Browser interface and network based financial service system

• US 20020138389A1
• Filed: 05/10/2002
• Published: 09/26/2002
• Est. Priority Date: 02/14/2000
• Status: Abandoned Application

• Current Assignee: UBS Financial Services Incorporated (UBS Ag)
• Original Assignee: UBS Financial Services Incorporated (UBS Ag)
• Inventors: Murphy, Richard F., Martone, Brian Joseph, Murphy, Michael Francis
• Application Number:
  US10/143,477
• Publication Number:
  US 20020138389A1
• Time in Patent Office: Days
• US Class Current: 705/36
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

A browser interface for providing financial services is provided. The interface comprise a toolbar; a task menu wherein each task is associated with a number of financial applications; an object menu associated with each task which provides a link to each financial application; and an action menu for presenting one or more actions specific to a user-selected financial application. The task menu is always present on the browser interface and the object and action menus vary depending upon the options selected. The financial applications include market monitoring functions, portfolio reviews, model balancing, and automated trading.

Claims

1. A browser interface for providing financial services, comprising:

a browser toolbar;

a task menu providing a plurality user-selected tasks, each task being associated with a group of financial applications;

an object menu associated with a user-selected task, the object menu providing the user with a user-selectable link for initiating each financial application associated with the user-selected task;

an action menu for presenting one or more actions specific to a user-selected financial application; and

at least one view window for presenting information from at least one of the financial applications.

2. The browser interface according to claim 1, wherein each task selection is associated with an object menu that is viewable when the task is selected by the user.

3. The browser interface according to claim 2, wherein the task menu presents one or more of the following task selections:

a default task;

client information;

investor consulting service;

products and investments;

tools; and

management.

4. The browser interface according to claim 3, wherein the default task is associated with one more of the following object menu selections:

research;

applications;

market data;

client inquiring;

infonet; and

dynamic market data.

5. The browser interface according to claim 4, wherein the applications object menu selection is associated with an action menu that provides application selections from the group comprising a client information application;

a management application;

an operations application;

an opportunities application;

an investment products application; and

a support application.

6. The browser interface according to claim 3, wherein the investor consulting services task is associated with one more of the following object menu selections:

online portfolio review;

financial planning; and

trading.

7. A method of preparing and tracking client presentations, comprising:

uploading to a database a presentation file having a plurality of slides;

splitting the presentation file into individual slides that are separately stored in the database;

providing a user interface for enabling a user to select any of the individual slides for a new client presentation; and

storing in the database the identity of the client for the new client presentation and data indicating the individual slides which compose the new client presentation.

8. The method according to claim 7, wherein the indicating data are references to the individual slides.

9. A method of preparing and tracking client presentations, comprising:

uploading to a database a presentation file having a plurality of slides;

splitting the presentation file into individual slides which are separately stored in the database;

providing a user interface for enabling a user to select any of the individual slides for a new client presentation; and

distributing the new client presentation electronically to one or more individuals.

10. The method according to claim 9, including storing in the database the identity of the client for the new client presentation and data indicating the individual slides which compose the new client presentation.

11. The method according to claim 10, wherein the indicating data are references to the individual slides.

12. The method according to claim 11, wherein the user interface comprises:

a first window panel for enabling a user to select one of the presentation files;

a second window panel for displaying the individual slides associated with the selected presentation file and for enabling the user to select individual slides; and

a third window panel for displaying user-selected individual slides.

13. The method according to claim 12, wherein the first window panel displays a directory structure wherein said presentation files are stored.

14. The method according to claim 13, wherein the third window panel is programmed to enable the user to select the order of the selected individual slides.

15. The method according to claim 14, wherein the presentation files are Microsoft PowerPoint™

files.

17. The system according to claim 16, wherein the computer is programmed to store in the database the identity of the client for the new client presentation and data indicating the individual slides which compose the new client presentation.

