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Apparatus for automated risk modification in risk groups

  • US 20020194032A1
  • Filed: 05/31/2002
  • Published: 12/19/2002
  • Est. Priority Date: 05/31/2001
  • Status: Abandoned Application
First Claim
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1. A system for automatic risk modification of a member of a risk group, comprising:

  • a data acquisition component adapted for interaction with a member of a risk group for acquiring data associated with a risk factor of said member, including repeated acquisition of at least one risk factor parameter from said member; and

    an expert system in communication with said data acquisition component, and having access to a data bank in which a plurality of product offerings are stored, said expert system being configured to generate a first output, selected from the group consisting of behavior recommendations and product offerings, dependent on said data, said first output having a characteristic, selected from the group consisting of cost and complexity, at a first level, said expert system communicating said first output to said member and subsequently receiving said risk factor parameter therefrom, and said expert system generating subsequent outputs with said characteristic respectively at stepped increments higher than said first level, if said risk factor parameter indicates a lack of modification of said risk factor resulting from a preceding output.

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