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Adjudication method and system

  • US 20020147678A1
  • Filed: 02/02/2001
  • Published: 10/10/2002
  • Est. Priority Date: 02/02/2001
  • Status: Abandoned Application
First Claim
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1. A method of adjudicating a transaction for payment from a participant account, said participant account having an amount available for expenditure, comprising:

  • initiating a transaction, said transaction having a value;

    screening said transaction based upon a first set of criteria;

    posting an amount relating to said value to a holding account;

    reducing the amount available for expenditure in the participant account; and

    , adjudicating said transaction, wherein upon approval of the transaction, said amount posted to the holding account is released and posted to the participant account and the amount available for expenditure is reduced.

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