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Health cost calculator/flexible spending account calculator

  • US 20020147617A1
  • Filed: 04/24/2001
  • Published: 10/10/2002
  • Est. Priority Date: 04/25/2000
  • Status: Active Grant
First Claim
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1. A method of providing comparative cost information for health insurance plans comprising the steps of:

  • incorporating parameters of health plans;

    assembling recent health care use and cost data for a reference population;

    acquiring personal and health information from users on themselves and their household members;

    estimating the distribution of out-of-pocket costs the user and his/her household is likely to face in the coming year in various health plans, based on the experience of comparable households in the reference population; and

    outputting premium and estimated out-of-pocket expenses.

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