comprises a payee name and a payee address;
encrypting said payee information and said monetary amount;
prompting the purchaser to enter payment for said money order, wherein said payment is a form other than cash and wherein said purchaser enters said personal identification number to access said account;
encrypting the payment and said personal identification number to form a bankcard packet to form an encrypted bankcard packet;
sending the encrypted bankcard packet to a merchant server;
decrypting said encrypted bankcard packet and attaching a merchant server identification; and
sending said bankcard packet along with said merchant server identification for authorization.
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Specification