Method and system for performing and providing notary services and verifying an electronic signature via a global computer network

• US 20020143711A1
• Filed: 03/12/2002
• Published: 10/03/2002
• Est. Priority Date: 03/27/2001
• Status: Abandoned Application

• Current Assignee: Nicholas N. Nassiri
• Original Assignee: Nicholas N. Nassiri
• Inventors: Nassiri, Nicholas N.
• Application Number:
  US10/097,061
• Publication Number:
  US 20020143711A1
• Time in Patent Office: Days
• US Class Current: 705/76
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 9/3247 involving digital signatures

Abstract

The method and system of the present invention function to provide and perform signature verification services by a live notary public via the internet or other TCP/IP based network using a paperless document platform, a notary public, traditional notarization processes and methods, an electronic notary seal input device, and an electronic notary journal device. The present invention makes possible the electronic capture of a handwritten signature and the electronic capture of a notary seal and a notary jurat which are affixed to an electronic document; upon affixing the electronic signatures and electronic notary seal an electronic notary journal is created for future reference and possible dispute resolution.

Claims

1. A method and system for providing and performing electronic notary services;

said method and system comprising;

the internet or other TCP/IP (Transmission Control Protocol/Internet Protocol) based network, a local computer system, a desktop manager, a host computer system, an electronic document repository, an electronic document, notarization processes and methods, an electronic signature input device, an electronic notary seal input device, and an electronic notary journal;

said method and system further comprising the steps of;

a. a customer using said local computer system to access a website maintained by said host computer system;

b. said customer using said local computer system to select notarization services;

c. said customer using said local computer system to access said electronic document repository;

d. said customer using said local computer system to download said electronic document from said electronic document repository to said customer local computer system;

e. said customer using said customer local computer system to input information into said electronic document, if desired;

f. said customer using said customer local computer system to upload said electronic document to said electronic document repository from said customer local computer system;

g. said host computer system assigning a temporary signing password to said electronic document;

h. said host computer system notifying the signatory required to sign said electronic document when said electronic document is ready for signature, and furnishing said signatory said temporary signing password;

i. said signatory accessing a notary public, whereby said notary public downloads said electronic document from said electronic document repository using said temporary signing password;

said temporary signing password haven been given to said notary public by said signatory;

j. said electronic signature input device obtaining the electronic, manual, handwritten signature of said signatory;

k. said desktop manager simultaneously affixing said electronic, manual, handwritten signature of said signatory to said electronic document;

l. said electronic signature input device obtaining the electronic, manual, handwritten signature of said notary public,

m. said desktop manager simultaneously affixing said electronic, manual, handwritten signature of said notary public to said electronic document;

n. said electronic notary seal input device affixing an electronic notary seal to said electronic document;

o. said desktop manager executing said rules-based integrity check to verify said electronic notary seal is authentic;

p. said desktop manager recording said notarization processes and methods in said electronic notary journal;

q. said desktop manager terminating said temporary signing password and encrypting said electronic document;

r. said notary public uploading said electronic document to said electronic document repository;

s. said host computer system executing said rules-based integrity check; and

t. said host computer system archiving said electronic document for future use, reference or retrieval.

2. The method of claim 1 whereby said customer using said customer local computer system accesses said host computer system via the Internet or other TCP/IP based network to further access a website located on the world-wide-web;

said website being a function of said host computer system.

3. The method of claim 1 whereby said customer using said customer local computer system accesses said host computer system via the internet or other TCP/IP based network to further access a client-system infrastructure;

said client-system infrastructure being a function of said host computer system.

4. The method of claim 1 whereby said customer local computer system of said notary public further comprises said desktop manager;

said document manager further comprising the means for said customer local computer system of said notary public to interface with said host computer system, said electronic document repository, said electronic document, said rules-based integrity check, said notarization processes and methods, said electronic signature input device, said electronic notary seal input device, and said electronic notary journal.

5. The method of claim 1 whereby said notary public establishes a registration account with said electronic transaction manager, whereby said notary public inputs verification information to establish said registration account.

6. The method of claim 1 whereby said electronic document repository further comprises a variety of said electronic documents and a plurality of said electronic documents;

said electronic documents being represented by category or by type of said electronic document.

7. The method of claim 1 whereby said host computer system further comprises the means to assign a unique code or reference number to each said electronic document stored in said electronic document repository;

said code or said reference number being registered in said electronic transaction manager database for internal management and tracking of said electronic document.

8. The method of claim 1 whereby said host computer system further comprises the means whereby said customer local computer system may access said electronic document repository and select said electronic document or a plurality of said electronic document for download to said customer local computer system.

