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System and method for providing extra lines of credit

  • US 20020156723A1
  • Filed: 02/12/2001
  • Published: 10/24/2002
  • Est. Priority Date: 02/12/2001
  • Status: Active Grant
First Claim
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1. A method for providing at least one extra credit line to an existing credit card account, comprising:

  • determining a target customer group from a set of customers, wherein each customer in the set of customers holds an existing credit card account issued by a credit card issuer;

    presenting an offer for an extra credit line to each customer in the target customer group;

    processing responses to the offers from customers in the target customer group and activating at least one extra line of credit to the existing credit card account of each customer that has responded to the offer for extra credit; and

    notifying each customer who has responded to the extra credit offer of an activated status of the at least one extra credit line associated with the customer'"'"'s credit card account.

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