Investing method, device for investing and investing system
First Claim
1. An investing method, comprising the steps of:
- appropriating a part of or all of interest set by a financial institution on an investment principal invested by a client for use as investment funds;
purchasing with said investment funds an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date; and
repeating the purchase of an option step throughout a predetermined.
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Accused Products
Abstract
An investing method, a device for investing, and a system for investing which do not expose a client'"'"'s invested capital to risks such as loss of principal value, for example, and yet which are capable of producing large profits and are attractive to both the client and a financial institution. Disclosed is an investing method in which a part or all of interest applied by the financial institution to the investment principal invested by the client is used as funds for investing and is appropriated for purchases of options based on predictions by the client regarding predetermined phenomena on each of the predetermined dates, and these option purchases are repeated during a given period having been determined in advance.
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Citations
92 Claims
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1. An investing method, comprising the steps of:
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appropriating a part of or all of interest set by a financial institution on an investment principal invested by a client for use as investment funds;
purchasing with said investment funds an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date; and
repeating the purchase of an option step throughout a predetermined. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. An investing method, comprising the steps of:
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distributing according to a number of instances of option purchases a part of or all of interest set by a financial institution on an investment principal being invested by a client;
using the distributed funds as investment funds for an option purchase based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date; and
repeating the option purchase during a predetermined period. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40)
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41. An investing method, comprising the steps of:
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repeating an option purchase during a given period for which an option purchase has been determined in advance; and
selecting by a client at least two of the following as investment funds for the option purchase;
(1) a part of or all of interest set by a financial institution on an investment principal being invested by the client;
(2) distributed funds consisting of funds that have been distributed from a part of or all of interest, according to a number of instances of option purchases;
(3) a combination of the investment principal and either (1) or (2) above;
(4) a combination of a part of or all of profits obtained by exercising a right on an option, and either (1) or (2) above;
(5) a combination of a part of or all of profits obtained by exercising a right on an option, and (3) above;
(6) an appropriate combination of (1)-(5) above. - View Dependent Claims (42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 58, 60)
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57. A device for investing capable of being connected to/from a client terminal device via a high-speed communications network, and additionally capable of inputting and outputting information relevant to transactions with the connected client, wherein it is possible to perform at least either a purchase request for or a cancellation of a contract for a financial derivative product which uses an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is appropriated for use as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and wherein this option purchase is repeated throughout a predetermined period.
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59. A device for investing capable of being connected to/from a client terminal device via a high-speed communications network, and additionally capable of inputting and outputting information relevant to transactions with the connected client, wherein it is possible to perform at least either a purchase request for or a cancellation of a contract for a financial derivative product which uses an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is distributed according to a number of instances of option purchases, and these distributed funds are used as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and wherein this option purchase is repeated throughout a given period having been determined in advance.
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61. A device for investing capable of being connected to/from a client terminal device via a high-speed communications network, and additionally capable of inputting and outputting information relevant to transactions with the connected client, wherein it is possible to perform at least either a purchase request for or a cancellation of a contract for a financial derivative product which uses an investing method wherein an option purchase is repeated throughout a given period having been determined in advance and wherein it is possible for a client to select at least two of the following as investment funds for the option purchase:
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(1) a part of or all of interest set by a financial institution on an investment principal being invested by the client;
(2) distributed funds consisting of funds that have been distributed from a part of or all of interest, according to a number of instances of option purchases;
(3) a combination of the investment principal and either (1) or (2) above;
(4) a combination of a part of or all of profits obtained by exercising a right on an option, and either (1) or (2) above;
(5) a combination of a part of or all of profits obtained by exercising a right on an option, and (3) above;
(6) an appropriate combination of (1)-(5) above. - View Dependent Claims (62)
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63. A device for investing comprising:
- a client information database in which client information including an account number is stored;
a product database in which the content of each type of product is stored;
an investment information database in which investment information including an applied rate of return is stored;
a sales management database in which each type of data for each product purchased by each client is stored; and
a management server connected to the databases and capable of inputting and outputting personal information and transaction information relevant to the client, wherein in the case when personal information relevant to the client is inputted to the management database the client information database is referenced based on the inputted data and the client is certified;
the product database and the investment information database are referenced regarding the certified client and products which the financial institution can provide to that client at the time when the information is inputted are disclosed; and
by inputting the certified client'"'"'s transaction conditions a purchase request is performed in accordance with these inputted conditions for a financial derivative product which uses an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is appropriated for use as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and wherein this option purchase is repeated throughout a given period having been determined in advance; and
the content of this transaction is inputted to the sales management database and managed. - View Dependent Claims (64, 65, 66, 68, 69, 70)
- a client information database in which client information including an account number is stored;
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67. A device for investing comprising:
- a client information database in which client information including an account number is stored;
a product database in which the content of each type of product is stored;
an investment information database in which investment information including an applied rate of return is stored;
a sales management database in which each type of data for each product purchased by each client is stored; and
a management server connected to the databases and capable of inputting and outputting personal information and transaction information relevant to the client, wherein in the case when personal information relevant to the client is inputted to the management database the client information database is referenced based on the inputted data and the client is certified;
the product database and the investment information database are referenced regarding the certified client and products which the financial institution can provide to that client at the time when the information is inputted are disclosed; and
by inputting the certified client'"'"'s transaction conditions a purchase request is performed in accordance with these inputted conditions for a financial derivative product which uses an investing method wherein a part of or all of interest set by a financial institution on an investment principal being invested by a client is distributed according to a number of instances of option purchases, and these distributed funds are used as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and wherein this option purchase is repeated throughout a given period having been determined in advance; and
the content of this transaction is inputted to the sales management database and managed.
