Methods of marketing summary maps depicting the location of real property and certain traits in the vicinity thereof

• US 20020147613A1
• Filed: 04/10/2002
• Published: 10/10/2002
• Est. Priority Date: 04/10/2001
• Status: Abandoned Application

• Current Assignee: Sourceprose Corporation (TransUnion Corporation)
• Original Assignee: Sourceprose Corporation (TransUnion Corporation)
• Inventors: Howard, John W., Kennard, Robert M.
• Application Number:
  US10/119,563
• Publication Number:
  US 20020147613A1
• Time in Patent Office: Days
• US Class Current: 705/1
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: Y02A 10/40 Controlling or monitoring, e.g. of flood or hurricane; Forecasting, e.g. risk assessment or mapping

Abstract

A computer-implemented method permits the furnishing to a customer of a summary map delineating thereon the site of real property and some trait at the site and in the vicinity of the site. First, the property is located on a georeferenced map showing the trait. The georeferenced map is one of a continuum or matrix of maps, all of which show the trait. Once the site is located, a portion of the georeferenced map with the site generally centrally located thereon is stored and sent to the customer. If the foregoing map portion would otherwise contain some blank areas because the site is near a corner or boundary of the second map, portions of adjoining maps are included in the summary map to preclude this. The summary map ultimately stored and transmitted—whether a portion of the georeferenced map or portions of thegeoreferenced map and maps adjoining it—may be scaled up or down from the scale of the georeferenced map and/or rotated to present North in a selected orientation. Further, the summary map may show property markers, boundary lines, and other indicia., as well as a compass rose and a scale legend. The georeferenced map may be a FEMA flood map, and, where the summary map comprises portions of several adjacent FEMA flood maps, the map panel designation and suffix, panel effective date, community name, county name, etc. of the georeferenced map containing the site may be appended. The summary map transmitted to the customer is often a part of a report covering matters such as acquiring or dropping flood insurance, mortgagor/mortgagee information, a properrty appraisal report, an inspection report, an addendum to a previous flood hazard determination, an agreement/contract to purchase realty, a Floodscape™ report, an insurance quotation/solicitation letter, a Realtor® marketing brochure, and similar matters.

Claims

1. A computer-implemented method by which a service provider furnishes to a customer a summary map which depicts a selected trait at the site of, and in the vicinity of, a selected property, which method comprises:

(a) electronically obtaining from the customer the location of the site of the property;

(b) thereafter, electronically locating the site of the property on a georeferenced digital map that depicts the selected trait and is one of a continuum of other georeferenced maps, all of the georeferenced maps depicting the selected trait;

(c) electronically delineating the site of the property on the georeferenced map; and

(d) electronically storing and transmitting to the customer a selected portion of the georeferenced map as a summary map of the vicinity of the site of the property, with the site delineated on that portion.

2. A method as in claim 1, wherein:

before the summary map is stored and transmitted to the customer, one or more of the following is effected;

(i) changing the scale of the summary map from that of the georeferenced map,

(ii) appending to the summary map a scale legend,

(iii) rotating the summary map out of the orientation of the georeferenced map to present North in a selected orientation,

(iv) appending a compass rose to the summary map,

(v) appending property markers and/or boundary lines not shown on the georeferenced map to the summary map, or

(vi) adding other map annotations provided or requested by the customer.

3. A method as in claim 1, wherein:

following step (c), if the site is near a boundary or corner of the georeferenced map,

producing a surrogate georeferenced map made up of a portion of the georeferenced map and portions of those other georeferenced maps of the continuum which (i) have a boundary or corner in common with the boundary or corner of the georeferenced map and (ii) are proximate the delineated site, the surrogate georeferenced map being thereafter affected by step (d).

4. A method as in claim 3, wherein:

the site is electronically generally centrally located on the surrogate second map that is stored and transmitted to the customer.

5. A method as in claim 4, wherein:

the selected trait is the flood zone classification of the site and of the area in the vicinity thereof.

6. A method as in claim 5, wherein:

before the surrogate map is stored and transmitted to the customer, selected information on the georeferenced map, is appended thereto.

7. A method as in claim 6, wherein:

the selected information comprises panel designation, panel suffix, panel effective date, community name, or county name.

