Identity verification using biometrics in analog format
First Claim
1. In a token-based account access arrangement employing a reader adapted to read from a token information pertaining to the account, the token having disposed thereupon a projectable biometric, a system for identity-based authorization of a user to use the token for access to the account, the system comprising:
- a token receiver;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a first processor in communication with said image capturing apparatus; and
a biometric sampler in communication with said first processor.
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Abstract
A system for identity-based authorization of a user to access an account is disclosed. In a preferred embodiment of the invention, the system employs a token comprising a token body. A medium carrying at least one characteristic descriptive of the account is carried by the token body. A transmissive member carrying a biometric in analog format occupies a cutaway region of the token body. The system further employs a token receiver adapted to receive the token. A light source is disposed on a first side of the receiver. An image capturing apparatus is positioned to receive light emitted by the light source. A first processor is in communication with the image capturing apparatus. A biometric sampler is in communication with the first processor. In operation, the system comprises creating at least one first indicator describing at least one portion of the analog biometric associated with the token. At least one second indicator describing at least one portion of a bid biometric of the user is further created. At least one third indicator describing at least one portion of a registration biometric of the user is further created. The first and second indicators are compared. By comparing the first and second indicators, either a successful or failed first identification of the user is yielded. Upon successful first identification of the user, the first and third indicators are compared. By comparing the first and third indicators, either a successful or failed second identification of the user is yielded. Upon successful second identification of the user, access by the user to the account is authorized.
26 Citations
84 Claims
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1. In a token-based account access arrangement employing a reader adapted to read from a token information pertaining to the account, the token having disposed thereupon a projectable biometric, a system for identity-based authorization of a user to use the token for access to the account, the system comprising:
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a token receiver;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a first processor in communication with said image capturing apparatus; and
a biometric sampler in communication with said first processor. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for identity-based authorization of a user to access an account, the system comprising:
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a token having disposed thereupon a projectable biometric;
a token receiver adapted to receive said token;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a first processor in communication with said image capturing apparatus; and
a biometric sampler in communication with said first processor. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18, 20, 21, 22, 23, 24, 25, 26, 27, 28, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 57, 58, 59, 60, 61, 62, 63, 64)
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19. A system enabling token-based access by a user of a token to an account, the system comprising:
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a token receiver;
a light source disposed on a first side of said receiver;
an image capturing apparatus positioned to receive light emitted by said light source;
a first processor in communication with said image capturing apparatus;
a biometric sampler in communication with said first processor; and
a token reader.
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29. A method for token-based access by a user of the token to at least one account, the method comprising:
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creating at least one first indicator (digital string) describing at least one portion of an analog biometric associated with (formed on) the token;
creating at least one second indicator (digital string) describing at least one portion of a bid biometric of the user;
comparing said first and second indicators, said comparing of said first and second indicators yielding either a successful or failed first identification of the user; and
upon successful first identification of the user, authorizing access by the user to the at least one account.
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56. A system for identity-based authorization of a user to access an account, the system comprising:
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means for carrying a projectable biometric;
means for receiving said biometric carrying means;
means for projecting an image of said projectable biometric, said means for projecting disposed on a first side of said receiving means;
means for capturing said projected image, said means for capturing positioned to receive light emitted by said projecting means;
a first processor in communication with said capturing means; and
means for sampling a biometric of the user, said sampling means in communication with said first processor.
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65. A method for token-based access by a user of the token to at least one account, the method comprising:
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creating at least one first indicator for describing at least one portion of an analog biometric associated with the token;
creating at least one second indicator for describing at least one portion of a bid biometric of the user;
comparing said first and second indicators for yielding either a successful or failed first identification of the user; and
upon successful first identification of the user, authorizing access by the user to the at least one account. - View Dependent Claims (66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81)
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82. A computer system for storing information comprising:
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a processor; and
a memory coupled to the processor, the memory configured to store a plurality of code modules for execution by the processor, the plurality of code modules comprising;
a code module for creating at least one first indicator (digital string) describing a first portion of at least one biometric;
a code module for creating at least one second indicator (digital string) describing a second portion of said at least one biometric, said first portion comprising said second portion. - View Dependent Claims (83, 84)
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Specification