- a client information database in which client information including an account number is stored;
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71. A device for investing comprising:
- a client information database in which client information including an account number is stored;
a product database in which the content of each type of product is stored;
an investment information database in which investment information including an applied rate of return is stored;
a sales management database in which each type of data for each product purchased by each client is stored; and
a management server connected to the databases and capable of inputting and outputting personal information and transaction information relevant to the client, wherein in the case when personal information relevant to the client is inputted to the management database the client information database is referenced based on the inputted data and the client is certified;
the product database and the investment information database are referenced regarding the certified client and products which the financial institution can provide to that client at the time when the information is inputted are disclosed;
by inputting this certified client'"'"'s transaction conditions an option purchase is repeated according to the inputted conditions during a given period for which an option purchase has been determined in advance; and
additionally, a request is performed for purchase of a financial derivative product which uses an investing method wherein it is possible for the client to select at least two of the following as investment funds for the option purchase;
(1) a part of or all of interest set by a financial institution on an investment principal being invested by the client;
(2) distributed funds consisting of funds that have been distributed from a part of or all of interest, according to a number of instances of option purchases;
(3) a combination of the investment principal and either (1) or (2) above;
(4) a combination of a part of or all of profits obtained by exercising a right on an option, and either (1) or (2) above;
(5) a combination of a part of or all of profits obtained by exercising a right on an option, and (3) above;
(6) an appropriate combination of (1)-(5) above; and
the content of this transaction is inputted to the sales management database and managed. - View Dependent Claims (72, 73, 74)
- a client information database in which client information including an account number is stored;
- 75. An investing system for implementing an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is appropriated for use as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and this option purchase is repeated throughout a given period having been determined in advance, wherein the investing system comprises a device for investing which is capable of being connected to/from a client terminal device via a high-speed communications network, and is additionally capable of inputting and outputting information relevant to transactions with the connected client, whereby the client can use the client terminal device to purchase a financial derivative product which uses the investing method.
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78. An investing system for implementing an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is distributed according to a number of instances of option purchases, and these distributed funds are used as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and this option purchase is repeated throughout a given period having been determined in advance, wherein the investing system comprises a device for investing which is capable of being connected to/from a client terminal device via a high-speed communications network, and is additionally capable of inputting and outputting information relevant to transactions with the connected client, whereby the client can use the client terminal device to purchase a financial derivative product which uses the investing method.
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81. An investing system for implementing an investing method wherein an option purchase is repeated during a given period for which an option purchase has been determined in advance, and additionally, it is possible for the client to select at least two of the following as investment funds for the option purchase:
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(1) a part of or all of interest set by a financial institution on an investment principal being invested by the client;
(2) distributed funds consisting of funds that have been distributed from a part of or all of interest, according to a number of instances of option purchases;
(3) a combination of the investment principal and either (1) or (2) above;
(4) a combination of a part of or all of profits obtained by exercising a right on an option, and either (1) or (2) above;
(5) a combination of a part of or all of profits obtained by exercising a right on an option, and (3) above;
(6) an appropriate combination of (1)-(5) above, wherein the investing system comprises a device for investing which is capable of being connected to/from a client terminal device via a high-speed communications network, and is additionally capable of inputting and outputting information relevant to transactions with the connected client, whereby the client can use the client terminal device to purchase a financial derivative product which uses the investing method. - View Dependent Claims (82, 83)
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- 84. An investing system for implementing an investing method wherein a part of or all of interest set by a financial institution on an investment principal invested by a client is appropriated for use as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and this option purchase is repeated throughout a given period having been determined in advance, wherein the client'"'"'s personal information can be inputted and the client can be certified by referencing the inputted information, and after the certification, a purchase request for a financial derivative product using the investing method can be performed by inputting the client'"'"'s desired transaction conditions.
- 87. An investing system for implementing an investing method wherein a part of or all of interest set by a financial institution on an investment principal being invested by a client is distributed according to a number of instances of option purchases, and these distributed funds are used as investment funds for purchasing an option based on the client'"'"'s prediction regarding a predetermined phenomenon on a predetermined date, and this option purchase is repeated throughout a given period having been determined in advance, wherein the client'"'"'s personal information can be inputted and the client can be certified by referencing the inputted information, and after the certification, a purchase request for a financial derivative product using the investing method can be performed by inputting the client'"'"'s desired transaction conditions.
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90. An investing system for implementing an investing method wherein an option purchase is repeated during a given period for which an option purchase has been determined in advance, and additionally, it is possible for the client to select at least two of the following as investment funds for the option purchase:
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(1) a part of or all of interest set by a financial institution on an investment principal being invested by the client;
(2) distributed funds consisting of funds that have been distributed from a part of or all of interest, according to a number of instances of option purchases;
(3) a combination of the investment principal and either (1) or (2) above;
(4) a combination of a part of or all of profits obtained by exercising a right on an option, and either (1) or (2) above;
(5) a combination of a part of or all of profits obtained by exercising a right on an option, and (3) above;
(6) an appropriate combination of (1)-(5) above, wherein the client'"'"'s personal information can be inputted and the client can be certified by referencing the inputted information, and after the certification, a purchase request for a financial derivative product using the investing method can be performed by inputting the client'"'"'s desired transaction conditions. - View Dependent Claims (91, 92)
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Specification