Electronic transactions

• US 20020188523A1
• Filed: 02/26/2002
• Published: 12/12/2002
• Est. Priority Date: 03/02/2001
• Status: Abandoned Application

• Current Assignee: Nokia Corporation
• Original Assignee: Nokia Corporation
• Inventors: Cofta, Piotr, Markkanen, Panu S., Piikivi, Lauri, Hyyppa, Petri
• Application Number:
  US10/083,432
• Publication Number:
  US 20020188523A1
• Time in Patent Office: Days
• US Class Current: 705/26
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 30/0623 Item investigation
• CPC Class Codes: G06Q 30/0641 Shopping interfaces

Abstract

A method in a system wherein a user equipment (1) and another party (12) are enabled to exchange transaction data. A data entity is generated, said data entity associating with a transaction. Information of an object that associates with the transaction is included in the data entity. The data entity is then transmitted to the user equipment (1) over a wireless interface (11). The user equipment may then request for additional information that associates with the transaction based on said information of the object.

Claims

1. A method in a system wherein a user equipment and another party are enabled to exchange transaction data, the method comprising:

generating a data entity that associates with a transaction;

including information of an object that associates with the transaction in the data entity;

transmitting the data entity to the user equipment over a wireless interface; and

requesting by the user equipment for additional information that associates with the transaction based on said information of the object.

2. A method as claimed in claim 1, wherein the information of the object comprises a communication network address of the object.

3. A method as claimed in claim 1, wherein the information of the object comprises a universal resource locator (URL).

4. A method as claimed in claim 1, wherein the object comprises a storage means for storing information that associates with the subject of the transaction.

5. A method as claimed in claim 1, wherein the user equipment initiates procedure for establishment of a communication media between the user equipment and the object based on said information of the object.

6. A method as claimed in claim 1, wherein the object is controlled by a third party.

7. A method as claimed in claim 1, wherein the object comprises a site in a data network.

8. A method as claimed in claim 7, wherein the site comprises a document that is retrievable from a server, said server being run by the producer the subject of the transaction.

9. A method as claimed in claim 1, wherein the additional information relates with at least one characteristic of the subject of the transaction.

10. A method as claimed in claim 9, wherein the at least one characteristic relates to a specific product or service.

11. A method as claimed in claim 1, wherein the additional information is provided by communication comprising speech.

12. A method as claimed in claim 11, wherein the user of the user equipment establishes a communication media with a person based on said information of the object.

13. A method as claimed in claim 1, wherein an indicator is displayed to the user of the user equipment based on said information of the object.

14. A method as claimed in claim 13, wherein the user may request for additional information by selecting the displayed indicator.

15. A method as claimed in claim 1, wherein the data entity is for provision of a receipt.

16. A method as claimed in claim 1, wherein the data entity is for provision of an offer.

17. A method as claimed in claim 1, wherein the data entity is for provision of conditions for sale.

18. A method as claimed in claim 1, wherein the data entity is based on an electronic data card format.

19. A method as claimed in claim 1, wherein the user equipment communicates with an element of a mobile communication network.

20. A method as claimed in claim 1, wherein the user equipment communicates via a local wireless link with another station.

21. A method as claimed in claim 1, wherein the user equipment communicates via at least two different communication means.

22. A system wherein a user equipment and another party are enabled to exchange transaction data, comprising:

transaction means for processing a transaction between the user equipment and said other party, said transaction means being adapted to generate a data entity including transaction data and information of an object associated with the transaction;

communication means for transmission of the data entity to the user equipment over a wireless interface; and

control means at the user equipment for processing the received data entity, said control means being adapted to request for additional information based on said information of the object.

23. A system as claimed in claim 22, wherein the user equipment comprises a station of a cellular communication system.

24. A system as claimed in claim 22, wherein the user equipment comprises means for communication over a local wireless link.

25. A mobile user equipment adapted for processing electronic transactions, comprising:

receiver means for receiving a data entity from a remote unit, said data entity including transaction data and information of an object associated with the transaction; and

control means for processing the received data entity, said control means being adapted to request for additional information based on said information of the object.