Method and apparatus for processing a check within a financial system
First Claim
Patent Images
1. A method in a network data processing system for processing a check, the method comprising:
- receiving a check image of the check from an automatic teller machine, wherein the check image is generated by a scanner in the automatic teller machine;
performing optical character recognition on the check image to generate data; and
performing check clearing processes using the check image and the data.
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Abstract
A method, apparatus, and computer implemented instructions for use in a network data processing system to process a check. A check image is received. Optical character recognition is performed on the check image to generate data. Check clearing processes is performed using the check image and the data. These processes are performed without using a physical check itself.
191 Citations
24 Claims
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1. A method in a network data processing system for processing a check, the method comprising:
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receiving a check image of the check from an automatic teller machine, wherein the check image is generated by a scanner in the automatic teller machine;
performing optical character recognition on the check image to generate data; and
performing check clearing processes using the check image and the data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A data processing system for processing a check, the data processing system comprising:
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receiving means for receiving a check image of the check from an automatic teller machine, wherein the check image is generated by a scanner in the automatic teller machine;
first performing means for performing optical character recognition on the check image to generate data; and
second performing means for performing check clearing processes using the check image and the data. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 18, 19, 20, 21, 22, 23, 24)
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17. A computer program product in a computer readable medium for processing a check, the computer program product comprising:
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first instructions for receiving a check image of the check from an automatic teller machine, wherein the check image is generated by a scanner in the automatic teller machine;
second instructions for performing optical character recognition on the check image to generate data; and
third instructions for performing check clearing processes using the check image and the data.
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Specification