System, method and apparatus for establishing privacy in internet transactions and communications

• US 20020188863A1
• Filed: 05/11/2001
• Published: 12/12/2002
• Est. Priority Date: 05/11/2001
• Status: Active Grant

• Current Assignee: Privacy Shield LLC
• Original Assignee: Privacy Shield LLC
• Inventors: Friedman, Solomon
• Granted Patent: US 7,540,015 B2
• Time in Patent Office: Days
• US Class Current: 713/201
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A system for conducting a transaction with privacy on a wide area network, the system including a personal access device (PAD) associated with a subscriber to the system, the PAD storing a profile of the subscriber and generating commands, a privacy service provider (PSP) connected to the wide area network, the PAD being accessible by the PSP under first conditions set by the profile and the PSP being responsive to the commands from the PAD, a registered vendor (RV) connected to the wide area network, and a privacy shield network (PSN) connected to the wide area network, the RV being registered with the PSN and the PSN being structured to carry communications between the PSP and the RV related to the transaction under second conditions set by the profile. Advantageously, the PAD stores private data associated with the subscriber, and the PSP releases any of the private data to the RV only under the first and second conditions.

Claims

1. A system for conducting a transaction with privacy on a wide area network, said system comprising:

a personal access device (PAD) associated with a subscriber to said system, said PAD storing a profile of the subscriber and generating commands;

a privacy service provider (PSP) connected to the wide area network, said PAD being accessible by said PSP under first conditions set by said profile and said PSP being responsive to the commands from said PAD;

a registered vendor (RV) connected to the wide area network; and

a privacy shield network (PSN) connected to the wide area network, said RV being registered with said PSN and said PSN being structured to carry communications between said PSP and said RV related to the transaction under second conditions set by said profile.

2. The system of claim 1, wherein said PAD stores private data associated with the subscriber, and wherein said PSP releases any of said private data to said RV only under said first and second conditions.

3. The system of claim 2, wherein said PSP also stores said profile and said private data.

4. The system of claim 1, wherein said PSP controls access by said RV to said PAD under said first and second conditions.

5. The system of claim 1, wherein said PSP includes a network server.

6. The system of claim 1, wherein said RV includes a network server.

7. The system of claim 1, wherein said PSN includes a network server.

8. The system of claim 1, wherein said PSP controls access by said RV to said profile under said second conditions.

9. The system of claim 1, further comprising a second registered vendor (RV) connected to the wide area network, said PSP being accessible by said second RV under third conditions set by said profile, said second RV being accessible by the first mentioned RV under fourth conditions set by said second RV and said first RV being accessible by said second RV under fifth conditions set by said first RV.

10. The system of claim 9, wherein said second conditions include authorization conditions for authorizing the transaction among said PAD, said first RV and said second RV.

11. The system of claim 10, wherein said authorization conditions include a first authorization for authorizing said second RV to complete an intermediate transaction with said first RV.

12. The system of claim 11, wherein said first authorization is sent from said PSP to said second RV over said PSN, said PSN preventing said first RV from access to first authorization.

13. The system of claim 1, wherein said second conditions include authorization conditions for authorizing the transaction between said PAD and said RV.

14. The system of claim 13, wherein said authorization conditions control whether said first RV is authorized to request a response from said PAD.

15. The system of claim 1, wherein the wide area network is the Internet.

17. The PAD of claim 16, wherein the PSP receives first requests over the PSN and determines which ones of the first requests are authorized requests under said first conditions set by said profile.

18. The PAD of claim 17, wherein if the PSP determines that one of the first requests is not an authorized request, the PSP selectively responds to this first request over the PSN under second conditions set by said profile.

19. The PAD of claim 16, wherein said PAD is in the form of a selected one of a key chain fob, a pen, a cellular phone, a personal digital assistant, a computer and a card.

20. The PAD of claim 16, wherein said PAD stores private data associated with the subscriber, and wherein the PSP releases any of said private data to the RV only under said first and second conditions.

21. The PAD of claim 20, wherein the PSP also stores said profile and said private data.

16. A personal access device (PAD) associated with a subscriber for conducting a transaction with privacy on a wide area network, said PAD comprising:

a memory for storing a profile of the subscriber;

a manually actuable command generator for generating commands;

a transmitter for transmitting the commands to a privacy service provider (PSP) connected to the wide area network; and

a receiver for receiving authorized requests from the PSP, the PSP communicating with said PAD under first conditions set by said profile, each authorized request having been received by said PSP over a privacy shield network (PSN) connected to the wide area network from a registered vendor (RV) or another privacy service provider, the RV being registered on the PSN and communicating with the PSP under second conditions set by said profile.

22. A privacy service provider (PSP) for facilitating communications between a privacy shield network (PSN) and a personal access device (PAD) associated with a subscriber to the PSN, where the PAD stores a profile of the subscriber and where said PSP and the PSN are connected to a wide area network, said PSP comprising:

a receiver for receiving commands from the PAD;

a server for communicating with a registered vendor (RV) over the PSN under first conditions set by said profile and in accordance with commands received from the PAD, said server also for receiving first requests from the RV and for determining which ones of the first requests are authorized requests under second conditions set by said profile; and

a transmitter for transmitting the authorized requests to the PAD.