8. The stored and transmitted summary map produced by the method of claim 1.

9. The stored and transmitted summary map produced by the method of claim 2.

10. The stored and transmitted summary map produced by the method of claim 3.

11. The stored and transmitted summary map produced by the method of claim 4.

12. The stored and transmitted summary map produced by the method of claim 5.

13. The stored and transmitted summary map produced by the method of claim 6.

14. The stored and transmitted summary map produced by the method of claim 7.

15. A method as in claim 1, wherein:

the site is electronically generally centrally located on the surrogate second map that is stored and transmitted to the customer.

16. A method as in claim 15, wherein:

the selected trait is the flood zone classification of the site and of the area in the vicinity thereof.

17. A method as in claim 16, wherein:

before the surrogate map is stored and transmitted to the customer, selected information on the georeferenced map, is appended thereto.

18. A method as in claim 17, wherein:

the selected information comprises panel designation, panel suffix, panel effective date, community name, or county name.

19. The stored and transmitted summary map produced by the method of claim 15.

20. The stored and transmitted summary map produced by the method of claim 16.

21. The stored and transmitted summary map produced by the method of claim 17.

22. The stored and transmitted summary map produced by the method of claim 18.

24. A method as in claim 23, wherein:

following the locating and delineating step, if the site is near a boundary or corner of the georeferenced map, the method further comprises

producing a surrogate georeferenced map made up of a portion of the georeferenced map and portions of those other georeferenced maps of the continuum which (i) have a boundary or corner in common with the boundary or corner of the georeferenced map and (ii) are proximate the delineated site, the surrogate georeferenced map being stored and transmitted to the customer.

25. A method as in claim 24, wherein:

the selected trait is the flood zone classification of the site and of the area in the vicinity thereof, the georeferenced map and the other georeferenced maps in the continuum and the surrogate map being digital versions of FEMA paper flood maps, and the stored and transmitted surrogate map includes selected information found on or relating to the paper map version of the georeferenced paper map.

26. A method as in claim 25, wherein:

the site is electronically generally centrally located on the surrogate map that is stored and transmitted to the customer.

27. The stored and transmitted map produced by the method of claim 23.

28. The stored and transmitted surrogate map produced by the method of claim 24.

29. The stored and transmitted surrogate map produced by the method of claim 25.

30. The stored and transmitted surrogate map produced by the method of claim 26.

31. A method as in claim 25, wherein:

before the georeferenced map or the surrogate map, as the case may be, is stored and transmitted to the customer, one or more of the following is effected;

(i) changing the scale from that of the original map and its resulting georeferenced map,

(ii) appending a scale legend,

(iii) rotating the map out of the orientation of the original map and the georeferenced map to present North in a selected orientation,

(iv) appending a compass rose,

(v) appending property markers and boundary lines not shown on the paper map or the georeferenced map,

(vi) adding other map annotations provided or requested by the customer,or

(vii) if the stored and transmitted summary map is the surrogate map, appending selected information from the georeferenced map to the summary map.

32. The stored and transmitted map produced by the method of claim 31.

33. A method as in claim 23, wherein:

the selected trait is the flood zone classification of the site and of the area in the vicinity thereof, the georeferenced map being a digital version of a FEMA paper flood map, and

the stored and transmitted summary map includes selected information found on or relating to the paper map version of the georeferenced paper map.

34. A method as in claim 33, wherein:

the site is electronically generally centrally located on the summary map that is stored and transmitted to the customer.

35. The stored and transmitted map produced by the method of claim 33.

36. The stored and transmitted map produced by the method of claim 34.

23. A computer-implemented method by which a service provider furnishes to a customer a map which depicts a selected trait at the site of, and in the vicinity of, selected property, which comprises:

electronically furnishing the customer with facilities and instructions for the use thereof so that the customer can electronically enable the service provider to electronically locate the site of the property on a georeferenced map that depicts the selected trait;

thereafter, electronically locating and delineating the indicated site on the georeferenced map, the georeferenced map being one of a continuum of georeferenced maps all of which depict the selected trait over a large geographic area; and

electronically storing and providing to the customer a selected portion of the georeferenced map with the site delineated thereon, the map portion being accompanied by other selected information.