Apparatus and method for determining insurance and program thereof
First Claim
1. An apparatus that supports a user in determining insurance that the user seeks for an insured object, comprising:
- a first calculation unit that calculates an expected amount of insurance money, which is insurance money expected to be paid for said object of said insurance from other insurance; and
a setting unit that sets a premium for said insurance sought for said object using said expected-insurance-money calculated by said first calculation unit.
1 Assignment
0 Petitions
Accused Products
Abstract
An apparatus that supports determination by a user of optimal insurance to avoid unnecessary insurance coverage and excessive insurance premium for an insured object. Expected insurance compensation, which is money expected to be paid for the insured object from other insurance when an insured incident occurs, is calculated by referring to other insurance relative to the insured object. A setting unit sets a premium for insurance sought for the insured object using the calculated expected-insurance-money value. A user is provided with insurance premium that is determined based upon quantitative consideration of other insurance coverage.
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Citations
23 Claims
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1. An apparatus that supports a user in determining insurance that the user seeks for an insured object, comprising:
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a first calculation unit that calculates an expected amount of insurance money, which is insurance money expected to be paid for said object of said insurance from other insurance; and
a setting unit that sets a premium for said insurance sought for said object using said expected-insurance-money calculated by said first calculation unit. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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12. A method for supporting a user in obtaining insurance that the user seeks for an insured object, comprising:
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calculating an expected amount of insurance money, which is insurance money expected to be paid for said insured object of said insurance from other insurance;
calculating a premium for said insurance sought for said object using said expected-insurance-money amount; and
notifying said calculated premium to the user who seeks insurance for the insured object.
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23. A recording medium that stores a program executable by a computer for supporting a user in determining insurance, comprising:
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a first calculation module operable to calculate an expected amount of insurance money, which is insurance money expected to be paid for an object of said insurance sought by the user, from other insurance when a covered incident occurs related to said object; and
a premium calculation module operable to calculate a premium for said insurance sought for said object using said expected-insurance-money amount calculated by said first calculation module.
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Specification