Online insurance sales platform

• US 20020147618A1
• Filed: 02/01/2002
• Published: 10/10/2002
• Est. Priority Date: 02/01/2001
• Status: Abandoned Application

• Current Assignee: Asahi Matsushita Electric Works Ltd. (Panasonic Holdings Corporation)
• Original Assignee: Asahi Matsushita Electric Works Ltd. (Panasonic Holdings Corporation)
• Inventors: Mezrah, Todd M., Roberson, James D.
• Application Number:
  US10/060,276
• Publication Number:
  US 20020147618A1
• Time in Patent Office: Days
• US Class Current: 705/4
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/08 Insurance

Abstract

A computer implemented method, system and software product for generating an online insurance sales platform. The method comprises the steps of: inputting user information into a first input form for Product Illustration and transferring the inputted information of the Product Illustration input form to an insurance carrier file; inputting user information into a second input form for Case Analysis and transferring that inputted information of the Case Analysis input form to an internal file; and inputting user information into a third input form for Report Production and transferring the inputted information of the Report Production marketing report.

Claims

1. A computer implemented method of generating an online insurance sales platform, the method comprising the steps of:

a) inputting user information into a first input form for Product Illustration;

b) transferring the inputted information of the Product Illustration input form to an insurance carrier file;

c) inputting user information into a second input form for Case Analysis;

d) transferring the inputted information of the Case Analysis input form to an internal file;

e) inputting user information into a third input form for Report Production; and

f) transferring the inputted information of the Report Production input form, the Product Illustration input form and the Case Analysis input form into a generated marketing report.

2. The method according to claim 1, wherein the inputs of the Product Illustration input form are transferred to a product specific illustration engine provided by an insurance company.

3. The method according to claim 1, wherein the inputs of the Product Illustration input form are stored.

4. The method according to claim 2, wherein the illustration engines are used to calculate at least one of premiums, cash values, death benefits, loans, loan interests, withdrawals and account values.

5. The method according to claim 2, wherein the illustration engines are updated periodically.

6. The method according to claim 1, wherein the internal file is a Guru Engine for analysis.

7. The method according to claim 1, wherein inputs of the Case Analysis input form are stored.

8. The method according to claim 1, wherein the internal file is a file comprising an electronic spreadsheet.

9. The method according to claim 1, wherein an output from the transferred second input form is in an HTML format.

10. The method according to claim 1, wherein the generated marketing report is a Microsoft Word file.

11. The method according to claim 1, wherein the Product Illustration step, comprising steps a) and b), is performed first, the Case Analysis step, comprising steps c) and d), is performed second, and the Report Production step, comprising steps e) and f) is performed third.

12. The method according to claim 1, wherein the Case Analysis step, comprising steps c) and d), is performed first, the Product Illustration step, comprising steps a) and b) is performed second, and the Report Production step, comprising steps e) and f), is performed third.

13. The method according to claim 1, wherein a search engine is accessed to determine appropriate forms and applications needed for a specific product.

14. The method according to claim 1, wherein the Case Analysis step, comprising steps c) and d), uses inputted user information from the Product Illustration input form to analyze an insurance product.

15. The method according to claim 1, wherein the Case Analysis step, comprising steps c) and d), uses inputted user information from the Product Illustration input form to make calculations based on the internal file used.

17. The program product according to claim 16, wherein the inputs of the first input form for Product Illustration are transferred to a product specific illustration engine provided by an insurance company.

18. The program product according to claim 16, wherein the inputs of the Product Illustration input form are stored.

19. The program product according to claim 17, wherein the illustration engines are used to calculate at least one of premiums, cash values, death benefits, loans, loan interests, withdrawals, and account values.

20. The program product according to claim 17, wherein the illustration engines are updated periodically.

21. The program product according to claim 16, wherein the internal file is a Guru Engine analysis.

22. The program product according to claim 16, wherein inputs of the Case Analysis input form are stored.

23. The program product according to claim 16, wherein the internal file is a file comprising an electronic spreadsheet.

24. The program product according to claim 16, wherein an output from the transferred Case Analysis input form is in an HTML format.

25. The program product according to claim 16, wherein the generated marketing report is a Microsoft Word file.

26. The program product according to claim 16, wherein the Product Illustration step, comprising steps a) and b), is performed first, the Case Analysis step, comprising steps c) and d), is performed second, and the Report Production step, comprising steps e) and f), is performed third.

27. The program product according to claim 16, wherein the Case Analysis step, comprising steps c) and d) is performed first, the Product Illustration step, comprising steps a) and b) is second, and the Report Production step, comprising steps e) and f), is third.

28. The program product according to claim 16, wherein a search engine is accessed to determine appropriate forms and applications needed for a specific product.

31. The method according to claim 1, further comprising, before the first inputting step, inputting user identification to check for user status.

32. The program product according to claim 16, wherein before the first inputting step, the computer performs the step of inputting user identification to check for user status.

16. A computer program product having program code that is executable by a computer for generating an online insurance sales platform, the program code configured to cause the computer to perform the following steps:

a) inputting user information into a first input form for Product Illustration;

b) transferring the inputted information of the Product Illustration input form to an insurance carrier file;

c) inputting user information into a second input form for Case Analysis;

d) transferring the inputted information of the Case Analysis input form to an internal file;

e) inputting user information into a third input form for Report Production; and

f) transferring the inputted information of the Report Production input form, the Product Illustration input form and the Case Analysis input form into a generated marketing report.

29. A system for generating an online insurance sales platform, the system comprising:

a) a Product Illustration input form;

b) a transferor to transfer values from the Product Illustration input form to an insurance carrier file;

c) a Case Analysis input form;

d) a second transferor to transfer values from the Case Analysis input form to an internal file;

e) a Report Production input form;

f) a third transferor to transfer values from the Report Production input form, the Product Illustration input form and the Case Analysis input form to a generated marketing report.

30. A computer implemented apparatus for implementing an online insurance sales platform, the apparatus comprising:

means for inputting user information into a first input form for Product Illustration;

means for transferring the inputted information of the Product Illustration input form to an insurance carrier file;

means for inputting user information into a second input form for Case Analysis;

means for transferring the inputted information of the Case Analysis input form to an internal file;

means for inputting user information into a third input form for Report Production; and

means for transferring the inputted information of the Report Production input form, the Product Illustration input form and the Case Analysis input form into a marketing report.