9. The method of claim 1 whereby an image of said electronic document is displayed on the browser of said customer local computer system;

said image being a graphical representation of the hard copy paper document said electronic document replaces.

10. The method of claim 1 whereby an image of said electronic document is displayed on the browser of said customer local computer system;

said image being a text representation of the hard copy paper document said electronic document replaces.

11. The method of claim 1 whereby said host computer system further comprises the means whereby said access password assigned to said electronic document is disseminated to signatory.

12. The method of claim 1 whereby said host computer system further comprises the means whereby said signatories may access multiples copies of said electronic document singularly, or simultaneously, from said electronic document repository;

said multiple copies of said electronic document being identical in form and substance, for notarization.

13. The system of claim 26 whereby said host computer system further comprises the means whereby said signatures input singularly and simultaneously into said copies of said electronic document is compiled into a single electronic document by the host computer system.

14. The method of claim 1 whereby said host computer system further comprises the means whereby a signing password is assigned to said electronic document for retrieval from said electronic document repository;

each of said signatories'"'"' said access password being individual and unique.

15. The method of claim 1 whereby said host computer system further comprises the means to notify the signatory that said electronic document is ready for signature and the means to disseminate said temporary signing password to said signatory.

16. The method of claim 1 whereby said desktop manager further comprises the means whereby said notary public downloads said electronic document from said electronic document repository using said customer local computer system and said temporary signing password supplied by said signatory.

17. The method of claim 1 whereby said desktop manager further comprises the means whereby a graphical image of said electronic document is displayed on the browser of said customer local computer system;

said graphical image being a representation of the hard copy paper document said electronic document replaces.

18. The method of claim 1 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place in said electronic document where the electronic signature of said signatory is to be input into said electronic document.

19. The method of claim 1 whereby said signatory inputs said electronic signature into said electronic document using said electronic signature input device;

and whereby said desktop manager affixes said electronic signature in the designated places of said electronic document.

20. The method of claim 1 whereby said notary public inputs said electronic signature into said electronic document using said electronic signature input device;

and whereby said desktop manager affixes said electronic signature in the designated places of said electronic document.

21. The system of claim 1 whereby said electronic signature input device may be a remote device, and whereby said electronic signature appears as a graphical representation of said signatory'"'"'s manual, hand-written signature.

22. The system of claim 1 whereby said electronic signature input device may be a function of said customer local computer system, and whereby said electronic signature appears as a graphical representation of said signatory'"'"'s manual, hand-written signature.

23. The system of claim 1 whereby said electronic signature input device may be a remote device;

and whereby said electronic signature of said signatory appears in the form of electronic code.

24. The system of claim 1 whereby said electronic signature input device may be a function of said customer local computer system;

and whereby said electronic signature of said signatory appears in the form of electronic code.

25. The method of claim 1 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place in said electronic document where the electronic signature of said notary public is to be input into said electronic document.

26. The system of claim 1 whereby said desktop manager further comprises the means whereby a separate electronic signature is required for each place said electronic signature is required in said electronic document;

and whereby said desktop manager will not replicate said electronic signature should multiple electronic signatures be required from said signatory.

27. The method of claim 1 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place where an electronic notary seal is to be input into said electronic document.

28. The method of claim 1 whereby said electronic notary seal input device further comprises the means whereby said notary public affixes said electronic notary seal to said electronic document where indicated by said desktop manager.

29. The system of claim 1 whereby said desktop manager further comprises said rules-based integrity check, whereby said electronic notary seal input device must match a secure code embedded in said desktop manager in order to affix said electronic notary seal to said electronic document.

30. The system of claim 1 further comprising the means whereby said electronic notary seal may appear as a graphical representation on said electronic document. or may appear in the form of an electronic barcode on said electronic document.

31. The system of claim 1 further comprising the means whereby said electronic notary seal may appear in the form of an electronic barcode on said electronic document.

32. The method of claim 1 whereby said rules-based integrity check of said desktop manager further comprises the means to authenticate said electronic notary seal by matching the verification information embedded in said notary seal input device to said registration account of said notary public maintained by said host computer system.

33. The method of claim 1 whereby said desktop manager further comprises said electronic notary journal function;

said electronic notary journal further comprising the information required by the governing law of the state or country that regulates said notary public, to legally enforce said notarization processes and methods.

34. The system of claim 1 further comprising the means whereby upon said notary public affixing said electronic notary seal to said electronic document, said desktop manager executes said notary journal, whereby an independent electronic notary journal record of said notary public is created on said customer local computer system of said notary public.