18. The system according to claim 17, wherein the indicating data are references to the individual slides.

19. The system according to claim 18, wherein the user interface comprises:

a first window panel for enabling a user to select one of the presentation files;

a second window panel for displaying the individual slides associated with the selected presentation file and for enabling the user to select individual slides; and

a third window panel for displaying user-selected individual slides.

20. The system according to claim 19, wherein the first window panel displays a directory structure wherein said presentation files are stored.

21. The system according to claim 20, wherein the third window panel is programmed to enable the user to select the order of the selected individual slides.

22. The system according to claim 21, wherein the presentation files are Microsoft PowerPoint™

files.

24. The method according to claim 23, wherein the selected accounts are balanced with the financial model to within a rounding factor.

25. The method according to claim 23, wherein initiating but and/or sell orders includes initiating one or more block trading orders.

26. The method according to claim 25, including manually updating block trading orders.

27. The method according to claim 25, including executing at least a portion of a block trading order, the unexecuted portion remaining an open order within a trade execution system.

28. The method according to claim 27, including a user specifying the execution price and market location of a block trading order.

29. The method according to claim 23, wherein the model comprises a specified percentage of asset classes, including equities, fixed income products, cash or equivalents thereof, and other types of financial products.

30. The method according to claim 29, wherein the model further includes specific equities and the percentage of the equities asset class.

16. A system for preparing and tracking client presentations, comprising:

a computer having an associated database;

means for uploading a presentation file having a plurality of slides to the computer;

programming executing on the computer for splitting the presentation file into individual slides and separately storing the individual slides in the database, and for providing a user interface for enabling a user to select any of the individual slides for a new client presentation; and

means for distributing the new client presentation electronically to one or more individuals.

23. A method of balancing a financial portfolio, comprising:

selecting multiple financial accounts from a database of client financial accounts;

selecting a financial model;

comparing holdings in the selected multiple financial accounts, in aggregate, against the financial model; and

automatically initiating one or more buy and/or sell orders, as required, in order to substantially equalize the selected multiple financial accounts, in aggregate, with the financial model.

31. A system for balancing a financial portfolio, comprising:

a server computer system hosting a database of client financial accounts, said server system and database being accessible over a communications network by one or more client computers;

said server system being programmed to enable a user, via the client computers, to select multiple financial accounts from the database, select a financial model stored in said database, compare holdings in the selected multiple financial accounts, in aggregate, against the financial model, and automatically initiate one or more buy and/or sell orders, as required, in order to substantially equalize the selected multiple financial accounts, in aggregate, with the financial model.

32. The system according to claim 31, wherein the selected accounts are balanced with the financial model to within a rounding factor.

33. The system according to claim 31, wherein initiating buy and/or sell orders includes initiating one or more block trading orders.

34. The system according to claim 33, including means for manually updating block trading orders.

35. The system according to claim 33, including means for executing at least a portion of a block trading order, the unexecuted portion remaining an open order within a trade execution system.

36. The system according to claim 35, including means for enabling a user to specify the execution price and market location of a block trading order.

37. The system according to claim 31, wherein the model comprises a specified percentage of asset classes, including equities, fixed income products, cash or equivalents thereof, and other types of financial products.

38. The system according to claim 37, wherein the model further includes specific equities and the percentage of the equities asset class.

40. The method according to claim 39, wherein the visual comparison includes displaying on a display device a first graphical representation of the asset allocation of the selected accounts and a second graphical representation of the asset allocation of the comparative index evaluator.

41. The method according to claim 39, wherein the visual comparison includes displaying on a display device, a first tabulating of the asset allocation of the selected accounts and a second tabulation of the asset allocation of the comparative index evaluator.

39. A method of analyzing a financial portfolio comprising:

selecting a plurality of financial accounts from a database of financial accounts;

selecting a comparative index evaluator against which to evaluate the selected plurality of accounts; and

visually comparing the asset allocation of the selected plurality of accounts against the asset allocation of the comparative index evaluator.