Method and apparatus for consolidating billing information and paying suppliers on a network
First Claim
1. A method for consolidating transaction data from more than one supplier over a network-enabled portal, and paying the suppliers by having payment information provided a single time from a user, the method comprising:
- receiving at a consolidation payment service a first transaction data from a first supplier located on the network-enabled portal;
receiving at the consolidation payment service a second transaction data from a second supplier located on the network-enabled portal;
consolidating at the consolidation payment service the first transaction data and the second transaction data;
receiving at the consolidation payment service payment information a single time from the user to pay the first supplier and the second supplier; and
presenting to the user a single transaction history which includes the first transaction data and the second transaction data.
1 Assignment
0 Petitions
Accused Products
Abstract
Transaction information from more than one supplier on a network-enabled portal is consolidated by a consolidation payment service and a user provides payment information to the consolidation payment service a single time to pay the suppliers. A consolidation payment service receives a first transaction data from a first supplier located on a network-enabled portal. The consolidation payment service receives a second transaction data from a second supplier located on the network-enabled portal. The consolidation payment service consolidates the first transaction data and the second transaction data. The consolidation payment service receives payment information a single time from a user to pay the first supplier and the second supplier. The user is presented with a single transaction history that includes the first transaction data and the second transaction data.
79 Citations
21 Claims
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1. A method for consolidating transaction data from more than one supplier over a network-enabled portal, and paying the suppliers by having payment information provided a single time from a user, the method comprising:
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receiving at a consolidation payment service a first transaction data from a first supplier located on the network-enabled portal;
receiving at the consolidation payment service a second transaction data from a second supplier located on the network-enabled portal;
consolidating at the consolidation payment service the first transaction data and the second transaction data;
receiving at the consolidation payment service payment information a single time from the user to pay the first supplier and the second supplier; and
presenting to the user a single transaction history which includes the first transaction data and the second transaction data. - View Dependent Claims (2, 3, 4, 5)
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6. A computer-implemented method comprising:
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consolidating a first transaction and a second transaction in a consolidation payment service from a first supplier and a second supplier located on a network-enabled portal; and
receiving at the consolidation payment service payment information a single time, the consolidation payment service configured to partition a payment to the first supplier and the second supplier. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13, 15, 16, 17, 19, 20, 21)
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14. An apparatus comprising:
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a transaction terminal adapted to receive a transaction device, the transaction device configured to authorize a transaction by processing biometric information from a user;
the transaction terminal selectively coupled to a processor having stored therein instructions which when executed by the processor cause the processor to generate data and to;
(a) consolidate in a consolidation payment service a first transaction data from a first supplier on a network-enabled portal and a second transaction on the network-enabled portal configured to allow the user to pay for the first transaction and the second transaction by providing payment information a single time to the consolidation payment service;
(b) use a transaction privacy clearinghouse, coupled to the consolidation payment service, in the first transaction and the second transaction which prevents disclosure of an identity of the user to the first supplier and the second supplier; and
(c) present to the user a single transaction history which includes the first transaction and the second transaction.
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18. A machine readable storage media containing executable program instructions which when executed cause a digital processing system to perform a method comprising:
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consolidating in a consolidation payment service a first transaction data and a second transaction data;
receiving at the consolidation payment service payment information a single time from a user to pay for the first transaction and the second transaction;
maintaining the anonymity of a user during a purchase of one of a product and a service from one of the first supplier and the second supplier; and
presenting to the user a single transaction history which includes the first transaction and the second transaction.
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Specification