35. The method of claim 1 whereby said desktop manager further comprises the means to terminate said temporary signing password upon said desktop manager creating said independent electronic notary journal record.

36. The method of claim 1 whereby said desktop manager further comprises the means to encrypt electronic document in order to prohibit any changes being made to said electronic document.

37. The method of claim 1 whereby said desktop manager further comprises the means whereby said notary public uploads said electronic document to said electronic repository.

38. The method of claim 1 whereby said host computer system further comprises the means to archive said electronic document for future use or retrieval.

40. The method of claim 39 whereby said customer using said customer local computer system accesses said host computer system via the Internet or other TCP/IP based network to further access a website located on the world-wide-web;

said website being a function of said host computer system.

41. The method of claim 39 whereby said customer using said customer local computer system accesses said host computer system via the internet or other TCP/IP based network to further access a client-system infrastructure;

said client-system infrastructure being a function of said host computer system.

42. The method of claim 39 whereby said customer local computer system of said notary public further comprises said desktop manager;

said document manager further comprising the means for said customer local computer system of said notary public to interface with said host computer system, said electronic document repository, said electronic document, said rules-based integrity check, said notarization processes and methods, said electronic signature input device, said electronic notary seal input device, and said electronic notary journal.

43. The method of claim 39 whereby said notary public establishes a registration account with said electronic transaction manager, whereby said notary public inputs verification information to establish said registration account.

44. The method of claim 39 whereby said electronic document repository further comprises a variety of said electronic documents and a plurality of said electronic documents;

said electronic documents being represented by category or by type of said electronic document.

45. The method of claim 39 whereby said host computer system further comprises the means to assign a unique code or reference number to each said electronic document stored in said electronic document repository;

said code or said reference number being registered in said electronic transaction manager database for internal management and tracking of said electronic document.

46. The method of claim 39 whereby said host computer system further comprises the means whereby said customer local computer system may access said electronic document repository and select said electronic document or a plurality of said electronic document for download to said customer local computer system.

47. The method of claim 39 whereby an image of said electronic document is displayed on the browser of said customer local computer system;

said image being a graphical representation of the hard copy paper document said electronic document replaces.

48. The method of claim 39 whereby an image of said electronic document is displayed on the browser of said customer local computer system;

said image being a text representation of the hard copy paper document said electronic document replaces.

49. The method of claim 39 whereby said host computer system further comprises the means whereby said access password assigned to said electronic document is disseminated to signatory.

50. The method of claim 39 whereby said host computer system further comprises the means whereby said signatories may access multiples copies of said electronic document singularly, or simultaneously, from said electronic document repository;

said multiple copies of said electronic document being identical in form and substance, for notarization.

51. The system of claim 39 whereby said host computer system further comprises the means whereby said signatures input singularly and simultaneously into said copies of said electronic document is compiled into a single electronic document by the host computer system.

52. The method of claim 39 whereby said host computer system further comprises the means whereby a signing password is assigned to said electronic document for retrieval from said electronic document repository;

each of said signatories'"'"' said access password being individual and unique.

53. The method of claim 39 whereby said host computer system further comprises the means to notify the signatory that said electronic document is ready for signature and the means to disseminate said temporary signing password to said signatory.

54. The method of claim 39 whereby said desktop manager further comprises the means whereby said notary public downloads said electronic document from said electronic document repository using said customer local computer system and said temporary signing password supplied by said signatory.

55. The method of claim 39 whereby said desktop manager further comprises the means whereby a graphical image of said electronic document is displayed on the browser of said customer local computer system;

said graphical image being a representation of the hard copy paper document said electronic document replaces.

56. The method of claim 39 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place in said electronic document where the electronic signature of said signatory is to be input into said electronic document.

57. The method of claim 39 whereby said signatory inputs said electronic signature into said electronic document using said electronic signature input device;

and whereby said desktop manager affixes said electronic signature in the designated places of said electronic document.

58. The method of claim 39 whereby said notary public inputs said electronic signature into said electronic document using said electronic signature input device;

and whereby said desktop manager affixes said electronic signature in the designated places of said electronic document.

59. The system of claim 39 whereby said electronic signature input device may be a remote device, and whereby said electronic signature appears as a graphical representation of said signatory'"'"'s manual, hand-written signature.

60. The system of claim 39 whereby said electronic signature input device may be a function of said customer local computer system, and whereby said electronic signature appears as a graphical representation of said signatory'"'"'s manual, hand-written signature.

