Pen-based transponder identity verification system
First Claim
1. A system for use by a customer to conduct a commercial transaction, the customer being registered and linked with an account for payment, the system comprising:
- a. a host computer having access to data that links the customer with the customer account;
b. a first electronic device disposed at a point-of-sate terminal, the first electronic device being digitally linked to the host computer;
c. a second electronic device that is wireless, the wireless device being carried by the customer, the second electronic device communicating with the first electronic device transmitting data therebetween relative to an identity verification; and
d. a stylus having at least one sensor, the sensor capturing a digital signature of the customer while the stylus is being used;
wherein access to the customer account is enabled when the sensed digital signature matches a reference digital signature.
4 Assignments
0 Petitions
Accused Products
Abstract
This pen-based, identity verification uses biometric technology. For use in commercial transactions at a point-of-sale terminal, a customer registers advising the system of a customer account that is to be used for payment. The customer also submits a digital signature for reference purposes—a fingerprint. The customer is then issued a transponder that links the customer to the customer account and to the reference digital signature. When the customer is at the point-of-sale terminal for making payment, an interrogator disposed at the point-of-sale terminal transmits a radio signal requesting identity verification. The transponder submits data to the interrogator. Thereafter, when the customer uses a stylus to submit written data (a signature), a sensor in the stylus makes incidental capture of biometric data that enables the interrogator to confirm customer identity. Similarly, at a security checkpoint in an office building, the system is utilized when a written log is used to track access and egress to the building. Again, a transponder is issued to a party having authorized access after the party has registered and submitted a digital signature for reference purposes.
154 Citations
32 Claims
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1. A system for use by a customer to conduct a commercial transaction, the customer being registered and linked with an account for payment, the system comprising:
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a. a host computer having access to data that links the customer with the customer account;
b. a first electronic device disposed at a point-of-sate terminal, the first electronic device being digitally linked to the host computer;
c. a second electronic device that is wireless, the wireless device being carried by the customer, the second electronic device communicating with the first electronic device transmitting data therebetween relative to an identity verification; and
d. a stylus having at least one sensor, the sensor capturing a digital signature of the customer while the stylus is being used;
wherein access to the customer account is enabled when the sensed digital signature matches a reference digital signature. - View Dependent Claims (2, 3, 4, 5, 6, 7, 20)
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8. A system for use in access to a secure area, the system including at least one pre-registered party who is permitted access to the secure area, the pre-registered party having previously submitted a reference digital signature, the system comprising:
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a. a host computer that has access to data that links the registered party with the reference digital signature;
b. a first and a second electronic device, the first electronic device being disposed at a security check-point, the second electronic device being wireless, the second electronic device being carried by the customer, the first and second electronic devices being in communication with the host computer; and
c. a stylus having at least one sensor, the stylus being useful in preserving a log of access to the secure area, the sensor capturing a digital signature of a party during engagement of a finger of the party with the stylus;
wherein access to the secure area is enabled when the sensed digital signature matches the reference digital signature. - View Dependent Claims (9, 10, 11, 12, 13, 14, 16, 17, 18, 19)
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15. A method of conducting a commercial transaction for payment at a point-of-sate terminal, the method comprising:
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a. requesting identity verification through cooperative engagement between a first and a second electronic device, the first electronic device being disposed at the point-of-sate terminal, the second electronic device being wireless, the second electronic device being carried by the customer, the first and second electronic devices being in digital communication with a host computer, the host computer having access to data that links at least one registered party to a reference digital signature;
b. using a stylus to submit written data pertinent to the identity verification, the stylus having a sensor that enables capture of a digital signature of a party during engagement of a finger of the party with the stylus; and
c. enabling access to the customer account when the sensed digital signature matches the reference digital signature.
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21. A method of enabling access to a secure area, the method comprising:
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a. requesting identity verification through cooperative engagement between a first and a second electronic device, the first electronic device being disposed at a security checkpoint, the second electronic device being wireless, the second electronic device being carried by the customer, the first and second electronic devices being in digital communication with a host computer, the host computer having access to data that links at least one registered party to a reference digital signature;
b. using a stylus to submit written data pertinent to the identity verification, the stylus having a sensor that enables capture of a digital signature of a party during engagement of a finger of the party with the stylus; and
c. enabling access to the secure area when the sensed digital signature matches the reference digital signature. - View Dependent Claims (22, 23, 24, 25, 27, 28, 29, 30, 31, 32)
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26. A system for use by a customer to conduct a commercial transaction, the customer being registered and linked with an account for payment, the system comprising:
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a. a host computer having access to data that links the customer with the customer account;
b. an electronic device disposed at a point-of-sale terminal, the electronic device being digitally linked to the host computer; and
c. a stylus that is wireless, the stylus being carried by the customer, a stylus having at least one sensor, the sensor capturing a digital signature of the customer white the stylus is being used, the stylus communicating with the electronic device transmitting data therebetween relative to an identity verification, wherein access to the customer account is enabled when the sensed digital signature matches a reference digital signature.
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Specification