Computerized method and system for adjusting liability estimates in an accident liability assessment program
First Claim
1. A method of estimating liability for an accident, comprising:
- providing to a computer system a real set of characteristics of a real accident;
wherein the computer system is configured to access a memory, and wherein the memory comprises sets of characteristics for past or theoretical accidents associated with estimates of liability;
comparing the real set of characteristics to the sets of characteristics relating to the past or theoretical accidents to determine a nearest matching set of characteristics among the sets of characteristics relating to the past or theoretical accidents; and
determining an estimate of liability for the real accident based on the estimate of liability associated with the nearest matching set of characteristics.
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Accused Products
Abstract
Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The liability may be determined from characteristics including: conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident.
120 Citations
32 Claims
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1. A method of estimating liability for an accident, comprising:
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providing to a computer system a real set of characteristics of a real accident;
wherein the computer system is configured to access a memory, and wherein the memory comprises sets of characteristics for past or theoretical accidents associated with estimates of liability;
comparing the real set of characteristics to the sets of characteristics relating to the past or theoretical accidents to determine a nearest matching set of characteristics among the sets of characteristics relating to the past or theoretical accidents; and
determining an estimate of liability for the real accident based on the estimate of liability associated with the nearest matching set of characteristics. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32)
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Specification