61. The system of claim 39 whereby said electronic signature input device may be a remote device;

and whereby said electronic signature of said signatory appears in the form of electronic code.

62. The system of claim 39 whereby said electronic signature input device may be a function of said customer local computer system;

and whereby said electronic signature of said signatory appears in the form of electronic code.

63. The method of claim 39 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place in said electronic document where the electronic signature of said notary public is to be input into said electronic document.

64. The system of claim 39 whereby said desktop manager further comprises the means whereby a separate electronic signature is required for each place said electronic signature is required in said electronic document;

and whereby said desktop manager will not replicate said electronic signature should multiple electronic signatures be required from said signatory.

65. The method of claim 39 whereby said desktop manager further comprises the means whereby said desktop manager highlights or otherwise indicates each place where an electronic notary seal is to be input into said electronic document.

66. The method of claim 39 whereby said electronic notary seal input device further comprises the means whereby said notary public affixes said electronic notary seal to said electronic document where indicated by said desktop manager.

67. The system of claim 39 whereby said desktop manager further comprises said rules-based integrity check, whereby said electronic notary seal input device must match a secure code embedded in said desktop manager in order to affix said electronic notary seal to said electronic document.

68. The system of claim 39 further comprising the means whereby said electronic notary seal may appear as a graphical representation on said electronic document. or may appear in the form of an electronic barcode on said electronic document.

69. The system of claim 39 further comprising the means whereby said electronic notary seal may appear in the form of an electronic barcode on said electronic document.

70. The method of claim 39 whereby said rules-based integrity check of said desktop manager further comprises the means to authenticate said electronic notary seal by matching the verification information embedded in said notary seal input device to said registration account of said notary public maintained by said host computer system.

71. The method of claim 39 whereby said desktop manager further comprises said electronic notary journal function;

said electronic notary journal further comprising the information required by the governing law of the state or country that regulates said notary public, to legally enforce said notarization processes and methods.

72. The system of claim 39 further comprising the means whereby upon said notary public affixing said electronic notary seal to said electronic document, said desktop manager executes said notary journal, whereby an independent electronic notary journal record of said notary public is created on said customer local computer system of said notary public.

73. The method of claim 39 whereby said desktop manager further comprises the means to terminate said temporary signing password upon said desktop manager creating said independent electronic notary journal record.

74. The method of claim 39 whereby said desktop manager further comprises the means to encrypt electronic document in order to prohibit any changes being made to said electronic document.

75. The method of claim 39 whereby said desktop manager further comprises the means whereby said notary public uploads said electronic document to said electronic repository.

76. The method of claim 39 whereby said host computer system further comprises the means to archive said electronic document for future use or retrieval.

39. A method and system for providing and performing electronic notary services;

said method and system comprising;

said internet or other TCP/IP (Transmission Control Protocol/Internet Protocol) based network, said customer local computer system, said desktop manager, said host computer system, said electronic document repository, said electronic document, said notarization processes and methods, said electronic signature input device, said electronic notary seal input device, and said electronic notary journal;

said method and system further comprising the steps of;

a. a customer using said local computer system to access a website maintained by said host computer system;

b. said customer using said local computer system to select notarization services;

c. said customer using said local computer system to access said electronic document repository;

d. said customer using said local computer system to upload said electronic document from said customer local computer system to said electronic document repository;

e. said host computer system assigning a temporary signing password to said electronic document;

f. said host computer system notifying the signatory required to sign said electronic document when said electronic document is ready for signature, and furnishing said signatory said temporary signing password;

g. said signatory accessing said notary public, whereby said notary public downloads said electronic document from said electronic document repository using said temporary signing password;

said temporary signing password haven been given to said notary public by said signatory;

h. said electronic signature input device obtaining the electronic, manual, handwritten signature of said signatory;

i. said desktop manager simultaneously affixing said electronic, manual, handwritten signature of said signatory to said electronic document;

j. said electronic signature input device obtaining the electronic, manual, handwritten signature of said notary public;

k. said desktop manager simultaneously affixing said electronic, manual, handwritten signature of said notary public to said electronic document;

l. said electronic notary seal input device affixing an electronic notary seal to said electronic document;

m. said desktop manager executing said rules-based integrity check to verify said electronic notary seal is authentic;

n. said desktop manager recording said notarization processes and methods in said electronic notary journal;

o. said desktop manager terminating said temporary signing password and encrypting said electronic document;

p. said notary public uploading said electronic document to said electronic document repository;

q. said host computer system executing said rules-based integrity check; and

r. said host computer system archiving said electronic document for future use, reference or retrieval.