23. The PSP of claim 22, wherein said server is for communicating with a plurality of RVs over the PSN in the same way as with the first-mentioned RV.

24. The PSP of claim 22, wherein the PAD stores private data associated with the subscriber, and wherein said PSP releases any of said private data to the RV only under said first and second conditions.

25. The PSP of claim 24, wherein said PSP also stores said profile and said private data.

27. The PSN of claim 26, wherein said second server structure controls routing of communications from any of the PSPs and RVs to any of the PSPs and RVs over the wide area network.

28. The PSN of claim 26, wherein each PAD stores private data associated with the respective subscriber, and wherein the associated PSP releases any of said private data to any of the PSPs and RVs only under said first and second conditions.

29. The PSN of claim 27, wherein at least one of the PSPs also stores said profile and said private data of the respective subscriber.

26. A privacy shield network (PSN) connected to a wide area network, said PSN controlling communications among a plurality of privacy service providers (PSPs) and a plurality of registered vendors (RVs), where each PSP is controlled by commands from a respective personal access device (PAD) associated with a respective subscriber to said PSN and is further controlled under conditions set by a profile associated with the respective subscriber stored in the respective PAD, said PSN comprising:

a first server structure for controlling registration of vendors as RVs, where said PSN prevents transfer of communications from unregistered vendors to any of the PSPs and RVs; and

a second server structure for controlling communications using the wide area network from any of the PSPs and RVs to any of the PSPs and RVs,

wherein said second server structure controls any communication between a first one of the PSPs and any other one of the PSPs and RVs under conditions set by the profile stored in the PAD controlled by the first PSP.

30. A method of conducting a transaction with privacy using a privacy shield network (PSN) connected to a wide area network, said method comprising the steps of:

storing a profile of a subscriber to the PSN in a personal access device (PAD) associated with the subscriber;

generating commands using the PAD;

accessing the PAD under first conditions set by the profile using a privacy service provider (PSP) connected to the wide area network, the PSP being controlled by the commands from the PAD;

registering a vendor with the PSN as a registered vendor (RV) connected to the wide area network; and

carrying communications between the PSP and the RV related to the transaction under second conditions set by the profile using the PSN.

31. A method of using a personal access device (PAD) associated with a subscriber for conducting a transaction with privacy on a wide area network, said method comprising the steps of:

storing a profile of the subscriber in a memory;

generating commands to a privacy service provider (PSP) connected to the wide area network; and

receiving authorized requests from the PSP, the PSP communicating with the PAD under first conditions set by the profile, each authorized request having been received by the PSP under the control of a privacy shield network (PSN) connected to the wide area network, the RV being registered with the PSN and communicating with the PSP under second conditions set by the profile.

32. A method of using a privacy shield network (PSN) connected to a wide area network to control communications among a plurality of privacy service providers (PSPs) and a plurality of registered vendors (RVs), where each PSP is controlled by commands from a respective personal access device (PAD) associated with a respective subscriber to the PSN and is further controlled under conditions set by a profile of the respective subscriber stored in the respective PAD, said method comprising the steps of:

using a first service structure for controlling registration of vendors as RVs, where the PSN prevents transfer of communications of unregistered vendors to any of the PSPs and RVs; and

using a second server structure for controlling communications using the wide area network from any of the PSPs and RVs to any of the PSPs and RVs,

wherein the second server structure controls any communication between a first one of the PSPs and any other one of the PSPs and RVs under conditions set by the profile.

33. A system for a plurality of individual subscribers to receive and transmit communications via the Internet, the system comprising:

an XML privacy service provider (PSP) linked to the Internet for

36. The system of claim 33, wherein each PAD comprises:

a CPU, an operating system and a memory device;

a battery;

a wireless RF communication chip;

an input/output interface; and

an encryption key embedded in removable ROM.

38. The PAD of claim 37, wherein said IC device is removable from said PAD.

39. The PAD of claim 37, wherein the encrypted identification means is a unique digital code embedded in ROM.

40. The PAD of claim 39, wherein said IC device is preprogrammed to disable the identification means in the event that security of the unique digital code is breached.

41. The PAD of claim 37, further comprising a housing, an electronic display visible through an aperture in said housing and at least one manual actuator for controlling functions of said PAD.

42. The PAD of claim 41, further comprising a microphone having an on/off switch and a voice recognition program that converts voice to digital data for storage in said memory device.

37. A portable battery-powered personal access device (PAD) for use in a system for a plurality of individual subscribers to receive and transmit private personalized communications via the Internet, the system comprising an XML privacy service provider (PSP) linked to the Internet for communication, a plurality of private XML subscriber data files accessible to the PSP, each file being associated with a respective subscriber, said PAD being for each subscriber to access the respective file and communicate with the PSP, and a plurality of registered vendors (RVs) linked to the Internet for communication with the subscribers under conditions set by the respective files through the PSP, said PAD comprising:

at least one programmable integrated circuit (IC) device that includes encrypted identification means;

non-directional, short-range communication signal generation and receiving means;

a CPU, an operating system and a memory device; and

an input/output interface.